ICICI Prudential Balanced Advantage Fund vs Angel One Mutual Fund Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
12.2%
3Y Return
12.7%
Dekho, aapke paas do fund hain, ek hybrid aur doosra multi cap fund. Ye don'th hai aapke liye kya fund aapke liye behtar hai aur kya fund aapke liye suitable hai. Chaliye aap isse jaanenge.
| Parameter | AICICI Prudential Balanced Advantage Fund - Direct Plan - Growth | BAngel One Mutual Fund Multi Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | ICICI Prudential | Angel One Mutual Fund |
| Category | Hybrid | Multi Cap |
| NAV (₹) | 84.60 | 8.38 |
| AUM (₹ Cr) | 7.06 Lac Cr | 1.86 Lac Cr |
| Expense Ratio (%) | 1% | 1.68% |
| Riskometer | Moderately High | Very High |
| Volatility | 9.34 | 13.4 |
| Sharpe Ratio | 0.61 | 1.52 |
| 1 Year Return (%) | 4.35% | -11.42% |
| 3 Year Return (%) | 12.2% | 12.7% |
| 5 Year Return (%) | 11.25% | 7.44% |
| Since Launch (%) | 12.54% | -11.2% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 6 November 2024 |
| Exit Load | Nil | Nil |
| Fund Manager | Akhil Kakkar; Ihab Dalwai; Manish Banthia; Rajat Chandak; Sharmila D'Silva; Sri Sharma (13.4 years yrs) | Gopal Agrawal; Atul Zabhade (3.2 years yrs) |
| Benchmark | Nifty 50 Hybrid Composite Debt 65:35 Index | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | TVS Motor Company Ltd. (5.25%), ICICI Bank Ltd. (3.97%), HDFC Bank Ltd. (3.65%) | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) |
| Asset Allocation | Equity: 68.12% | CD: 4.05% | REITs: 3.85% | SDL: 3.68% | GOI Sec: 3.07% | Debenture: 2.37% | T-Bills: 2.0% | NCD: 1.59% | Sec. Debt: 0.91% | Debt: 0.49% | InvITs: 0.32% | CP: 0.28% | ZCB: 0.23% | GOI FRB: 0.1% | Pref. Shares: 0.1% | ID: -0.59% | Futures: -3.84% | Equity: 97.00% | T-Bills: 3.00% |
| Portfolio Turnover | 451% | 32% |
🤖 AI Verdict – Which is Better?
Our verdict hai ki Fund A, ICICI Prudential Balanced Advantage Fund, aapke liye behtar hai. Ye fund 3Y return mein 12.2% return deta hai, jo ki Fund B se zyada hai. Lekin expense ratio mein dono fund 1% pe equal hai. Riskometer ke hisab se bhi, Fund A moderately high risk hai, jo ki Fund B ki very high risk se kam hai.
Why consider ICICI Prudential Balanced Advantage Fund?
- Expense ratio: 1%
- 3Y return: 12.2%
- AUM: 7.06 Lac Cr
- Sharpe Ratio: 0.61
Why consider Angel One Mutual Fund Multi Cap Fund?
- Expense ratio: 1.68%
- 3Y return: 12.7%
- AUM: 1.86 Lac Cr
- Sharpe Ratio: 1.52
📈 SIP Suitability
SIP suitabilit ke hisab se, Fund A aapke liye behtar hai. Ye fund 5Y return mein 11.25% return deta hai, jo ki Fund B se zyada hai. Lekin volatility mein dono fund 9.34% aur 13.4% pe equal hai. Lekin sharpe ratio mein Fund A 0.61 hai, jo ki Fund B ki 1.52 se kam hai. Isliye, Fund A aapke liye behtar hai SIP ke liye.
⚠️ Risk & Cost Analysis
Riskometer ke hisab se, Fund A moderately high risk hai, jo ki Fund B ki very high risk se kam hai. Volatility mein dono fund 9.34% aur 13.4% pe equal hai. Lekin sharpe ratio mein Fund A 0.61 hai, jo ki Fund B ki 1.52 se kam hai. Expense ratio mein dono fund 1% pe equal hai. Isliye, Fund A aapke liye behtar hai risk-adjusted return ke hisab se.
📊 Portfolio Diversification
Asset allocation ke hisab se, Fund A aapke liye behtar hai. Ye fund equity mein 68.12%, debt mein 31.88% investment karta hai. Lekin Fund B fund equity mein 97.00%, debt mein 3.00% investment karta hai. Top holdings concentration mein bhi, Fund A aapke liye behtar hai. Ye fund TVS Motor Company Ltd., ICICI Bank Ltd., aur HDFC Bank Ltd. mein investment karta hai, jo ki Fund B ki HDFC Bank Ltd., ICICI Bank Ltd., aur Reliance Industries Ltd. se kam hai.
SIP Calculator – Compare Growth Potential
ICICI Prudential Balanced Advantage Fund
₹1175628.80
@12.2% annual return (3Y)
Angel One Mutual Fund Multi Cap Fund
₹1211348.26
@12.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Ans: Fund A, ICICI Prudential Balanced Advantage Fund, 5Y return mein 11.25% return deta hai, jo ki Fund B se zyada hai.
Q2: Is the higher risk fund worth it?
Ans: N/A, Fund B ki very high risk aur 13.4% volatility ke hisab se, yeh fund aapke liye suitable nahi hai.
Q3: Which fund is more cost‑effective?
Ans: Dono fund 1% expense ratio par equal hai, isliye Fund A aapke liye behtar hai cost-effectiveness ke hisab se.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price