ICICI Prudential Balanced Advantage Fund vs Franklin Templeton Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
12.2%
3Y Return
14.7%
Chaliye, let's compare two funds: ICICI Prudential Balanced Advantage Fund and Franklin Templeton Large Cap Fund. Dekho, the former is a hybrid fund, while the latter is a large-cap fund. Haan, we will see which fund is better suited for long-term wealth creation.
| Parameter | AICICI Prudential Balanced Advantage Fund - Direct Plan - Growth | BFranklin Templeton Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | ICICI Prudential | Franklin Templeton |
| Category | Hybrid | Large Cap |
| NAV (₹) | 84.60 | 497.22 |
| AUM (₹ Cr) | 7.06 Lac Cr | 2.11 Lac Cr |
| Expense Ratio (%) | 1% | 0.52% |
| Riskometer | Moderately High | Very High |
| Volatility | 9.34 | 12.76 |
| Sharpe Ratio | 0.61 | 0.64 |
| 1 Year Return (%) | 4.35% | -4.02% |
| 3 Year Return (%) | 12.2% | 14.7% |
| 5 Year Return (%) | 11.25% | 12.03% |
| Since Launch (%) | 12.54% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Akhil Kakkar; Ihab Dalwai; Manish Banthia; Rajat Chandak; Sharmila D'Silva; Sri Sharma (13.4 years yrs) | Anand Radhakrishnan (3.5 years yrs) |
| Benchmark | Nifty 50 Hybrid Composite Debt 65:35 Index | Nifty 50 |
| Top 3 Holdings | TVS Motor Company Ltd. (5.25%), ICICI Bank Ltd. (3.97%), HDFC Bank Ltd. (3.65%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 68.12% | CD: 4.05% | REITs: 3.85% | SDL: 3.68% | GOI Sec: 3.07% | Debenture: 2.37% | T-Bills: 2.0% | NCD: 1.59% | Sec. Debt: 0.91% | Debt: 0.49% | InvITs: 0.32% | CP: 0.28% | ZCB: 0.23% | GOI FRB: 0.1% | Pref. Shares: 0.1% | ID: -0.59% | Futures: -3.84% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 451% | 31% |
🤖 AI Verdict – Which is Better?
Sach ye hai, for long-term wealth creation, Fund A has a better 3Y return of 12.2% compared to Fund B's 14.7%. Lekin, Fund A has a lower expense ratio of 1% compared to Fund B's 0.52%. Haan, considering these factors, Fund A is a better choice for long-term wealth creation.
Why consider ICICI Prudential Balanced Advantage Fund?
- Expense ratio: 1%
- 3Y return: 12.2%
- AUM: 7.06 Lac Cr
- Sharpe Ratio: 0.61
Why consider Franklin Templeton Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.11 Lac Cr
- Sharpe Ratio: 0.64
📈 SIP Suitability
For a monthly SIP, consistency and return stability are key. Dekho, Fund A has a more stable return profile with lower volatility. Haan, considering the 1Y return of 4.35% and 3Y return of 12.2%, Fund A is better suited for a monthly SIP for 10+ years.
⚠️ Risk & Cost Analysis
Chaliye, let's compare the riskometer, volatility, Sharpe ratio, and expense ratio of both funds. Dekho, Fund A has a moderate risk profile with a riskometer of Moderately High, while Fund B has a very high risk profile. Haan, Fund A offers better risk-adjusted returns with a Sharpe ratio of 0.61 compared to Fund B's 0.64. Lekin, Fund B has higher volatility of 12.76 compared to Fund A's 9.34. Haan, considering these factors, Fund A is a better choice for risk-averse investors.
📊 Portfolio Diversification
Chaliye, let's compare the asset allocation of both funds. Dekho, Fund A has a diversified portfolio with 68.12% in equity and 31.88% in debt and other assets. Haan, Fund B has a concentrated portfolio with 96% in equity and 4% in T-Bills. Lekin, Fund A has a more diversified asset allocation with top 3 holdings of TVS Motor Company Ltd., ICICI Bank Ltd., and HDFC Bank Ltd. Dekho, Fund B's top 3 holdings are HDFC Bank Ltd., ICICI Bank Ltd., and Reliance Industries Ltd.
SIP Calculator – Compare Growth Potential
ICICI Prudential Balanced Advantage Fund
₹1175628.80
@12.2% annual return (3Y)
Franklin Templeton Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Lekin, Fund A has a better 5Y return of 11.25% compared to Fund B's 12.03%. Haan, considering this, Fund B gives better returns in the long run.
Q2: Is the higher risk fund worth it?
Lekin, Fund B has a very high risk profile with a riskometer of Very High. Haan, considering the higher volatility of 12.76, Fund B is not worth the higher risk.
Q3: Which fund is more cost-effective?
Sach ye hai, Fund B has a lower expense ratio of 0.52% compared to Fund A's 1%. Haan, considering this, Fund B is more cost-effective.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price