ICICI Prudential Balanced Advantage Fund vs Mirae Asset Mid Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
12.2%
3Y Return
12.03%
Dekho, aapke paas do hybrid funds hain Fund A aur Fund B. Ye don't hain Mid Cap fund Fund B ka category hai. Aaj hum aapko Fund A aur Fund B ke beech ka comparison karne jaane waale hain. Aapke paas 3 saal ke return, expense ratio, aur riskometer ke beech ka comparison hoga. Chaliye, shuru karein!
| Parameter | AICICI Prudential Balanced Advantage Fund - Direct Plan - Growth | BMirae Asset Mid Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | ICICI Prudential | Mirae Asset |
| Category | Hybrid | Mid Cap |
| NAV (₹) | 84.60 | 38.13 |
| AUM (₹ Cr) | 7.06 Lac Cr | 1.84 Lac Cr |
| Expense Ratio (%) | 1% | 1.67% |
| Riskometer | Moderately High | Very High |
| Volatility | 9.34 | 14.96 |
| Sharpe Ratio | 0.61 | 0.37 |
| 1 Year Return (%) | 4.35% | 2.41% |
| 3 Year Return (%) | 12.2% | 12.03% |
| 5 Year Return (%) | 11.25% | 9.36% |
| Since Launch (%) | 12.54% | 13.2% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 22 August 2023 |
| Exit Load | Nil | Nil |
| Fund Manager | Akhil Kakkar; Ihab Dalwai; Manish Banthia; Rajat Chandak; Sharmila D'Silva; Sri Sharma (13.4 years yrs) | Ankit Jain (6.9 years yrs) |
| Benchmark | Nifty 50 Hybrid Composite Debt 65:35 Index | Nifty Midcap 150 TRI |
| Top 3 Holdings | TVS Motor Company Ltd. (5.25%), ICICI Bank Ltd. (3.97%), HDFC Bank Ltd. (3.65%) | Indusind Bank Ltd. (3.74%), Bharat Forge Ltd. (3.49%), Lupin Ltd. (3.47%) |
| Asset Allocation | Equity: 68.12% | CD: 4.05% | REITs: 3.85% | SDL: 3.68% | GOI Sec: 3.07% | Debenture: 2.37% | T-Bills: 2.0% | NCD: 1.59% | Sec. Debt: 0.91% | Debt: 0.49% | InvITs: 0.32% | CP: 0.28% | ZCB: 0.23% | GOI FRB: 0.1% | Pref. Shares: 0.1% | ID: -0.59% | Futures: -3.84% | Equity: 97.85% | Mutual Fund: 0.26% |
| Portfolio Turnover | 451% | 47% |
🤖 AI Verdict – Which is Better?
Haan, ab hum aapko batana jaa rahe hain ki kis fund mein long-term wealth creation ke liye invest karna achha hai. Dekho, 3Y return, expense ratio, aur risk ke hisaab se hum kaha sakte hain ki kis fund mein invest karna achha hai. Mirae Asset Mid Cap Fund Regular Plan mein 3Y return 12.03% hai, lekin expense ratio 1.67% hai, jo kafi high hai. ICICI Prudential Balanced Advantage Fund Direct Plan mein 3Y return 12.2% hai, lekin expense ratio 1% hai, jo low hai. Lekin, riskometer ke hisaab se, Mirae Asset Mid Cap Fund Regular Plan Very High risk hai, jabki ICICI Prudential Balanced Advantage Fund Direct Plan Moderately High risk hai. Toh, haan, hum kaha sakte hain ki ICICI Prudential Balanced Advantage Fund Direct Plan long-term wealth creation ke liye better option hai.
Why consider ICICI Prudential Balanced Advantage Fund?
- Expense ratio: 1%
- 3Y return: 12.2%
- AUM: 7.06 Lac Cr
- Sharpe Ratio: 0.61
Why consider Mirae Asset Mid Cap Fund?
- Expense ratio: 1.67%
- 3Y return: 12.03%
- AUM: 1.84 Lac Cr
- Sharpe Ratio: 0.37
📈 SIP Suitability
Yadi aap ek monthly SIP ke liye 10+ saal ki yatra ka plan karte hain, to Fund A hoga behtar fund. Fund A ka 3 saal ka return 12.2% hai, jo Fund B ka 3 saal ka return 12.03% se adhik hai. Fund A ka expense ratio bhi kam hai, 1% ke mukhya yaatra.
⚠️ Risk & Cost Analysis
Yadi aap riskometer, volatility, Sharpe ratio, aur expense ratio ke hisab se fund ka chayan karte hain, to Fund A hoga behtar fund. Fund A ka riskometer Moderately High hai, jo Fund B ka Very High riskometer se kam hai. Sharpe ratio ke hisab se, Fund A ka 0.61 ratio hai, jo Fund B ka Sharpe ratio 0.37 se adhik hai. Expense ratio ke hisab se, Fund A ka expense ratio 1% hai, jo Fund B ka expense ratio 1.67% se kam hai.
📊 Portfolio Diversification
Fund A mein 68.12% equity hai, lekin Fund B mein 97.85% equity hai. Fund A ka asset allocation bhi adhik diversified hai, 9 se adhik asset classes hain. Fund B ka top holdings concentration bhi adhik hai, 3 se adhik holdings hain. Haan, Fund A hoga behtar fund portfolio diversification ke hisab se.
SIP Calculator – Compare Growth Potential
ICICI Prudential Balanced Advantage Fund
₹1175628.80
@12.2% annual return (3Y)
Mirae Asset Mid Cap Fund
₹1163772.71
@12.0% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund A ka 5 saal ka return 11.25% hai, jo Fund B ka 5 saal ka return 9.36% se adhik hai. Haan, Fund A hoga behtar fund long-term wealth creation ke liye.
Q2: Is the higher risk fund worth it?
Fund B ka riskometer Very High hai, jo Fund A ka Moderately High riskometer se adhik hai. Lekin Fund B ka Sharpe ratio 0.37 hai, jo Fund A ka Sharpe ratio 0.61 se kam hai. Haan, Fund A hoga behtar fund risk-ke hisab.
Q3: Which fund is more cost-effective?
Fund A ka expense ratio 1% hai, jo Fund B ka expense ratio 1.67% se kam hai. Haan, Fund A hoga behtar fund cost-effectiveness ke hisab.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price