ICICI Prudential Balanced Advantage Fund vs Canara Robeco Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
12.2%
3Y Return
12.5%
Dekho, today hum aapko do funds ke beech ka comparison karne ja rahe hain. Fund A hai ICICI Prudential Balanced Advantage Fund aur Fund B hai Canara Robeco Large Cap Fund. Aapke paas yeh jaankari hai ki yeh dono fund kis category mein aate hain aur aap yeh jaanenge ki yeh dono fund kis tarah se aapko wealth creation mein madad kar sakte hain.
| Parameter | AICICI Prudential Balanced Advantage Fund - Direct Plan - Growth | BCanara Robeco Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | ICICI Prudential | Canara Robeco |
| Category | Hybrid | Large Cap |
| NAV (₹) | 84.60 | 69.54 |
| AUM (₹ Cr) | 7.06 Lac Cr | 1.65 Lac Cr |
| Expense Ratio (%) | 1% | 0.83% |
| Riskometer | Moderately High | Very High |
| Volatility | 9.34 | 11.61 |
| Sharpe Ratio | 0.61 | 0.52 |
| 1 Year Return (%) | 4.35% | -3.79% |
| 3 Year Return (%) | 12.2% | 12.5% |
| 5 Year Return (%) | 11.25% | 11.73% |
| Since Launch (%) | 12.54% | 13.95% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Akhil Kakkar; Ihab Dalwai; Manish Banthia; Rajat Chandak; Sharmila D'Silva; Sri Sharma (13.4 years yrs) | Shridatta Bhandwaldar; Vishal Mishra (9.9 years yrs) |
| Benchmark | Nifty 50 Hybrid Composite Debt 65:35 Index | BSE 100 Total Return Index |
| Top 3 Holdings | TVS Motor Company Ltd. (5.25%), ICICI Bank Ltd. (3.97%), HDFC Bank Ltd. (3.65%) | HDFC Bank Ltd. (8.33%), ICICI Bank Ltd. (7.71%), Reliance Industries Ltd. (5.54%) |
| Asset Allocation | Equity: 68.12% | CD: 4.05% | REITs: 3.85% | SDL: 3.68% | GOI Sec: 3.07% | Debenture: 2.37% | T-Bills: 2.0% | NCD: 1.59% | Sec. Debt: 0.91% | Debt: 0.49% | InvITs: 0.32% | CP: 0.28% | ZCB: 0.23% | GOI FRB: 0.1% | Pref. Shares: 0.1% | ID: -0.59% | Futures: -3.84% | Equity: 96.23% | Pref. Shares: 0.01% |
| Portfolio Turnover | 451% | 16% |
🤖 AI Verdict – Which is Better?
Haan, Fund A aur Fund B dono mein kuch aisa hai jo unhe alag banata hai. Fund A 5 saal ki return mein 11.25% hai, lekin expense ratio 1% hai. Fund B 5 saal ki return mein 11.73% hai, lekin riskometer very high hai. Dekho, Fund A koi bada risk nahin lene wala hai, aur expense ratio bhi kam hai. Isliye, Fund A long term mein aapke liye achha fund ho sakta hai.
Why consider ICICI Prudential Balanced Advantage Fund?
- Expense ratio: 1%
- 3Y return: 12.2%
- AUM: 7.06 Lac Cr
- Sharpe Ratio: 0.61
Why consider Canara Robeco Large Cap Fund?
- Expense ratio: 0.83%
- 3Y return: 12.5%
- AUM: 1.65 Lac Cr
- Sharpe Ratio: 0.52
📈 SIP Suitability
Chaliye, SIP ke liye Fund B, Canara Robeco Large Cap Fund, better hai. Iska 3Y return Fund A se jyada hai aur consistency bhi thoda jyada hai. Lekin, yeh dono fund apne aap me bahut alag hain, to yeh jaankari padhkar aap apna decision le sakte hain.
⚠️ Risk & Cost Analysis
Haan, riskometer aur volatility Fund B ki side hai, jo Very High aur 11.61% hai. Lekin, Sharpe ratio Fund A ki side hai, jo 0.61 hai. Expense ratio bhi Fund A ki side hai, jo 1% hai. To, yeh jaankari padhkar aap apna decision le sakte hain.
📊 Portfolio Diversification
Fund A ka asset allocation bahut diversified hai, jisme Equity 68.12%, CD 4.05%, REITs 3.85% aur SDL 3.68% shamil hain. Fund B ka asset allocation thoda jyada concentrated hai, jisme Equity 96.23% aur Pref. Shares 0.01% shamil hain. Lekin, Fund B ka sector risk bhi jyada hai, jisme HDFC Bank Ltd. aur ICICI Bank Ltd. shamil hain.
SIP Calculator – Compare Growth Potential
ICICI Prudential Balanced Advantage Fund
₹1175628.80
@12.2% annual return (3Y)
Canara Robeco Large Cap Fund
₹1196906.64
@12.5% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund A, ICICI Prudential Balanced Advantage Fund, 5Y aur 3Y returns mein Fund B se jyada returns deta hai. Fund A ka 5Y return 11.25% hai aur Fund B ka 5Y return 11.73% hai. Lekin, Fund A ka 3Y return 12.2% hai, jo Fund B ka 12.5% se kam hai.
Q2: Is the higher risk fund worth it?
Haan, Fund B ka higher risk, volatility aur Sharpe ratio ke liye worth hai. Fund B ka volatility 11.61% hai, jo Fund A ka 9.34% se jyada hai. Lekin, Fund B ka Sharpe ratio 0.52 hai, jo Fund A ka 0.61 se kam hai.
Q3: Which fund is more cost-effective?
Haan, Fund A, ICICI Prudential Balanced Advantage Fund, Fund B se jyada cost-effective hai. Fund A ka expense ratio 1% hai, jo Fund B ka 0.83% se jyada hai. Lekin, Fund A ka AUM 70,551.44 crore hai, jo Fund B ka 16,542.19 crore se jyada hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price