ICICI Prudential Balanced Advantage Fund vs Groww Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
12.2%
3Y Return
14.7%
Dekho, aaj hum aapke liye do mutual funds ke beech ka comparison karne wale hain. Fund A, ICICI Prudential Balanced Advantage Fund, ek hybrid fund hai, jabki Fund B, Groww Mutual Fund Large Cap Fund, ek large cap fund hai. Aap ye jaanenge ki kis fund mein long-term wealth creation ke liye aapko lagu karna chahiye.
| Parameter | AICICI Prudential Balanced Advantage Fund - Direct Plan - Growth | BGroww Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | ICICI Prudential | Groww Mutual Fund |
| Category | Hybrid | Large Cap |
| NAV (₹) | 84.60 | 497.22 |
| AUM (₹ Cr) | 7.06 Lac Cr | 2.54 Lac Cr |
| Expense Ratio (%) | 1% | 0.52% |
| Riskometer | Moderately High | Very High |
| Volatility | 9.34 | 13.05 |
| Sharpe Ratio | 0.61 | 0.63 |
| 1 Year Return (%) | 4.35% | -4.02% |
| 3 Year Return (%) | 12.2% | 14.7% |
| 5 Year Return (%) | 11.25% | 12.03% |
| Since Launch (%) | 12.54% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Akhil Kakkar; Ihab Dalwai; Manish Banthia; Rajat Chandak; Sharmila D'Silva; Sri Sharma (13.4 years yrs) | Sonam Udasi; Amey Sathe (9.2 years yrs) |
| Benchmark | Nifty 50 Hybrid Composite Debt 65:35 Index | Nifty 50 |
| Top 3 Holdings | TVS Motor Company Ltd. (5.25%), ICICI Bank Ltd. (3.97%), HDFC Bank Ltd. (3.65%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 68.12% | CD: 4.05% | REITs: 3.85% | SDL: 3.68% | GOI Sec: 3.07% | Debenture: 2.37% | T-Bills: 2.0% | NCD: 1.59% | Sec. Debt: 0.91% | Debt: 0.49% | InvITs: 0.32% | CP: 0.28% | ZCB: 0.23% | GOI FRB: 0.1% | Pref. Shares: 0.1% | ID: -0.59% | Futures: -3.84% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 451% | 33% |
🤖 AI Verdict – Which is Better?
Haan, fund B, Groww Mutual Fund Large Cap Fund, better hai long-term wealth creation ke liye. Iska 3Y return 14.7% hai, jo fund A ke 12.2% se zyada hai. Lekin, expense ratio me bhi fund B kam hai, 0.52%. Riskometer bhi fund B ka Very High hai, lekin koi issue nahin hai. Ye fund aapke long-term wealth creation ke liye achha vikalp hai.
Why consider ICICI Prudential Balanced Advantage Fund?
- Expense ratio: 1%
- 3Y return: 12.2%
- AUM: 7.06 Lac Cr
- Sharpe Ratio: 0.61
Why consider Groww Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.54 Lac Cr
- Sharpe Ratio: 0.63
📈 SIP Suitability
Chaliye, SIP suitabiliti ke liye dekhte hain. Fund A ke 3Y return stable hai, lekin fund B ke 1Y return -4.02% hai, jisse SIP ke liye thoda risk hai. Lekin, fund B ke expense ratio kam hai, jisse isme lagu karna achha hai. Isliye, fund A ke liye SIP lagane ke liye achha hai.
⚠️ Risk & Cost Analysis
Riskometer aur volatility ke liye dekhte hain. Fund B ka riskometer Very High hai, lekin fund A ka Moderately High hai. Sharpe ratio bhi fund B ka 0.63 hai, fund A ka 0.61. Expense ratio me fund B kam hai. Isliye, fund B risk-adjusted return provide karta hai.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration ke liye dekhte hain. Fund A ka asset allocation 68.12% equity aur 31.88% debt hai. Fund B ka 96% equity aur 4% T-Bills hai. Fund A ka asset allocation thoda diversified hai, lekin fund B ka top holdings concentration HDFC Bank Ltd. aur ICICI Bank Ltd. par aadharit hai, jisse sector risk hai.
SIP Calculator – Compare Growth Potential
ICICI Prudential Balanced Advantage Fund
₹1175628.80
@12.2% annual return (3Y)
Groww Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, fund B, Groww Mutual Fund Large Cap Fund, long-term mein fund A se better returns provide karta hai, lekin iska 1Y return -4.02% hai. Fund A ke 3Y aur 5Y return fund B se kam hai. Isliye, fund B long-term mein bethe huye investors ke liye achha vikalp hai.
Q2: Is the higher risk fund worth it?
Haan, fund B ka higher risk fund hai, lekin sharpe ratio 0.63 hai, jisse iska risk-adjusted return fund A se zyada hai. Isliye, fund B aapke portfolio mein shamil karne ke liye theek hai.
Q3: Which fund is more cost-effective?
Sach ye hai, fund B ka expense ratio 0.52% hai, fund A ka 1% hai. Isliye, fund B cost-effective fund hai. Lekin, fund B ka 1Y return -4.02% hai, isliye fund A ka expense ratio fund B ke expense ratio se zyada hai, lekin fund B ka long-term return fund A se zyada hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price