ICICI Prudential Balanced Advantage Fund vs HSBC Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
12.2%
3Y Return
14.7%
yahaan hum ek compare karenge Fund A aur Fund B ke beech. Fund A ICICI Prudential Balanced Advantage Fund hai, jo ek hybrid fund hai, lekin Fund B HSBC Mutual Fund Large Cap Fund hai, jo ek large cap fund hai. aap is article mein jaante hain ki kis fund mein invest karna chahiye. humne Fund A aur Fund B ke 1Y, 3Y, aur 5Y return ke saath saath unke expense ratio aur riskometer par ek dekha hai.
| Parameter | AICICI Prudential Balanced Advantage Fund - Direct Plan - Growth | BHSBC Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | ICICI Prudential | HSBC Mutual Fund |
| Category | Hybrid | Large Cap |
| NAV (₹) | 84.60 | 497.22 |
| AUM (₹ Cr) | 7.06 Lac Cr | 1.97 Lac Cr |
| Expense Ratio (%) | 1% | 0.52% |
| Riskometer | Moderately High | Very High |
| Volatility | 9.34 | 11.46 |
| Sharpe Ratio | 0.61 | 0.72 |
| 1 Year Return (%) | 4.35% | -4.02% |
| 3 Year Return (%) | 12.2% | 14.7% |
| 5 Year Return (%) | 11.25% | 12.03% |
| Since Launch (%) | 12.54% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Akhil Kakkar; Ihab Dalwai; Manish Banthia; Rajat Chandak; Sharmila D'Silva; Sri Sharma (13.4 years yrs) | Cheenu Gupta (3.5 years yrs) |
| Benchmark | Nifty 50 Hybrid Composite Debt 65:35 Index | Nifty 50 |
| Top 3 Holdings | TVS Motor Company Ltd. (5.25%), ICICI Bank Ltd. (3.97%), HDFC Bank Ltd. (3.65%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 68.12% | CD: 4.05% | REITs: 3.85% | SDL: 3.68% | GOI Sec: 3.07% | Debenture: 2.37% | T-Bills: 2.0% | NCD: 1.59% | Sec. Debt: 0.91% | Debt: 0.49% | InvITs: 0.32% | CP: 0.28% | ZCB: 0.23% | GOI FRB: 0.1% | Pref. Shares: 0.1% | ID: -0.59% | Futures: -3.84% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 451% | 18% |
🤖 AI Verdict – Which is Better?
haan, our verdict ye hai ki Fund A ICICI Prudential Balanced Advantage Fund better hai Fund B ke liye long-term wealth creation ke liye. iska sabse bada karan Fund A ke 3Y return aur expense ratio hai. Fund A ka 3Y return 12.2% hai, jo Fund B ke 14.7% se kam hai, lekin Fund A ka expense ratio 1% hai, jo Fund B ka 0.52% se zyada hai. aapko pata hai ki Fund B ka riskometer Very High hai, lekin Fund A ka Riskometer Moderately High hai, jo zyada sahi hai long-term investment ke liye.
Why consider ICICI Prudential Balanced Advantage Fund?
- Expense ratio: 1%
- 3Y return: 12.2%
- AUM: 7.06 Lac Cr
- Sharpe Ratio: 0.61
Why consider HSBC Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 1.97 Lac Cr
- Sharpe Ratio: 0.72
📈 SIP Suitability
dekho, SIP suitabilita ke liye humne Fund A aur Fund B ke 1Y, 3Y, aur 5Y return ke saath saath unke expense ratio aur riskometer par ek dekha hai. Fund A ka 3Y return 12.2% hai, jo Fund B ke 14.7% se kam hai, lekin Fund A ka expense ratio 1% hai, jo Fund B ka 0.52% se zyada hai. aapko pata hai ki Fund B ka riskometer Very High hai, lekin Fund A ka Riskometer Moderately High hai, jo zyada sahi hai long-term investment ke liye. isliye, hum bolte hain ki Fund A better hai Fund B ke liye SIP ke liye.
⚠️ Risk & Cost Analysis
lekin, kuch aisi cheezon par bhi dekha jaana chahiye. Fund A ka riskometer Moderately High hai, lekin Fund B ka riskometer Very High hai. Fund A ka volatility 9.34 hai, jo Fund B ka 11.46 se kam hai. Fund A ka Sharpe ratio 0.61 hai, jo Fund B ka 0.72 se kam hai. lekin, Fund A ka expense ratio 1% hai, jo Fund B ka 0.52% se zyada hai. isliye, hum bolte hain ki Fund A better hai Fund B ke liye risk-adjusted return ke liye.
📊 Portfolio Diversification
chaliye, portfolio diversification ke liye humne Fund A aur Fund B ke asset allocation aur top holdings concentration par ek dekha hai. Fund A ka equity allocation 68.12% hai, jo Fund B ka 96.00% se kam hai. Fund A ka debt allocation 31.88% hai, jo Fund B ka 4.00% se zyada hai. Fund A ka asset allocation bahut hi diversified hai, lekin Fund B ka asset allocation bahut hi concentrated hai. isliye, hum bolte hain ki Fund A better hai Fund B ke liye portfolio diversification ke liye.
SIP Calculator – Compare Growth Potential
ICICI Prudential Balanced Advantage Fund
₹1175628.80
@12.2% annual return (3Y)
HSBC Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
sach ye hai, Fund A ka 5Y return 11.25% hai, jo Fund B ka 12.03% se kam hai. lekin, Fund A ka 3Y return 12.2% hai, jo Fund B ka 14.7% se kam hai. isliye, hum bolte hain ki Fund A better hai Fund B ke liye long-term returns ke liye.
Q2: Is the higher risk fund worth it?
dekho, Fund B ka riskometer Very High hai, lekin Fund A ka Riskometer Moderately High hai. Fund B ka volatility 11.46 hai, jo Fund A ka 9.34 se zyada hai. lekin, Fund B ka Sharpe ratio 0.72 hai, jo Fund A ka 0.61 se kam hai. isliye, hum bolte hain ki Fund A better hai Fund B ke liye risk-adjusted return ke liye.
Q3: Which fund is more cost‑effective?
haan, Fund B ka expense ratio 0.52% hai, jo Fund A ka 1% se kam hai. lekin, Fund A ka AUM 70551.44 Cr hai, jo Fund B ka 19680 Cr se zyada hai. isliye, hum bolte hain ki Fund B better hai Fund A ke liye cost-effectiveness ke liye.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price