ICICI Prudential Balanced Advantage Fund vs Nippon India Growth Mid Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
12.2%
3Y Return
25.15%
Dekho, aaj hum do mutual funds ke beech ka comparison karne ja rahe hain - ICICI Prudential Balanced Advantage Fund aur Nippon India Growth Mid Cap Fund. Ye donon funds aapke paiso ki growth ke liye sahi hain, lekin inmein kya ant hoga, yeh humein jaanana hai. Aaj hum aapko kuch vishayon par jaankari denge, jaise ki inka 3-saal ka return, kharcha ka ratio, aur riskometer.
| Parameter | AICICI Prudential Balanced Advantage Fund - Direct Plan - Growth | BNippon India Growth Mid Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | ICICI Prudential | Nippon India |
| Category | Hybrid | Mid Cap |
| NAV (₹) | 84.60 | 4845.02 |
| AUM (₹ Cr) | 7.06 Lac Cr | 4.58 Lac Cr |
| Expense Ratio (%) | 1% | 1.26% |
| Riskometer | Moderately High | Very High |
| Volatility | 9.34 | 15.97 |
| Sharpe Ratio | 0.61 | 1.17 |
| 1 Year Return (%) | 4.35% | 10.17% |
| 3 Year Return (%) | 12.2% | 25.15% |
| 5 Year Return (%) | 11.25% | 22.32% |
| Since Launch (%) | 12.54% | 18.36% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 3 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Akhil Kakkar; Ihab Dalwai; Manish Banthia; Rajat Chandak; Sharmila D'Silva; Sri Sharma (13.4 years yrs) | Amber Singhania; Kinjal Desai; Rupesh Patel (8.0 years yrs) |
| Benchmark | Nifty 50 Hybrid Composite Debt 65:35 Index | Nifty Midcap 150 TRI |
| Top 3 Holdings | TVS Motor Company Ltd. (5.25%), ICICI Bank Ltd. (3.97%), HDFC Bank Ltd. (3.65%) | BSE Ltd. (4.21%), Fortis Healthcare Ltd. (2.76%), The Federal Bank Ltd. (2.57%) |
| Asset Allocation | Equity: 68.12% | CD: 4.05% | REITs: 3.85% | SDL: 3.68% | GOI Sec: 3.07% | Debenture: 2.37% | T-Bills: 2.0% | NCD: 1.59% | Sec. Debt: 0.91% | Debt: 0.49% | InvITs: 0.32% | CP: 0.28% | ZCB: 0.23% | GOI FRB: 0.1% | Pref. Shares: 0.1% | ID: -0.59% | Futures: -3.84% | Equity: 98.55% |
| Portfolio Turnover | 451% | 74% |
🤖 AI Verdict – Which is Better?
Our verdict hai ki ICICI Prudential Balanced Advantage Fund aapke liye better fund hai, kyonki yeh fund aapko stable returns de raha hai 5-saal ka return 11.25% hai, jabki Nippon India Growth Mid Cap Fund ka 5-saal ka return 22.32% hai, lekin yeh fund bahut hi riski hai. Haan, expense ratio bhi thoda zyada hai, lekin yeh fund aapko long-term wealth creation ke liye sahi hai.
Why consider ICICI Prudential Balanced Advantage Fund?
- Expense ratio: 1%
- 3Y return: 12.2%
- AUM: 7.06 Lac Cr
- Sharpe Ratio: 0.61
Why consider Nippon India Growth Mid Cap Fund?
- Expense ratio: 1.26%
- 3Y return: 25.15%
- AUM: 4.58 Lac Cr
- Sharpe Ratio: 1.17
📈 SIP Suitability
SIP ke liye, hum ICICI Prudential Balanced Advantage Fund ko better fund maante hain, kyonki yeh fund aapko consistent returns de raha hai aur yeh fund aapke paiso ko stable rakhne mein madad karega. Nippon India Growth Mid Cap Fund ka 1-saal ka return 10.17% hai, lekin yeh fund aapke paiso ko bahut hi riski hata raha hai.
⚠️ Risk & Cost Analysis
Riskometer aur volatility ke hisaab se, Nippon India Growth Mid Cap Fund bahut hi riski hai, lekin yeh fund aapko high returns de raha hai. ICICI Prudential Balanced Advantage Fund ka riskometer moderately high hai, lekin yeh fund aapko stable returns de raha hai. Sharpe ratio aur expense ratio ke hisaab se, ICICI Prudential Balanced Advantage Fund aapke liye better fund hai.
📊 Portfolio Diversification
Asset allocation ke hisaab se, ICICI Prudential Balanced Advantage Fund ka portfolio diversified hai, lekin Nippon India Growth Mid Cap Fund ka portfolio concentrated hai. Top holdings concentration ke hisaab se, Nippon India Growth Mid Cap Fund ka portfolio bahut hi riski hai, lekin ICICI Prudential Balanced Advantage Fund ka portfolio stable hai.
SIP Calculator – Compare Growth Potential
ICICI Prudential Balanced Advantage Fund
₹1175628.80
@12.2% annual return (3Y)
Nippon India Growth Mid Cap Fund
₹2691264.97
@25.1% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai ki Fund B ki 5Y return 22.32% hai, jo ki Fund A ki 5Y return 11.25% se adhik hai.
Q2: Is the higher risk fund worth it?
Haan, Fund B ki higher risk hain, lekin uski high returns bhi hain. Aapki volatility aur risk ki tolerance ke anusaar fund chunna hoga.
Q3: Which fund is more cost-effective?
Fund A ki expense ratio 1% hai, jo ki Fund B ki expense ratio 1.26% se kam hai. Isliye, Fund A aapke liye cost-effective hain.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price