ICICI Prudential Balanced Advantage Fund vs Baroda BNP Paribas Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
12.2%
3Y Return
14.62%
Acche din ke liye investment karna zaroori hai, lekin kis fund mein invest karna chahiye? Aaj hum do fundon ke beech compare karne ja rahe hain - ICICI Prudential Balanced Advantage Fund aur Baroda BNP Paribas Large Cap Fund. Aapko ye janna hoga ki kis fund mein invest karna chahiye aur kya karna chahiye.
VERDICT| Parameter | AICICI Prudential Balanced Advantage Fund - Direct Plan - Growth | BBaroda BNP Paribas Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | ICICI Prudential | Baroda BNP Paribas |
| Category | Hybrid | Large Cap |
| NAV (₹) | 84.60 | 251.36 |
| AUM (₹ Cr) | 7.06 Lac Cr | 2.15 Lac Cr |
| Expense Ratio (%) | 1% | 0.52% |
| Riskometer | Moderately High | Very High |
| Volatility | 9.34 | 13.08 |
| Sharpe Ratio | 0.61 | 0.62 |
| 1 Year Return (%) | 4.35% | -0.15% |
| 3 Year Return (%) | 12.2% | 14.62% |
| 5 Year Return (%) | 11.25% | 11.06% |
| Since Launch (%) | 12.54% | 13.34% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 14 March 2022 |
| Exit Load | Nil | Nil |
| Fund Manager | Akhil Kakkar; Ihab Dalwai; Manish Banthia; Rajat Chandak; Sharmila D'Silva; Sri Sharma (13.4 years yrs) | Sanjay Chawla (3.5 years yrs) |
| Benchmark | Nifty 50 Hybrid Composite Debt 65:35 Index | Nifty 50 |
| Top 3 Holdings | TVS Motor Company Ltd. (5.25%), ICICI Bank Ltd. (3.97%), HDFC Bank Ltd. (3.65%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 68.12% | CD: 4.05% | REITs: 3.85% | SDL: 3.68% | GOI Sec: 3.07% | Debenture: 2.37% | T-Bills: 2.0% | NCD: 1.59% | Sec. Debt: 0.91% | Debt: 0.49% | InvITs: 0.32% | CP: 0.28% | ZCB: 0.23% | GOI FRB: 0.1% | Pref. Shares: 0.1% | ID: -0.59% | Futures: -3.84% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 451% | 34% |
🤖 AI Verdict – Which is Better?
Long-term wealth creation ke liye, Fund A ka 3Y return 12.2% hai, jabki Fund B ka 3Y return 14.62% hai. Lekin expense ratio ke liye, Fund A ka expense ratio 1% hai, jabki Fund B ka expense ratio 0.52% hai. Isliye, Fund B better hai.
SIP_SUITABILITYWhy consider ICICI Prudential Balanced Advantage Fund?
- Expense ratio: 1%
- 3Y return: 12.2%
- AUM: 7.06 Lac Cr
- Sharpe Ratio: 0.61
Why consider Baroda BNP Paribas Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.62%
- AUM: 2.15 Lac Cr
- Sharpe Ratio: 0.62
📈 SIP Suitability
Monthly SIP ke liye, Fund B better hai. Iska reason hai ki Fund B ka 3Y return stable hai, aur expense ratio kam hai. Isse aapko long-term mein better returns milega.
RISK_COST⚠️ Risk & Cost Analysis
Riskometer aur volatility ke liye, Fund A moderate high hai, jabki Fund B very high hai. Lekin expense ratio ke liye, Fund B kam hai. Isliye, Fund B better hai.
PORTFOLIO_INSIGHT📊 Portfolio Diversification
Asset allocation ke liye, Fund A ka equity 68.12% hai, jabki Fund B ka equity 96.00% hai. Isse pata chalta hai ki Fund A ka portfolio diversified hai, jabki Fund B ka portfolio concentrated hai.
FAQSIP Calculator – Compare Growth Potential
ICICI Prudential Balanced Advantage Fund
₹1175628.80
@12.2% annual return (3Y)
Baroda BNP Paribas Large Cap Fund
₹1361101.96
@14.6% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
5Y aur 3Y returns ke liye dekha jata hai. Fund B ka 5Y return 11.06% hai, jabki Fund A ka 5Y return 11.25% hai.
Q2: Is the higher risk fund worth it?
Volatility aur Sharpe ratio ke liye dekha jata hai. Fund B ka volatility 13.08 hai, jabki Fund A ka volatility 9.34 hai. Fund B ka Sharpe ratio 0.62 hai, jabki Fund A ka Sharpe ratio 0.61 hai.
Q3: Which fund is more cost-effective?
Expense ratio aur exit load (jiska data nahi diya gaya hai) ke liye dekha jata hai. Fund B ka expense ratio 0.52% hai, jabki Fund A ka expense ratio 1% hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price