ICICI Prudential Balanced Advantage Fund vs DSP Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
12.2%
3Y Return
14.7%
Dekho, aapko is article mein hum do mutual funds ke beech ka comparison karne jaenge. Fund A hai ICICI Prudential Balanced Advantage Fund Direct Plan Growth aur Fund B hai DSP Mutual Fund Large Cap Fund Direct Plan Growth. Chaliye, aapko pata chalega ki kis fund mein lagataar aay ke liye aapko kyun invest karna chahiye.
| Parameter | AICICI Prudential Balanced Advantage Fund - Direct Plan - Growth | BDSP Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | ICICI Prudential | DSP Mutual Fund |
| Category | Hybrid | Large Cap |
| NAV (₹) | 84.60 | 497.22 |
| AUM (₹ Cr) | 7.06 Lac Cr | 1.82 Lac Cr |
| Expense Ratio (%) | 1% | 0.52% |
| Riskometer | Moderately High | Very High |
| Volatility | 9.34 | 11.97 |
| Sharpe Ratio | 0.61 | 0.69 |
| 1 Year Return (%) | 4.35% | -4.02% |
| 3 Year Return (%) | 12.2% | 14.7% |
| 5 Year Return (%) | 11.25% | 12.03% |
| Since Launch (%) | 12.54% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Akhil Kakkar; Ihab Dalwai; Manish Banthia; Rajat Chandak; Sharmila D'Silva; Sri Sharma (13.4 years yrs) | Atul Bhole (3.5 years yrs) |
| Benchmark | Nifty 50 Hybrid Composite Debt 65:35 Index | Nifty 50 |
| Top 3 Holdings | TVS Motor Company Ltd. (5.25%), ICICI Bank Ltd. (3.97%), HDFC Bank Ltd. (3.65%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 68.12% | CD: 4.05% | REITs: 3.85% | SDL: 3.68% | GOI Sec: 3.07% | Debenture: 2.37% | T-Bills: 2.0% | NCD: 1.59% | Sec. Debt: 0.91% | Debt: 0.49% | InvITs: 0.32% | CP: 0.28% | ZCB: 0.23% | GOI FRB: 0.1% | Pref. Shares: 0.1% | ID: -0.59% | Futures: -3.84% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 451% | 23% |
🤖 AI Verdict – Which is Better?
Sach ye hai, Fund A ICICI Prudential Balanced Advantage Fund Direct Plan Growth ki 3Y return 12.2% hai jo ki Fund B DSP Mutual Fund Large Cap Fund Direct Plan Growth ki 3Y return 14.7% se kam hai. Lekin expense ratio ke mukabale Fund A ka expense ratio 1% hai aur Fund B ka expense ratio 0.52% hai. Riskometer ke mukabale Fund A ki Riskometer Moderately High hai aur Fund B ki Riskometer Very High hai. Haan, Fund B ki risk hai parantu Fund A ki consistency aur return stability ki wajah se hum Fund A ko long-term wealth creation ke liye better fund maante hain.
Why consider ICICI Prudential Balanced Advantage Fund?
- Expense ratio: 1%
- 3Y return: 12.2%
- AUM: 7.06 Lac Cr
- Sharpe Ratio: 0.61
Why consider DSP Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 1.82 Lac Cr
- Sharpe Ratio: 0.69
📈 SIP Suitability
SIP investment ke liye Fund A aur Fund B dono suitable hain. Parantu, Fund A ki consistency aur return stability ki wajah se hum Fund A ko 10+ years ke liye monthly SIP ke liye better fund maante hain.
⚠️ Risk & Cost Analysis
Ab, hum yeh dikhane ja rahe hain ki dono fund ke riskometer, volatility, Sharpe ratio, aur expense ratio ka comparison hai. ICICI Prudential Balanced Advantage Fund ka riskometer Moderately High hai, jiska volatility 9.34 hai, Sharpe ratio 0.61 hai, aur expense ratio 1% hai. DSP Mutual Fund Large Cap Fund ka riskometer Very High hai, jiska volatility 11.97 hai, Sharpe ratio 0.69 hai, aur expense ratio 0.52% hai. Lekin, DSP Mutual Fund Large Cap Fund ka riskometer Very High hai, jiska volatility bhi zyada hai. Haan, ICICI Prudential Balanced Advantage Fund ka expense ratio thoda high hai, lekin iska AUM zyada hai.
📊 Portfolio Diversification
Ab, hum yeh dikhane ja rahe hain ki dono fund ke asset allocation aur top holdings concentration ka comparison hai. ICICI Prudential Balanced Advantage Fund ka asset allocation Equity 68.12% hai, CD 4.05% hai, REITs 3.85% hai, SDL 3.68% hai, GOI Sec 3.07% hai, Debenture 2.37% hai, T-Bills 2.0% hai, NCD 1.59% hai, Sec. Debt 0.91% hai, Debt 0.49% hai, InvITs 0.32% hai, CP 0.28% hai, ZCB 0.23% hai, GOI FRB 0.1% hai, Pref. Shares 0.1% hai, ID -0.59% hai, aur Futures -3.84% hai. DSP Mutual Fund Large Cap Fund ka asset allocation Equity 96.00% hai, aur T-Bills 4.00% hai. Chaliye, hum yeh dikhane ja rahe hain ki kis fund ke asset allocation aur top holdings concentration ka comparison hai.
SIP Calculator – Compare Growth Potential
ICICI Prudential Balanced Advantage Fund
₹1175628.80
@12.2% annual return (3Y)
DSP Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
DSP Mutual Fund Large Cap Fund ka 5Y return 12.03% hai, jiska 3Y return 14.7% hai. Yeh fund long-term wealth creation ke liye acha option hai.
Q2: Is the higher risk fund worth it?
DSP Mutual Fund Large Cap Fund ka riskometer Very High hai, jiska volatility 11.97 hai. Haan, yeh fund ki Sharpe ratio 0.69 hai, jiska Sharpe ratio ICICI Prudential Balanced Advantage Fund ka Sharpe ratio 0.61 se zyada hai. Lekin, yeh fund ka expense ratio 0.52% hai, jiska expense ratio ICICI Prudential Balanced Advantage Fund ka expense ratio 1% se thoda low hai.
Q3: Which fund is more cost‑effective?
ICICI Prudential Balanced Advantage Fund ka expense ratio 1% hai, jiska expense ratio DSP Mutual Fund Large Cap Fund ka expense ratio 0.52% se thoda high hai. Haan, ICICI Prudential Balanced Advantage Fund ka AUM 70551.44 Cr hai, jo ki DSP Mutual Fund Large Cap Fund ka AUM 18240 Cr se zyada hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price