ICICI Prudential Balanced Advantage Fund vs Mirae Asset Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
12.2%
3Y Return
11.03%
Dekho, aap donon funds ke categories alag-alag hain. Fund A Hybrid hai, jabki Fund B Large Cap hai. Yeh article aapko batayega ki Fund A aur Fund B ke beech me kya aisa hai aur aapko kis fund mein SIP lagaane ke liye kya karne chahiye.
| Parameter | AICICI Prudential Balanced Advantage Fund - Direct Plan - Growth | BMirae Asset Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | ICICI Prudential | Mirae Asset |
| Category | Hybrid | Large Cap |
| NAV (₹) | 84.60 | 122.90 |
| AUM (₹ Cr) | 7.06 Lac Cr | 3.82 Lac Cr |
| Expense Ratio (%) | 1% | 0.57% |
| Riskometer | Moderately High | Very High |
| Volatility | 9.34 | 11.64 |
| Sharpe Ratio | 0.61 | 0.39 |
| 1 Year Return (%) | 4.35% | -2% |
| 3 Year Return (%) | 12.2% | 11.03% |
| 5 Year Return (%) | 11.25% | 10.78% |
| Since Launch (%) | 12.54% | 14.98% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Akhil Kakkar; Ihab Dalwai; Manish Banthia; Rajat Chandak; Sharmila D'Silva; Sri Sharma (13.4 years yrs) | Gaurav Misra (7.3 years yrs) |
| Benchmark | Nifty 50 Hybrid Composite Debt 65:35 Index | NIFTY 100 Total Return Index |
| Top 3 Holdings | TVS Motor Company Ltd. (5.25%), ICICI Bank Ltd. (3.97%), HDFC Bank Ltd. (3.65%) | HDFC Bank Ltd. (9.15%), ICICI Bank Ltd. (8.12%), Reliance Industries Ltd. (5.76%) |
| Asset Allocation | Equity: 68.12% | CD: 4.05% | REITs: 3.85% | SDL: 3.68% | GOI Sec: 3.07% | Debenture: 2.37% | T-Bills: 2.0% | NCD: 1.59% | Sec. Debt: 0.91% | Debt: 0.49% | InvITs: 0.32% | CP: 0.28% | ZCB: 0.23% | GOI FRB: 0.1% | Pref. Shares: 0.1% | ID: -0.59% | Futures: -3.84% | Equity: 99.63% | Mutual Fund: 0.17% |
| Portfolio Turnover | 451% | 20% |
🤖 AI Verdict – Which is Better?
Aaj hamara verdict hai ki Fund A better hai long-term wealth creation ke liye. Iska karan hai ki yeh fund 3 year return mein 12.2% se jyaada karta hai aur expense ratio low hai. Riskometer moderately high hai, lekin yeh fund volatility aur Sharpe ratio ke hisaab se bhi accha hai.
Why consider ICICI Prudential Balanced Advantage Fund?
- Expense ratio: 1%
- 3Y return: 12.2%
- AUM: 7.06 Lac Cr
- Sharpe Ratio: 0.61
Why consider Mirae Asset Large Cap Fund?
- Expense ratio: 0.57%
- 3Y return: 11.03%
- AUM: 3.82 Lac Cr
- Sharpe Ratio: 0.39
📈 SIP Suitability
Chaliye, aapko SIP lagaane ke liye kuch sochne chahiye. Fund A ki consistency aur return stability Fund B ki tulna mein achi hai. Fund A ki 1Y return 4.35% hai, jiska 3Y return 12.2% hai, jabki Fund B ki 1Y return -2% hai aur 3Y return 11.03% hai. Isliye, Fund A aapke liye better fund hai SIP ke liye.
⚠️ Risk & Cost Analysis
Kabhi-kabhi hamara dil dar jaata hai, lekin riskometer, volatility aur Sharpe ratio ke hisaab se Fund A accha hai. Expense ratio bhi Fund A ka hai. Volatility 9.34 hai, lekin Sharpe ratio 0.61 hai, jis se pata chalta hai ki yeh fund risk se bhi kam hai.
📊 Portfolio Diversification
Fund A ka asset allocation jyada diversified hai. Equity mein 68.12%, CD 4.05%, REITs 3.85% aur SDL 3.68% investment hai. Fund B ka asset allocation jyada concentrate hai, ek hi sector mein. HDFC Bank, ICICI Bank aur Reliance Industries ki shares mein jyada investment hai.
SIP Calculator – Compare Growth Potential
ICICI Prudential Balanced Advantage Fund
₹1175628.80
@12.2% annual return (3Y)
Mirae Asset Large Cap Fund
₹1096870.77
@11.0% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Haan, Fund A ki 5Y return 11.25% hai, jiska 3Y return 12.2% hai, jabki Fund B ki 5Y return 10.78% hai aur 3Y return 11.03% hai. Isliye, Fund A aapke liye better fund hai long run ke returns ke hisab se.
Q2: Is the higher risk fund worth it?
Haan, lekin Fund B ki higher risk mere liye not worth hai. Fund B ka volatility 11.64 hai, jiska Fund A ka volatility 9.34 hai. Iske alawa, Fund B ki Sharpe ratio 0.39 hai, jiska Fund A ki Sharpe ratio 0.61 hai. Isliye, Fund A aapke liye better fund hai.
Q3: Which fund is more cost-effective?
Haan, Fund A ki expense ratio 1% hai, jiska Fund B ki expense ratio 0.57% hai. Isliye, Fund B aapke liye more cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price