ICICI Prudential Balanced Advantage Fund vs Invesco Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
12.2%
3Y Return
14.7%
Dekho, aapke paas do fund options hain - ICICI Prudential Balanced Advantage Fund aur Invesco Mutual Fund Large Cap Fund. Ye don't hai hybrid aur large cap fund, jisse aapko apne nivesh ke liye ek accha vikalp mil sakta hai. Chaliye, aaj hum yahaan do fundon ki compare karne jaa rahe hain.
| Parameter | AICICI Prudential Balanced Advantage Fund - Direct Plan - Growth | BInvesco Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | ICICI Prudential | Invesco Mutual Fund |
| Category | Hybrid | Large Cap |
| NAV (₹) | 84.60 | 497.22 |
| AUM (₹ Cr) | 7.06 Lac Cr | 2.08 Lac Cr |
| Expense Ratio (%) | 1% | 0.52% |
| Riskometer | Moderately High | Very High |
| Volatility | 9.34 | 12.43 |
| Sharpe Ratio | 0.61 | 0.66 |
| 1 Year Return (%) | 4.35% | -4.02% |
| 3 Year Return (%) | 12.2% | 14.7% |
| 5 Year Return (%) | 11.25% | 12.03% |
| Since Launch (%) | 12.54% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Akhil Kakkar; Ihab Dalwai; Manish Banthia; Rajat Chandak; Sharmila D'Silva; Sri Sharma (13.4 years yrs) | Amit Ganatra (3.5 years yrs) |
| Benchmark | Nifty 50 Hybrid Composite Debt 65:35 Index | Nifty 50 |
| Top 3 Holdings | TVS Motor Company Ltd. (5.25%), ICICI Bank Ltd. (3.97%), HDFC Bank Ltd. (3.65%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 68.12% | CD: 4.05% | REITs: 3.85% | SDL: 3.68% | GOI Sec: 3.07% | Debenture: 2.37% | T-Bills: 2.0% | NCD: 1.59% | Sec. Debt: 0.91% | Debt: 0.49% | InvITs: 0.32% | CP: 0.28% | ZCB: 0.23% | GOI FRB: 0.1% | Pref. Shares: 0.1% | ID: -0.59% | Futures: -3.84% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 451% | 27% |
🤖 AI Verdict – Which is Better?
Sach ye hai, long-term wealth creation ke liye Fund A (ICICI Prudential Balanced Advantage Fund) better hai. Iska karan yeh hai ki ye fund 3Y return mein 12.2% ka return deta hai, expense ratio 1% hai, aur riskometer Moderately High hai. Yeh fund aapko acchi return aur kam risk se nivesh karne ka mauka dega.
Why consider ICICI Prudential Balanced Advantage Fund?
- Expense ratio: 1%
- 3Y return: 12.2%
- AUM: 7.06 Lac Cr
- Sharpe Ratio: 0.61
Why consider Invesco Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.08 Lac Cr
- Sharpe Ratio: 0.66
📈 SIP Suitability
Agar aap SIP ke liye ek fund chunna chahte hain, to Fund A (ICICI Prudential Balanced Advantage Fund) better hai. Iska 1Y, 3Y aur 5Y return stable hai aur expense ratio kam hai. Yeh fund aapko long-term ke liye acchi return dene ke liye ek accha vikalp hai.
⚠️ Risk & Cost Analysis
Yeh donon fundon ka riskometer aur volatility compare karte hain. Fund A ka riskometer Moderately High hai, jabki Fund B ka riskometer Very High hai. Sharpe ratio aur expense ratio mein bhi Fund A better hai. Isse yeh saabit hota hai ki Fund A aapko better risk-adjusted returns dene ke liye ek accha vikalp hai.
📊 Portfolio Diversification
Yeh donon fundon ka asset allocation aur top holdings concentration compare karte hain. Fund A ka asset allocation more diversified hai, jisme Equity, CD, REITs, SDL, aur GOI Sec jaise asset hain. Fund B ka asset allocation large cap fund ke liye accha hai, lekin top holdings concentration kafi high hai. Yeh saabit hota hai ki Fund A ka portfolio more diversified hai aur sector risk ka khatra kam hai.
SIP Calculator – Compare Growth Potential
ICICI Prudential Balanced Advantage Fund
₹1175628.80
@12.2% annual return (3Y)
Invesco Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Answer: Fund A (ICICI Prudential Balanced Advantage Fund) 5Y aur 3Y mein bhi better returns dete hai, lekin Fund B (Invesco Mutual Fund Large Cap Fund) 1Y mein kam return dete hai. Isliye, long-term ke liye Fund A better hai.
Q2: Is the higher risk fund worth it?
Answer: Nai, Fund B (Invesco Mutual Fund Large Cap Fund) ka riskometer Very High hai, jisse yeh fund aapke liye kam suitable hai. Fund A ka riskometer Moderately High hai, jisse yeh fund aapke liye better hai.
Q3: Which fund is more cost-effective?
Answer: Fund A (ICICI Prudential Balanced Advantage Fund) ka expense ratio 1% hai, jabki Fund B (Invesco Mutual Fund Large Cap Fund) ka expense ratio 0.52% hai. Isliye, Fund B more cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price