ICICI Prudential Balanced Advantage Fund vs Edelweiss Mutual Fund Liquid Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
12.2%
3Y Return
6.99%
Ab aap dono funds ek hybrid aur ek liquid fund hai. Fund A, ICICI Prudential Balanced Advantage Fund, ek hybrid fund hai jo long-term wealth creation ke liye design kiya gaya hai. Fund B, Edelweiss Mutual Fund Liquid Fund, ek liquid fund hai jo short-term cash management ke liye upyukt hai. Aaj hum dono funds ka comparison karenge aur dekhenge ki aapko kis fund mein invest karna chahiye.
| Parameter | AICICI Prudential Balanced Advantage Fund - Direct Plan - Growth | BEdelweiss Mutual Fund Liquid Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | ICICI Prudential | Edelweiss Mutual Fund |
| Category | Hybrid | Liquid Fund |
| NAV (₹) | 84.60 | 3598.40 |
| AUM (₹ Cr) | 7.06 Lac Cr | 4.21 Lac Cr |
| Expense Ratio (%) | 1% | 0.12% |
| Riskometer | Moderately High | Low |
| Volatility | 9.34 | 0.13 |
| Sharpe Ratio | 0.61 | 3.77 |
| 1 Year Return (%) | 4.35% | 6.24% |
| 3 Year Return (%) | 12.2% | 6.99% |
| 5 Year Return (%) | 11.25% | 6.17% |
| Since Launch (%) | 12.54% | 72.46% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 27 November 2016 |
| Exit Load | Nil | Nil |
| Fund Manager | Akhil Kakkar; Ihab Dalwai; Manish Banthia; Rajat Chandak; Sharmila D'Silva; Sri Sharma (13.4 years yrs) | Bharat Lahoti (3.5 years yrs) |
| Benchmark | Nifty 50 Hybrid Composite Debt 65:35 Index | NIFTY Liquid Index |
| Top 3 Holdings | TVS Motor Company Ltd. (5.25%), ICICI Bank Ltd. (3.97%), HDFC Bank Ltd. (3.65%) | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) |
| Asset Allocation | Equity: 68.12% | CD: 4.05% | REITs: 3.85% | SDL: 3.68% | GOI Sec: 3.07% | Debenture: 2.37% | T-Bills: 2.0% | NCD: 1.59% | Sec. Debt: 0.91% | Debt: 0.49% | InvITs: 0.32% | CP: 0.28% | ZCB: 0.23% | GOI FRB: 0.1% | Pref. Shares: 0.1% | ID: -0.59% | Futures: -3.84% | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% |
| Portfolio Turnover | 451% | 295% |
🤖 AI Verdict – Which is Better?
Long-term wealth creation ke liye, Fund A ke 3-year return (12.2%) Fund B ke 3-year return (6.99%) se bahut adhik hai. Lekin expense ratio (Fund A: 1%, Fund B: 0.12%) bhi bahut kam hai. Riskometer (Fund A: Moderately High, Fund B: Low) bhi Fund B ke liye accha hai. Haan, Fund A ko long-term wealth creation ke liye better fund mana jaa raha hai.
Why consider ICICI Prudential Balanced Advantage Fund?
- Expense ratio: 1%
- 3Y return: 12.2%
- AUM: 7.06 Lac Cr
- Sharpe Ratio: 0.61
Why consider Edelweiss Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.99%
- AUM: 4.21 Lac Cr
- Sharpe Ratio: 3.77
📈 SIP Suitability
Monthly SIP ke liye, Fund B (Edelweiss Mutual Fund Liquid Fund) better fund hai. Iska 3-year return (6.99%) bahut accha hai aur expense ratio (0.12%) kam hai. Fund A (ICICI Prudential Balanced Advantage Fund) ka long-term return bhi accha hai, lekin expense ratio (1%) kam nahi hai. Chaliye, SIP ke liye Fund B aapke liye upyukt hai.
⚠️ Risk & Cost Analysis
Riskometer (Fund A: Moderately High, Fund B: Low) aur volatility (Fund A: 9.34, Fund B: 0.13) ke hisab se, Fund B (Edelweiss Mutual Fund Liquid Fund) better fund hai. Sharpe ratio (Fund A: 0.61, Fund B: 3.77) bhi Fund B ke liye accha hai. Expense ratio (Fund A: 1%, Fund B: 0.12%) bhi Fund B ke liye kam hai. Haan, Fund B aapke liye better fund hai.
📊 Portfolio Diversification
Fund A (ICICI Prudential Balanced Advantage Fund) ka asset allocation bahut diverse hai. Isme equity (68.12%), CD (4.05%), REITs (3.85%) jaise asset hain. Fund B (Edelweiss Mutual Fund Liquid Fund) ka asset allocation bahut kam hai. Isme T-Bills (65.00%), CD (20.00%), CP (10.00%) jaise asset hain. Haan, Fund A ka asset allocation Fund B ke liye adhik diverse hai.
SIP Calculator – Compare Growth Potential
ICICI Prudential Balanced Advantage Fund
₹1175628.80
@12.2% annual return (3Y)
Edelweiss Mutual Fund Liquid Fund
₹869986.27
@7.0% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Long-term return ke hisab se, Fund A (ICICI Prudential Balanced Advantage Fund) better fund hai. Iska 5-year return (11.25%) Fund B (Edelweiss Mutual Fund Liquid Fund) ke 5-year return (6.17%) se adhik hai.
Q2: Is the higher risk fund worth it?
Volatility aur Sharpe ratio ke hisab se, Fund B (Edelweiss Mutual Fund Liquid Fund) aapke liye better fund hai. Iska Sharpe ratio (3.77) Fund A (ICICI Prudential Balanced Advantage Fund) ke Sharpe ratio (0.61) se adhik hai.
Q3: Which fund is more cost-effective?
Expense ratio ke hisab se, Fund B (Edelweiss Mutual Fund Liquid Fund) aapke liye better fund hai. Iska expense ratio (0.12%) Fund A (ICICI Prudential Balanced Advantage Fund) ke expense ratio (1%) se kam hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price