ICICI Prudential Balanced Advantage Fund vs ICICI Prudential Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
12.2%
3Y Return
14.81%
Chaliye dekho, aapke paas do fund hain: ICICI Prudential Balanced Advantage Fund aur ICICI Prudential Large Cap Fund. Fund A ek hybrid fund hai, lekin Fund B ek large cap fund hai. Aaj humein yeh samajhna hai ki kis fund mein long-term wealth creation ke liye invest karne mein asar hota hai. Dekhiye Fund A aur Fund B ke beech ki kya similarity aur difference hai.
[VERDICT]| Parameter | AICICI Prudential Balanced Advantage Fund - Direct Plan - Growth | BICICI Prudential Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | ICICI Prudential | ICICI Prudential |
| Category | Hybrid | Large Cap |
| NAV (₹) | 84.60 | 117.10 |
| AUM (₹ Cr) | 7.06 Lac Cr | 2.36 Lac Cr |
| Expense Ratio (%) | 1% | 0.52% |
| Riskometer | Moderately High | Very High |
| Volatility | 9.34 | 11.43 |
| Sharpe Ratio | 0.61 | 0.73 |
| 1 Year Return (%) | 4.35% | -2.39% |
| 3 Year Return (%) | 12.2% | 14.81% |
| 5 Year Return (%) | 11.25% | 14.18% |
| Since Launch (%) | 12.54% | 14.71% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Akhil Kakkar; Ihab Dalwai; Manish Banthia; Rajat Chandak; Sharmila D'Silva; Sri Sharma (13.4 years yrs) | Anish Tawakley (3.5 years yrs) |
| Benchmark | Nifty 50 Hybrid Composite Debt 65:35 Index | Nifty 50 |
| Top 3 Holdings | TVS Motor Company Ltd. (5.25%), ICICI Bank Ltd. (3.97%), HDFC Bank Ltd. (3.65%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 68.12% | CD: 4.05% | REITs: 3.85% | SDL: 3.68% | GOI Sec: 3.07% | Debenture: 2.37% | T-Bills: 2.0% | NCD: 1.59% | Sec. Debt: 0.91% | Debt: 0.49% | InvITs: 0.32% | CP: 0.28% | ZCB: 0.23% | GOI FRB: 0.1% | Pref. Shares: 0.1% | ID: -0.59% | Futures: -3.84% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 451% | 17% |
🤖 AI Verdict – Which is Better?
Sach ye hai, Fund A, ICICI Prudential Balanced Advantage Fund, long-term wealth creation ke liye aapke liye better option hai. Iska 3Y return 12.2% hai, lekin expense ratio 1% hai. Fund B ka 3Y return 14.81% hai, lekin riskometer very high hai. Haan, lekin Fund A ka riskometer moderately high hai aur expense ratio Fund B ki tulna mein kam hai. Isliye, humein Fund A ka preference milta hai.
[SIP_SUITABILITY]Why consider ICICI Prudential Balanced Advantage Fund?
- Expense ratio: 1%
- 3Y return: 12.2%
- AUM: 7.06 Lac Cr
- Sharpe Ratio: 0.61
Why consider ICICI Prudential Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.81%
- AUM: 2.36 Lac Cr
- Sharpe Ratio: 0.73
📈 SIP Suitability
SIP invester ke liye, Fund A aapke liye better option hai. Fund A ka 5Y return 11.25% hai, jiski comparison Fund B ka 5Y return 14.18% hai. Lekin Fund A ka expense ratio Fund B ki tulna mein kam hai. Isliye, humein Fund A ka preference milta hai. Dekhiye, Fund A ke 10+ saal ke liye SIP mein invest karne se aapke liye kya fayda hoga.
[RISK_COST]⚠️ Risk & Cost Analysis
Sach ye hai, Fund A aur Fund B ke beech ki ek bahut badi difference hai. Fund A ka riskometer moderately high hai, lekin volatility 9.34% hai. Fund B ka riskometer very high hai, lekin volatility 11.43% hai. Isliye, humein Fund A ka preference milta hai. Lekin expense ratio Fund B ki tulna mein kam hai. Isliye, humein Fund B ka preference nahin milta hai.
[PORTFOLIO_INSIGHT]📊 Portfolio Diversification
Fund A ka asset allocation thoda adhik diversified hai. Isme equity 68.12% hai, lekin debt 4.05% hai. Fund B ka asset allocation adhik concentrated hai. Isme equity 96.00% hai. Isliye, humein Fund A ka preference milta hai. Lekin Fund B ka top holdings concentration thoda adhik hai. Isme HDFC Bank Ltd. 8.5% hai, ICICI Bank Ltd. 7.8% hai, aur Reliance Industries Ltd. 6.9% hai.
[FAQ]SIP Calculator – Compare Growth Potential
ICICI Prudential Balanced Advantage Fund
₹1175628.80
@12.2% annual return (3Y)
ICICI Prudential Large Cap Fund
₹1377083.20
@14.8% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, Fund A ka 5Y return 11.25% hai, jiski comparison Fund B ka 5Y return 14.18% hai. Isliye, humein Fund A ka preference milta hai.
Q2: Is the higher risk fund worth it?
Sach ye hai, Fund B ka riskometer very high hai, lekin Fund A ka riskometer moderately high hai. Isliye, humein Fund A ka preference milta hai. Lekin Fund A ka volatility Fund B ki tulna mein kam hai.
Q3: Which fund is more cost‑effective?
Sach ye hai, Fund B ka expense ratio Fund A ki tulna mein kam hai. Isliye, humein Fund B ka preference milta hai. Lekin Fund B ka riskometer very high hai, jiski comparison Fund A ka riskometer moderately high hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price