ICICI Prudential Balanced Advantage Fund vs Axis Small Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
12.2%
3Y Return
17.52%
Hum ek baar phir se ek Hybrid aur Small Cap fund ke beech mein comparison karenge. Fund A, ICICI Prudential Balanced Advantage Fund ek Hybrid fund hai, jabki Fund B, Axis Small Cap Fund ek Small Cap fund hai. Aaj hum is comparison ke through fund B ki suitability aur long-term wealth creation ke liye kya naya hai, is par focus karenge.
[VERDICT]| Parameter | AICICI Prudential Balanced Advantage Fund - Direct Plan - Growth | BAxis Small Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | ICICI Prudential | Axis Mutual Fund |
| Category | Hybrid | Small Cap |
| NAV (₹) | 84.60 | 124.14 |
| AUM (₹ Cr) | 7.06 Lac Cr | 2.74 Lac Cr |
| Expense Ratio (%) | 1% | 0.92% |
| Riskometer | Moderately High | Very High |
| Volatility | 9.34 | 17.03 |
| Sharpe Ratio | 0.61 | 0.65 |
| 1 Year Return (%) | 4.35% | 4.52% |
| 3 Year Return (%) | 12.2% | 17.52% |
| 5 Year Return (%) | 11.25% | 18.04% |
| Since Launch (%) | 12.54% | 22.39% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 5 December 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Akhil Kakkar; Ihab Dalwai; Manish Banthia; Rajat Chandak; Sharmila D'Silva; Sri Sharma (13.4 years yrs) | Krishnaa Narayan; Mayank Hyanki; Tejas Sheth (2.8 years yrs) |
| Benchmark | Nifty 50 Hybrid Composite Debt 65:35 Index | Nifty Smallcap 250 TRI |
| Top 3 Holdings | TVS Motor Company Ltd. (5.25%), ICICI Bank Ltd. (3.97%), HDFC Bank Ltd. (3.65%) | CCL Products (India) Ltd. (2.79%), Krishna Institute of Medical Sciences Ltd (2.47%), JB Chemicals & Pharmaceuticals Ltd. (2.23%) |
| Asset Allocation | Equity: 68.12% | CD: 4.05% | REITs: 3.85% | SDL: 3.68% | GOI Sec: 3.07% | Debenture: 2.37% | T-Bills: 2.0% | NCD: 1.59% | Sec. Debt: 0.91% | Debt: 0.49% | InvITs: 0.32% | CP: 0.28% | ZCB: 0.23% | GOI FRB: 0.1% | Pref. Shares: 0.1% | ID: -0.59% | Futures: -3.84% | Equity: 88.35% | ID: 1.76% | T-Bills: 0.55% |
| Portfolio Turnover | 451% | 12% |
🤖 AI Verdict – Which is Better?
Long-term wealth creation ke liye, Fund B, Axis Small Cap Fund ek bhiyaantrik fund hai, lekin iska 5-year return Fund A se thoda aur bada hai. Lekin expense ratio aur riskometer ke hisaab se, Fund A ek better investment hoga. Haan, iska 3-year return bhi thoda aur bada hai. Dekho, Fund A ek more stable investment hoga.
[SIP_SUITABILITY]Why consider ICICI Prudential Balanced Advantage Fund?
- Expense ratio: 1%
- 3Y return: 12.2%
- AUM: 7.06 Lac Cr
- Sharpe Ratio: 0.61
Why consider Axis Small Cap Fund?
- Expense ratio: 0.92%
- 3Y return: 17.52%
- AUM: 2.74 Lac Cr
- Sharpe Ratio: 0.65
📈 SIP Suitability
Ek monthly SIP ke liye, Fund A ek better choice hoga. Iska 3-year return aur stability Fund B se zyada hai. Chaliye, Fund A ke liye SIP karein, aur apne investment ko long-term wealth creation ke liye prepare karen.
[RISK_COST]⚠️ Risk & Cost Analysis
Riskometer, volatility, aur Sharpe ratio ke hisaab se, Fund A ek better risk-adjusted return offer karta hai. Lekin expense ratio ke hisaab se, Fund B ek thoda aur cost-effective hoga. Haan, iska Sharpe ratio bhi Fund A se zyada hai.
[PORTFOLIO_INSIGHT]📊 Portfolio Diversification
Asset allocation ke hisaab se, Fund A ek more diversified portfolio offer karta hai. Iska asset allocation equity, debt, aur other asset classes mein distribute hai. Lekin Fund B ka asset allocation zyada equity mein hai, jisse sector risk bhi badh jata hai.
[FAQ]SIP Calculator – Compare Growth Potential
ICICI Prudential Balanced Advantage Fund
₹1175628.80
@12.2% annual return (3Y)
Axis Small Cap Fund
₹1630847.06
@17.5% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund B, Axis Small Cap Fund ka 5-year return Fund A se thoda aur bada hai, lekin iska expense ratio aur riskometer ke hisaab se, Fund A ek better investment hoga.
Q2: Is the higher risk fund worth it?
Haan, Fund B ka Sharpe ratio Fund A se zyada hai, lekin iska volatility bhi zyada hai. Lekin yadi aap risk-taking fund ke investor hain, to Fund B ek option ho sakta hai.
Q3: Which fund is more cost-effective?
Expense ratio ke hisaab se, Fund B ek thoda aur cost-effective hoga, lekin Fund A ka Sharpe ratio bhi zyada hai. Lekin yadi aap cost-effectiveness ke liye invest karte hain, to Fund B ek option ho sakta hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price