ICICI Prudential Balanced Advantage Fund vs Edelweiss Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
12.2%
3Y Return
14.7%
Dekho, aap sabhi investors, yeh article Fund A aur Fund B ke beech ka comparison hai. Yeh Fund A (ICICI Prudential Balanced Advantage Fund) aur Fund B (Edelweiss Mutual Fund Large Cap Fund) dono ek se adhik hybrid aur large cap fund hain. Yeh article mein hum aapko Fund A aur Fund B ke beech ka comparison karenge aur aapko batayenge ki kis fund aapke liye adhik suitable hai.
| Parameter | AICICI Prudential Balanced Advantage Fund - Direct Plan - Growth | BEdelweiss Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | ICICI Prudential | Edelweiss Mutual Fund |
| Category | Hybrid | Large Cap |
| NAV (₹) | 84.60 | 497.22 |
| AUM (₹ Cr) | 7.06 Lac Cr | 2.33 Lac Cr |
| Expense Ratio (%) | 1% | 0.52% |
| Riskometer | Moderately High | Very High |
| Volatility | 9.34 | 12.9 |
| Sharpe Ratio | 0.61 | 0.64 |
| 1 Year Return (%) | 4.35% | -4.02% |
| 3 Year Return (%) | 12.2% | 14.7% |
| 5 Year Return (%) | 11.25% | 12.03% |
| Since Launch (%) | 12.54% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Akhil Kakkar; Ihab Dalwai; Manish Banthia; Rajat Chandak; Sharmila D'Silva; Sri Sharma (13.4 years yrs) | Bharat Lahoti (3.5 years yrs) |
| Benchmark | Nifty 50 Hybrid Composite Debt 65:35 Index | Nifty 50 |
| Top 3 Holdings | TVS Motor Company Ltd. (5.25%), ICICI Bank Ltd. (3.97%), HDFC Bank Ltd. (3.65%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 68.12% | CD: 4.05% | REITs: 3.85% | SDL: 3.68% | GOI Sec: 3.07% | Debenture: 2.37% | T-Bills: 2.0% | NCD: 1.59% | Sec. Debt: 0.91% | Debt: 0.49% | InvITs: 0.32% | CP: 0.28% | ZCB: 0.23% | GOI FRB: 0.1% | Pref. Shares: 0.1% | ID: -0.59% | Futures: -3.84% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 451% | 32% |
🤖 AI Verdict – Which is Better?
Haan, Fund A aur Fund B dono ek se adhik hybrid aur large cap fund hain, lekin jis fund ki 3Y return adhik hai, expense ratio kam hai, aur riskometer kam hai, wo fund aapke liye adhik achha hai. Fund A ki 3Y return 12.2% hai, expense ratio 1% hai, aur riskometer moderately high hai, to isse aap Fund B ke 3Y return (-4.02%), expense ratio (0.52%), aur riskometer (very high) ke liye apne long-term wealth creation ke liye adhik suitable fund maanege.
Why consider ICICI Prudential Balanced Advantage Fund?
- Expense ratio: 1%
- 3Y return: 12.2%
- AUM: 7.06 Lac Cr
- Sharpe Ratio: 0.61
Why consider Edelweiss Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.33 Lac Cr
- Sharpe Ratio: 0.64
📈 SIP Suitability
Chaliye, Fund A aur Fund B ke beech SIP suitablity ke liye. Fund A ki 1Y return 4.35% hai aur 3Y return 12.2% hai, jise aap monthly SIP ke liye 10+ saal ke liye adhik stable aur consistent return ka expectation kar sakte hain. Fund B ki 1Y return -4.02% hai aur 3Y return 14.7% hai, lekin iski 1Y return aapke monthly SIP ke liye adhik unstable aur risk-prone hai, isliye Fund A aapke monthly SIP ke liye adhik suitable fund hai.
⚠️ Risk & Cost Analysis
Sach ye hai, Fund A aur Fund B ke beech riskometer, volatility, Sharpe ratio, aur expense ratio ka analysis karna zaroori hai. Fund A ka riskometer moderately high hai (9.34), volatility 9.34 hai, Sharpe ratio 0.61 hai, aur expense ratio 1% hai. Fund B ka riskometer very high hai (12.9), volatility 12.9 hai, Sharpe ratio 0.64 hai, aur expense ratio 0.52% hai. To, Fund A ki riskometer, Sharpe ratio, aur expense ratio Fund B ke mukābale adhik achhi hai, isliye Fund A aapke liye adhik risk-adjusted return ka offer karta hai.
📊 Portfolio Diversification
Portfolio diversification ke liye, Fund A aur Fund B ke asset allocation aur top holdings concentration ka comparison karna zaroori hai. Fund A ka asset allocation Equity: 68.12%, CD: 4.05%, aur REITs: 3.85% hai, jo ki adhik diversified hai. Fund B ka asset allocation Equity: 96.00% aur T-Bills: 4.00% hai, jo ki adhik concentrated hai. Isliye, Fund A aapke liye adhik diversified aur risk-managed fund hai.
Q1: Which fund gives better returns in the long run?
Ans: Fund A ki 5Y return 11.25% hai, jisse isse Fund B ke 5Y return (12.03%) ke mukābale adhik achha fund maana ja sakta hai.
Q2: Is the higher risk fund worth it?
Ans: Nahin, Fund B ka riskometer very high hai (12.9), jo ki Fund A ki riskometer (moderately high) ke mukābale adhik risk-prone hai. Isliye, Fund B ki higher risk Fund A ke mukābale adhik risk-prone hai.
Q3: Which fund is more cost-effective?
Ans: Fund B ki expense ratio 0.52% hai, jo ki Fund A ki expense ratio (1%) ke mukābale adhik kam hai. Isliye, Fund B aapke liye adhik cost-effective fund hai.
SIP Calculator – Compare Growth Potential
ICICI Prudential Balanced Advantage Fund
₹1175628.80
@12.2% annual return (3Y)
Edelweiss Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price