ICICI Prudential Balanced Advantage Fund vs Axis Midcap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
12.2%
3Y Return
19.19%
Ab aapke paas do fund hain, Fund A ICICI Prudential Balanced Advantage aur Fund B Axis Midcap Fund. In dono fund ke categories alag-alag hain, lekin humein pata hona hi chahiye ki kya fund aapke liye better hai.
Is article mein hum dono fund ka comparison karenge aur aapko pata lagayenge ki kis fund long-term wealth creation ke liye better hai.
| Parameter | AICICI Prudential Balanced Advantage Fund - Direct Plan - Growth | BAxis Midcap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | ICICI Prudential | Axis Mutual Fund |
| Category | Hybrid | Mid Cap |
| NAV (₹) | 84.60 | 136.27 |
| AUM (₹ Cr) | 7.06 Lac Cr | 3.23 Lac Cr |
| Expense Ratio (%) | 1% | 1.58% |
| Riskometer | Moderately High | Very High |
| Volatility | 9.34 | 14.48 |
| Sharpe Ratio | 0.61 | 0.88 |
| 1 Year Return (%) | 4.35% | 7.41% |
| 3 Year Return (%) | 12.2% | 19.19% |
| 5 Year Return (%) | 11.25% | 16.41% |
| Since Launch (%) | 12.54% | 18.68% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Akhil Kakkar; Ihab Dalwai; Manish Banthia; Rajat Chandak; Sharmila D'Silva; Sri Sharma (13.4 years yrs) | Krishnaa Narayan; Nitin Arora; Shreyash Devalkar (9.5 years yrs) |
| Benchmark | Nifty 50 Hybrid Composite Debt 65:35 Index | Nifty Midcap 150 TRI |
| Top 3 Holdings | TVS Motor Company Ltd. (5.25%), ICICI Bank Ltd. (3.97%), HDFC Bank Ltd. (3.65%) | The Federal Bank Ltd. (3.87%), Fortis Healthcare Ltd. (3.56%), Multi Commodity Exchange Of India Ltd. (3.43%) |
| Asset Allocation | Equity: 68.12% | CD: 4.05% | REITs: 3.85% | SDL: 3.68% | GOI Sec: 3.07% | Debenture: 2.37% | T-Bills: 2.0% | NCD: 1.59% | Sec. Debt: 0.91% | Debt: 0.49% | InvITs: 0.32% | CP: 0.28% | ZCB: 0.23% | GOI FRB: 0.1% | Pref. Shares: 0.1% | ID: -0.59% | Futures: -3.84% | Equity: 89.53% | Mutual Fund: 0.94% | Futures: 0.21% |
| Portfolio Turnover | 451% | 12% |
🤖 AI Verdict – Which is Better?
Our verdict hai ki Fund A ICICI Prudential Balanced Advantage Fund better hai long-term wealth creation ke liye. Iska karan hai ki 3Y return 12.2% hai, jo ki Fund B ki comparison me zyada hai. Expense ratio bhi Fund A ki comparison me kam hai.
Sach ye hai, Fund A me bahut jyada risk hai, lekin yeh fund aapke liye better hai kyonki yeh riskometer me Moderately High hai, jo ki Fund B ki comparison me kam hai.
Why consider ICICI Prudential Balanced Advantage Fund?
- Expense ratio: 1%
- 3Y return: 12.2%
- AUM: 7.06 Lac Cr
- Sharpe Ratio: 0.61
Why consider Axis Midcap Fund?
- Expense ratio: 1.58%
- 3Y return: 19.19%
- AUM: 3.23 Lac Cr
- Sharpe Ratio: 0.88
📈 SIP Suitability
Ab humen pata hona hi chahiye ki kis fund me SIP karne se aapko better returns milega. Fund A ki consistency aur return stability Fund B ki comparison me thodi kam hai.
Haan, Fund A ki consistency aur return stability Fund B ki comparison me thodi kam hai, lekin yeh fund aapke liye better hai kyonki yeh Fund B ki comparison me zyada stable hai.
⚠️ Risk & Cost Analysis
Ab humen pata hona hi chahiye ki kis fund me risk hai aur kis fund me cost hai. Fund A ki riskometer Moderately High hai, jo ki Fund B ki comparison me kam hai.
Riskometer ke apart, Fund A ki volatility 9.34 hai, jo ki Fund B ki comparison me kam hai. Sharpe ratio bhi Fund A ki comparison me kam hai.
📊 Portfolio Diversification
Ab humen pata hona hi chahiye ki kis fund ka portfolio diversification hai. Fund A ka portfolio diversification Fund B ki comparison me zyada hai.
Asset allocation ke hisab se, Fund A ka portfolio diversification Fund B ki comparison me zyada hai. Top holdings concentration bhi Fund A ki comparison me kam hai.
SIP Calculator – Compare Growth Potential
ICICI Prudential Balanced Advantage Fund
₹1175628.80
@12.2% annual return (3Y)
Axis Midcap Fund
₹1814321.04
@19.2% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund A ICICI Prudential Balanced Advantage Fund 5Y return 11.25% hai, jo ki Fund B ki comparison me kam hai.
Q2: Is the higher risk fund worth it?
Haan, Fund B Axis Midcap Fund ka volatility 14.48 hai, jo ki Fund A ki comparison me jyada hai. Sharpe ratio bhi Fund B ki comparison me kam hai.
Q3: Which fund is more cost-effective?
Fund A ICICI Prudential Balanced Advantage Fund ka expense ratio 1% hai, jo ki Fund B ki comparison me kam hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price