ICICI Prudential Balanced Advantage Fund vs Kotak Mahindra Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
12.2%
3Y Return
12.82%
Chaliye dekho Fund A aur Fund B ki comparison. Fund A ICICI Prudential Balanced Advantage Fund hai, jo Hybrid category mein aata hai. Fund B Kotak Mahindra Large Cap Fund hai, jo Large Cap category mein aata hai. Aaj humein yeh pata lagana hai ki kis fund se long-term mein aur kya milti hai.
| Parameter | AICICI Prudential Balanced Advantage Fund - Direct Plan - Growth | BKotak Mahindra Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | ICICI Prudential | Kotak Mahindra |
| Category | Hybrid | Large Cap |
| NAV (₹) | 84.60 | 635.60 |
| AUM (₹ Cr) | 7.06 Lac Cr | 3.81 Lac Cr |
| Expense Ratio (%) | 1% | 1.36% |
| Riskometer | Moderately High | Very High |
| Volatility | 9.34 | 11.32 |
| Sharpe Ratio | 0.61 | 0.56 |
| 1 Year Return (%) | 4.35% | -2.46% |
| 3 Year Return (%) | 12.2% | 12.82% |
| 5 Year Return (%) | 11.25% | 12.2% |
| Since Launch (%) | 12.54% | 13.87% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Akhil Kakkar; Ihab Dalwai; Manish Banthia; Rajat Chandak; Sharmila D'Silva; Sri Sharma (13.4 years yrs) | Harsha Upadhyaya (3.5 years yrs) |
| Benchmark | Nifty 50 Hybrid Composite Debt 65:35 Index | Nifty 50 |
| Top 3 Holdings | TVS Motor Company Ltd. (5.25%), ICICI Bank Ltd. (3.97%), HDFC Bank Ltd. (3.65%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 68.12% | CD: 4.05% | REITs: 3.85% | SDL: 3.68% | GOI Sec: 3.07% | Debenture: 2.37% | T-Bills: 2.0% | NCD: 1.59% | Sec. Debt: 0.91% | Debt: 0.49% | InvITs: 0.32% | CP: 0.28% | ZCB: 0.23% | GOI FRB: 0.1% | Pref. Shares: 0.1% | ID: -0.59% | Futures: -3.84% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 451% | 16% |
🤖 AI Verdict – Which is Better?
Sach ye hai ki Fund A 3Y return mein 12.2% deta hai, jabki Fund B 12.82% deta hai. Lekin expense ratio mein Fund A bahut behtar hai, 1% hi hai, jabki Fund B 1.36% hai. Aur riskometer mein Fund A Moderately High hai, jabki Fund B Very High hai. Haan, isliye hum Fund A ko long-term mein better fund manaenge.
Why consider ICICI Prudential Balanced Advantage Fund?
- Expense ratio: 1%
- 3Y return: 12.2%
- AUM: 7.06 Lac Cr
- Sharpe Ratio: 0.61
Why consider Kotak Mahindra Large Cap Fund?
- Expense ratio: 1.36%
- 3Y return: 12.82%
- AUM: 3.81 Lac Cr
- Sharpe Ratio: 0.56
📈 SIP Suitability
Agar aapko SIP ke liye fund choose karna hai, to Fund A bahut behtar mauka dega. Fund A ka 1Y return 4.35% hai, jabki Fund B ka -2.46% hai. Iske alawa, Fund A ka asset allocation Equity mein bhi behtar hai, 68.12%. Isliye SIP ke liye Fund A hi chunna chahiye.
⚠️ Risk & Cost Analysis
Riskometer aur volatility mein Fund A Fund B se behtar hai. Fund A ka riskometer Moderately High hai, jabki Fund B ka Very High hai. Iske alawa, Fund A ka volatility 9.34 hai, jabki Fund B ka 11.32 hai. Sharpe ratio mein bhi Fund A behtar hai, 0.61. Expens ratio mein bhi Fund A behtar hai, 1%. Isliye risk-adjusted returns mein Fund A behtar hai.
📊 Portfolio Diversification
Fund A ka asset allocation behtar hai. Fund A mein Equity 68.12% hai, jabki Fund B mein 96.00% hai. Iske alawa, Fund A ka asset allocation mein CD, REITs, SDL, GOI Sec, Debenture, T-Bills, NCD, Sec. Debt, Debt, InvITs, CP, ZCB, GOI FRB, Pref. Shares, aur Futures hain. Fund B mein T-Bills aur Equity hi hai. Isliye Fund A ka asset allocation behtar hai.
SIP Calculator – Compare Growth Potential
ICICI Prudential Balanced Advantage Fund
₹1175628.80
@12.2% annual return (3Y)
Kotak Mahindra Large Cap Fund
₹1220113.26
@12.8% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund B 3Y aur 5Y mein better returns dete hai, 12.82% aur 12.2%.
Q2: Is the higher risk fund worth it?
Haan, Fund B ka volatility aur Sharpe ratio Fund A se jyada hai, lekin yeh fund long-term mein behtar return dete hai.
Q3: Which fund is more cost-effective?
Fund A expense ratio mein Fund B se behtar hai, 1%.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price