ICICI Prudential Balanced Advantage Fund vs ICICI Prudential Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
12.2%
3Y Return
20.43%
Dekho, today hamare paas do hybrid funds hain - ICICI Prudential Balanced Advantage Fund aur ICICI Prudential Multi Cap Fund. Chaliye, ye donon funds apne category mein hain aur aaj humein unke beech ki comparison karne mein interest hai. Ye article humein batayega ki kis fund se aapka paise behtar suraksha aur aage badhne ka mauka milega.
| Parameter | AICICI Prudential Balanced Advantage Fund - Direct Plan - Growth | BICICI Prudential Multi Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | ICICI Prudential | ICICI Prudential |
| Category | Hybrid | Multi Cap |
| NAV (₹) | 84.60 | 934.98 |
| AUM (₹ Cr) | 7.06 Lac Cr | 1.70 Lac Cr |
| Expense Ratio (%) | 1% | 1.74% |
| Riskometer | Moderately High | Very High |
| Volatility | 9.34 | 13.2 |
| Sharpe Ratio | 0.61 | 1.06 |
| 1 Year Return (%) | 4.35% | 6.9% |
| 3 Year Return (%) | 12.2% | 20.43% |
| 5 Year Return (%) | 11.25% | 17.37% |
| Since Launch (%) | 12.54% | 16.31% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Akhil Kakkar; Ihab Dalwai; Manish Banthia; Rajat Chandak; Sharmila D'Silva; Sri Sharma (13.4 years yrs) | Lalit Kumar; Sharmila D'Silva (3.9 years yrs) |
| Benchmark | Nifty 50 Hybrid Composite Debt 65:35 Index | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | TVS Motor Company Ltd. (5.25%), ICICI Bank Ltd. (3.97%), HDFC Bank Ltd. (3.65%) | BSE Ltd. (3.31%), Ultratech Cement Ltd. (2.85%), Jindal Steel Ltd. (2.73%) |
| Asset Allocation | Equity: 68.12% | CD: 4.05% | REITs: 3.85% | SDL: 3.68% | GOI Sec: 3.07% | Debenture: 2.37% | T-Bills: 2.0% | NCD: 1.59% | Sec. Debt: 0.91% | Debt: 0.49% | InvITs: 0.32% | CP: 0.28% | ZCB: 0.23% | GOI FRB: 0.1% | Pref. Shares: 0.1% | ID: -0.59% | Futures: -3.84% | Equity: 97.97% |
| Portfolio Turnover | 451% | 45% |
🤖 AI Verdict – Which is Better?
Sach ye hai, Fund B - ICICI Prudential Multi Cap Fund - long-term wealth creation ke liye aapke liye behtar fund hai. Is fund ne 3Y ke return mein 20.43% aur 5Y ke return mein 17.37% kiya hai, jo ek bahut acchi performance hai. Lekin, is fund ka riskometer very high hai aur expense ratio 1.74% hai, jo kafi high hai. Isliye, koi bhi investment ke liye risk aur cost ko dhyan mein rakhna bahut zaroori hai.
Why consider ICICI Prudential Balanced Advantage Fund?
- Expense ratio: 1%
- 3Y return: 12.2%
- AUM: 7.06 Lac Cr
- Sharpe Ratio: 0.61
Why consider ICICI Prudential Multi Cap Fund?
- Expense ratio: 1.74%
- 3Y return: 20.43%
- AUM: 1.70 Lac Cr
- Sharpe Ratio: 1.06
📈 SIP Suitability
Kisi bhi SIP ke liye, aapko stability aur return ke liye ek fund chunna hoga. Fund A - ICICI Prudential Balanced Advantage Fund - 3Y return mein 12.2% aur 5Y return mein 11.25% kiya hai, jo kisi bhi SIP ke liye behtar hai. Is fund ka riskometer moderately high hai aur expense ratio 1% hai, jo kafi low hai.
⚠️ Risk & Cost Analysis
Ab hum Fund A aur Fund B ke riskometer, volatility aur Sharpe ratio ke beech ki comparison karenge. Fund B ka riskometer very high hai lekin sharpe ratio 1.06 hai, jo bahut accha hai. Fund A ka riskometer moderately high hai aur sharpe ratio 0.61 hai, jo thoda low hai. Isliye, Fund B risk-adjusted returns mein Fund A se behtar hai.
📊 Portfolio Diversification
Ab hum donon funds ke asset allocation aur top 3 holdings ko dekhte hain. Fund A mein equity 68.12% hai, CD 4.05% aur REITs 3.85% hai. Fund B mein equity 97.97% hai. Isliye, Fund B mein asset allocation bahut high hai aur isme sector risk bhi jyada hai.
SIP Calculator – Compare Growth Potential
ICICI Prudential Balanced Advantage Fund
₹1175628.80
@12.2% annual return (3Y)
ICICI Prudential Multi Cap Fund
₹1966010.45
@20.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund B - ICICI Prudential Multi Cap Fund - 5Y return mein 17.37% aur 3Y return mein 20.43% kiya hai, jo Fund A se behtar hai.
Q2: Is the higher risk fund worth it?
Fund B ka riskometer very high hai lekin sharpe ratio 1.06 hai, jo bahut accha hai. Isliye, Fund B risk-adjusted returns mein Fund A se behtar hai.
Q3: Which fund is more cost-effective?
Fund A ka expense ratio 1% hai, jo Fund B se low hai. Isliye, Fund A cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price