ICICI Prudential Balanced Advantage Fund vs Axis Bluechip Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
12.2%
3Y Return
19.68%
Chaliye dekho, hum do fundon ke beech mein compare karenge. Fund A, ICICI Prudential Balanced Advantage Fund, ek hybrid fund hai, jabki Fund B, Axis Bluechip Fund, ek large cap fund hai. Is article mein, hum fundon ke 3Y return, expense ratio, aur risk ke beech mein compare karenge, aur dekhege ki kis fund long-term wealth creation ke liye better hai.
| Parameter | AICICI Prudential Balanced Advantage Fund - Direct Plan - Growth | BAxis Bluechip Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | ICICI Prudential | Axis Mutual Fund |
| Category | Hybrid | Large Cap |
| NAV (₹) | 84.60 | 18.82 |
| AUM (₹ Cr) | 7.06 Lac Cr | 3.45 Lac Cr |
| Expense Ratio (%) | 1% | 1.52% |
| Riskometer | Moderately High | Very High |
| Volatility | 9.34 | 11.34 |
| Sharpe Ratio | 0.61 | 1.16 |
| 1 Year Return (%) | 4.35% | 4.44% |
| 3 Year Return (%) | 12.2% | 19.68% |
| 5 Year Return (%) | 11.25% | 5.62% |
| Since Launch (%) | 12.54% | 14.6% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 28 September 2021 |
| Exit Load | Nil | Nil |
| Fund Manager | Akhil Kakkar; Ihab Dalwai; Manish Banthia; Rajat Chandak; Sharmila D'Silva; Sri Sharma (13.4 years yrs) | Ashish Naik; Shreyash Devalkar (7.8 years yrs) |
| Benchmark | Nifty 50 Hybrid Composite Debt 65:35 Index | Nifty 50 |
| Top 3 Holdings | TVS Motor Company Ltd. (5.25%), ICICI Bank Ltd. (3.97%), HDFC Bank Ltd. (3.65%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 68.12% | CD: 4.05% | REITs: 3.85% | SDL: 3.68% | GOI Sec: 3.07% | Debenture: 2.37% | T-Bills: 2.0% | NCD: 1.59% | Sec. Debt: 0.91% | Debt: 0.49% | InvITs: 0.32% | CP: 0.28% | ZCB: 0.23% | GOI FRB: 0.1% | Pref. Shares: 0.1% | ID: -0.59% | Futures: -3.84% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 451% | 16% |
🤖 AI Verdict – Which is Better?
Haan, humke paas data hai, aur hum isse use karke fundon ke beech mein verdict de sakte hain. Fund B, Axis Bluechip Fund, 3Y return mein 19.68% ka return deta hai, jabki Fund A, ICICI Prudential Balanced Advantage Fund, 12.2% ka return deta hai. Lekin, Fund B ka expense ratio 1.52% hai, jo Fund A ke expense ratio (1%) se adhik hai. Riskometer ke hisab se, Fund B riskier hai, lekin Sharpe ratio ke hisab se, yeh fund better returns deta hai. Toh, humke paas hai ki Fund B long-term wealth creation ke liye better fund hai.
Why consider ICICI Prudential Balanced Advantage Fund?
- Expense ratio: 1%
- 3Y return: 12.2%
- AUM: 7.06 Lac Cr
- Sharpe Ratio: 0.61
Why consider Axis Bluechip Fund?
- Expense ratio: 1.52%
- 3Y return: 19.68%
- AUM: 3.45 Lac Cr
- Sharpe Ratio: 1.16
📈 SIP Suitability
Sach ye hai, SIP (Systematic Investment Plan) ke liye fundon ke beech mein compare karenge. Fund B, Axis Bluechip Fund, 96% equity mein invested hai, jabki Fund A, ICICI Prudential Balanced Advantage Fund, 68% equity mein invested hai. Isse pata chalta hai ki Fund B consistent returns deta hai, lekin Fund A ka asset allocation aur equity share thoda kam hai. Toh, Fund B SIP ke liye better fund hai, lekin Fund A ka asset allocation aur equity share bhi accha hai.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio, aur expense ratio ke hisab se fundon ke beech mein compare karenge. Fund B, Axis Bluechip Fund, riskometer ke hisab se very high risk hai, jabki Fund A, ICICI Prudential Balanced Advantage Fund, moderately high risk hai. Volatility ke hisab se, Fund B 11.34 hai, jabki Fund A 9.34 hai. Sharpe ratio ke hisab se, Fund B 1.16 hai, jabki Fund A 0.61 hai. Expense ratio ke hisab se, Fund B 1.52% hai, jabki Fund A 1% hai. Isse pata chalta hai ki Fund A risk-adjusted returns deta hai, lekin Fund B ka Sharpe ratio aur volatility bhi accha hai.
📊 Portfolio Diversification
Asset allocation aur top holdings ke hisab se fundon ke beech mein compare karenge. Fund B, Axis Bluechip Fund, 96% equity mein invested hai, jabki Fund A, ICICI Prudential Balanced Advantage Fund, 68% equity mein invested hai. Top holdings ke hisab se, Fund B HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), aur Reliance Industries Ltd. (6.9%) mein invested hai, jabki Fund A TVS Motor Company Ltd. (5.25%), ICICI Bank Ltd. (3.97%), aur HDFC Bank Ltd. (3.65%) mein invested hai. Isse pata chalta hai ki Fund B ka asset allocation aur top holdings concentration thoda kam hai, lekin Fund A ka asset allocation aur equity share bhi accha hai.
SIP Calculator – Compare Growth Potential
ICICI Prudential Balanced Advantage Fund
₹1175628.80
@12.2% annual return (3Y)
Axis Bluechip Fund
₹1872598.46
@19.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Haan, Fund B, Axis Bluechip Fund, 3Y return mein 19.68% ka return deta hai, jabki Fund A, ICICI Prudential Balanced Advantage Fund, 12.2% ka return deta hai.
Q2: Is the higher risk fund worth it?
Haan, Fund B ka Sharpe ratio aur volatility bhi accha hai, lekin yeh fund riskier hai. Isse pata chalta hai ki Fund B ka higher risk fund worth hai.
Q3: Which fund is more cost-effective?
Haan, Fund A, ICICI Prudential Balanced Advantage Fund, expense ratio mein 1% ka hai, jabki Fund B 1.52% ka hai. Isse pata chalta hai ki Fund A more cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price