ICICI Prudential Balanced Advantage Fund vs Axis Bluechip Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
12.2%
3Y Return
21.36%
Mujhe lagta hai ki aap donon fundon ke beech mein kya chunna hai. Fund A ek balanced advantage fund hai, jabki Fund B ek large cap fund. Is article mein hum donon fundon ke beech mein kaee cheezein tulenge aur aapko pata chalayenge ki kis fund mein long-term investment karne ke liye thoda sa vishwas hai.
| Parameter | AICICI Prudential Balanced Advantage Fund - Direct Plan - Growth | BAxis Bluechip Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | ICICI Prudential | Axis Mutual Fund |
| Category | Hybrid | Large Cap |
| NAV (₹) | 84.60 | 20.09 |
| AUM (₹ Cr) | 7.06 Lac Cr | 3.45 Lac Cr |
| Expense Ratio (%) | 1% | 0.52% |
| Riskometer | Moderately High | Very High |
| Volatility | 9.34 | 11.32 |
| Sharpe Ratio | 0.61 | 1.31 |
| 1 Year Return (%) | 4.35% | 5.85% |
| 3 Year Return (%) | 12.2% | 21.36% |
| 5 Year Return (%) | 11.25% | 5.92% |
| Since Launch (%) | 12.54% | 16.2% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 28 September 2021 |
| Exit Load | Nil | Nil |
| Fund Manager | Akhil Kakkar; Ihab Dalwai; Manish Banthia; Rajat Chandak; Sharmila D'Silva; Sri Sharma (13.4 years yrs) | Ashish Naik; Shreyash Devalkar (7.8 years yrs) |
| Benchmark | Nifty 50 Hybrid Composite Debt 65:35 Index | Nifty 50 |
| Top 3 Holdings | TVS Motor Company Ltd. (5.25%), ICICI Bank Ltd. (3.97%), HDFC Bank Ltd. (3.65%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 68.12% | CD: 4.05% | REITs: 3.85% | SDL: 3.68% | GOI Sec: 3.07% | Debenture: 2.37% | T-Bills: 2.0% | NCD: 1.59% | Sec. Debt: 0.91% | Debt: 0.49% | InvITs: 0.32% | CP: 0.28% | ZCB: 0.23% | GOI FRB: 0.1% | Pref. Shares: 0.1% | ID: -0.59% | Futures: -3.84% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 451% | 16% |
🤖 AI Verdict – Which is Better?
Haan, aapko pata hoga ki long-term wealth creation ke liye Fund A ka 3Y return 12.2% hai, jabki Fund B ka 5.92% hai. Lekin expense ratio mein Fund B ka expense ratio 0.52% hai, jisse Fund A ka expense ratio 1% kam hai. Aur riskometer mein Fund B ka riskometer very high hai, jabki Fund A ka moderately high hai. Sach ye hai, Fund A long-term mein aapke liye better fund hai.
Why consider ICICI Prudential Balanced Advantage Fund?
- Expense ratio: 1%
- 3Y return: 12.2%
- AUM: 7.06 Lac Cr
- Sharpe Ratio: 0.61
Why consider Axis Bluechip Fund?
- Expense ratio: 0.52%
- 3Y return: 21.36%
- AUM: 3.45 Lac Cr
- Sharpe Ratio: 1.31
📈 SIP Suitability
Chaliye aap SIP mein paise kya dal rahe hain. Fund A ka 3Y return consistent hai, jabki Fund B ka return 3Y mein bahut badh raha hai aur then 5Y mein kam ho raha hai. Lekin Fund B ka expense ratio kam hai, jisse aapko paise bachenge. Haan, donon fundon ke beech SIP Suitability Fund B ke liye acchi hai.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio, aur expense ratio ke beech mein hum donon fundon ko tulenge. Fund A ka riskometer moderately high hai, jabki Fund B ka very high hai. Lekin Fund A ka Sharpe ratio kam hai, jabki Fund B ka Sharpe ratio high hai. Aur expense ratio mein Fund B kam hai. Sach ye hai, Fund B aapke liye better risk-adjusted returns deta hai.
📊 Portfolio Diversification
Chaliye aap donon fundon ki asset allocation ko dekhein. Fund A ka asset allocation bahut diversified hai, jabki Fund B ka asset allocation kam hai. Lekin Fund A ka top holdings concentration bahut kam hai, jabki Fund B ka top holdings concentration thoda sa kam hai. Sach ye hai, Fund A portfolio diversification ke liye accha hai.
SIP Calculator – Compare Growth Potential
ICICI Prudential Balanced Advantage Fund
₹1175628.80
@12.2% annual return (3Y)
Axis Bluechip Fund
₹2089333.11
@21.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Answer: Fund A ka 5Y return 11.25% hai, jabki Fund B ka 5Y return 5.92% hai. Isliye Fund A long-run mein better returns deta hai.
Q2: Is the higher risk fund worth it?
Answer: Fund B ka riskometer very high hai, jabki Fund A ka riskometer moderately high hai. Lekin Fund B ka Sharpe ratio high hai, jabki Fund A ka Sharpe ratio kam hai. Isliye Fund B ke risk-adjusted returns acche hain.
Q3: Which fund is more cost-effective?
Answer: Fund B ka expense ratio 0.52% hai, jabki Fund A ka expense ratio 1% hai. Isliye Fund B cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price