ICICI Prudential Balanced Advantage Fund vs HDFC Infra Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
12.2%
3Y Return
7.4%
Khair, aaj hum doosre funds ke beech meh ek comparison karne jaa rahay hain. Fund A hai ICICI Prudential Balanced Advantage Fund aur Fund B hai HDFC Infra Fund. Ye donon fund ek-dusre se alag category mein hain. Fund A hybrid hai aur Fund B thematic hai. Aapko pata chalega ki ye donon funds aapke long-term wealth creation ke liye kaisay beneficial hain.
| Parameter | AICICI Prudential Balanced Advantage Fund - Direct Plan - Growth | BHDFC Infra Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | ICICI Prudential | HDFC Mutual Fund |
| Category | Hybrid | Thematic |
| NAV (₹) | 84.60 | 33.77 |
| AUM (₹ Cr) | 7.06 Lac Cr | 2.19 Lac Cr |
| Expense Ratio (%) | 1% | 0.5% |
| Riskometer | Moderately High | Moderate |
| Volatility | 9.34 | 14.88 |
| Sharpe Ratio | 0.61 | 0.06 |
| 1 Year Return (%) | 4.35% | 6.36% |
| 3 Year Return (%) | 12.2% | 7.4% |
| 5 Year Return (%) | 11.25% | 6.49% |
| Since Launch (%) | 12.54% | 6.63% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 1 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Akhil Kakkar; Ihab Dalwai; Manish Banthia; Rajat Chandak; Sharmila D'Silva; Sri Sharma (13.4 years yrs) | Roshi Jain (3.5 years yrs) |
| Benchmark | Nifty 50 Hybrid Composite Debt 65:35 Index | Nifty Infrastructure TRI |
| Top 3 Holdings | TVS Motor Company Ltd. (5.25%), ICICI Bank Ltd. (3.97%), HDFC Bank Ltd. (3.65%) | HDFC Bank Ltd. (5.8%), ICICI Bank Ltd. (5.2%), Larsen & Toubro Ltd. (4.9%) |
| Asset Allocation | Equity: 68.12% | CD: 4.05% | REITs: 3.85% | SDL: 3.68% | GOI Sec: 3.07% | Debenture: 2.37% | T-Bills: 2.0% | NCD: 1.59% | Sec. Debt: 0.91% | Debt: 0.49% | InvITs: 0.32% | CP: 0.28% | ZCB: 0.23% | GOI FRB: 0.1% | Pref. Shares: 0.1% | ID: -0.59% | Futures: -3.84% | Equity: 95.00% | T-Bills: 5.00% |
| Portfolio Turnover | 451% | 35% |
🤖 AI Verdict – Which is Better?
Haan, to hum apne verdict ke baare mein baat karenge. Fund A aur Fund B donon mein se Fund A hai jiska 3Y return 12.2% hai. Expense ratio bhi kam hai, jiska rate hai 1%. Riskometer ke hisaab se bhi Fund A hai jiska riskometer moderately high hai. So, Fund A hai jis fund ke liye hum apna verdict dete hain long-term wealth creation ke liye.
Why consider ICICI Prudential Balanced Advantage Fund?
- Expense ratio: 1%
- 3Y return: 12.2%
- AUM: 7.06 Lac Cr
- Sharpe Ratio: 0.61
Why consider HDFC Infra Fund?
- Expense ratio: 0.5%
- 3Y return: 7.4%
- AUM: 2.19 Lac Cr
- Sharpe Ratio: 0.06
📈 SIP Suitability
SIP Suitability kya hai? Dekho, Fund A aur Fund B donon monthly SIP ke liye behtar hain. Fund A ki consistency aur return stability Fund B ke comparison mein achchi hai. Lekin, SIP ke liye Fund A kam se kam 10 varsh ke liye behtar hai.
⚠️ Risk & Cost Analysis
Khair, ab hum riskometer, volatility, Sharpe ratio aur expense ratio ke hisaab se donon funds ke comparison karenge. Fund A hai jiska riskometer moderately high hai, lekin Sharpe ratio bhi kam hai. Expense ratio bhi kam hai. Fund B hai jiska volatility jyada hai, lekin Sharpe ratio bahut kam hai. So, Fund A hai jis fund ke liye hum apna vishwas jatate hain risk-adjusted returns ke hisaab se.
📊 Portfolio Diversification
Ab, hum asset allocation aur top holdings concentration ke hisaab se donon funds ke comparison karenge. Fund A hai jiska asset allocation bahut hi diversify hai. Equity, CD, REITs, SDL, GOI Sec, Debenture, T-Bills, NCD, Sec. Debt, Debt, InvITs, CP, ZCB, GOI FRB, Pref. Shares aur ID donon ki asset allocation hai. Lekin, Fund B hai jiska asset allocation bahut hi concentration hai equity aur T-Bills mein. So, Fund A hai jis fund ke liye hum apna vishwas jatate hain portfolio diversification ke hisaab se.
SIP Calculator – Compare Growth Potential
ICICI Prudential Balanced Advantage Fund
₹1175628.80
@12.2% annual return (3Y)
HDFC Infra Fund
₹890195.03
@7.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund A hai jiska 5Y return 11.25% hai aur 3Y return 12.2% hai.
Q2: Is the higher risk fund worth it?
Haan, Fund A hai jiska riskometer moderately high hai, lekin Sharpe ratio bhi kam hai. Isliye, Fund A hai jis fund ke liye hum apna vishwas jatate hain.
Q3: Which fund is more cost-effective?
Fund A hai jiska expense ratio 1% hai. Fund B hai jiska expense ratio 0.5% hai. So, Fund B hai jis fund ke liye hum apna vishwas jatate hain cost-effectiveness ke hisaab se.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price