ICICI Prudential Balanced Advantage Fund vs Angel One Mutual Fund Mid Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
12.2%
3Y Return
12.96%
Dekho, aapko do hybrid funds ke beech mein comparison karne ke liye aaya hoon. Fund A ICICI Prudential Balanced Advantage Fund hai, aur Fund B Angel One Mutual Fund Mid Cap Fund. Ye dono funds aapke long-term wealth creation ke liye suitable hain, lekin kya aapko yeh decide karna hoga ki Fund A ya Fund B better hai?
| Parameter | AICICI Prudential Balanced Advantage Fund - Direct Plan - Growth | BAngel One Mutual Fund Mid Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | ICICI Prudential | Angel One Mutual Fund |
| Category | Hybrid | Mid Cap |
| NAV (₹) | 84.60 | 116.77 |
| AUM (₹ Cr) | 7.06 Lac Cr | 1.55 Lac Cr |
| Expense Ratio (%) | 1% | 1.75% |
| Riskometer | Moderately High | Very High |
| Volatility | 9.34 | 14.85 |
| Sharpe Ratio | 0.61 | 0.44 |
| 1 Year Return (%) | 4.35% | -1.93% |
| 3 Year Return (%) | 12.2% | 12.96% |
| 5 Year Return (%) | 11.25% | 12.33% |
| Since Launch (%) | 12.54% | 10.42% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 3 April 2006 |
| Exit Load | Nil | Nil |
| Fund Manager | Akhil Kakkar; Ihab Dalwai; Manish Banthia; Rajat Chandak; Sharmila D'Silva; Sri Sharma (13.4 years yrs) | Chirag Setalvad; Dhruv Muchhal (13.4 years yrs) |
| Benchmark | Nifty 50 Hybrid Composite Debt 65:35 Index | Nifty Midcap 150 TRI |
| Top 3 Holdings | TVS Motor Company Ltd. (5.25%), ICICI Bank Ltd. (3.97%), HDFC Bank Ltd. (3.65%) | Voltas Ltd. (3.8%), Mphasis Ltd. (3.5%), Coforge Ltd. (3.2%) |
| Asset Allocation | Equity: 68.12% | CD: 4.05% | REITs: 3.85% | SDL: 3.68% | GOI Sec: 3.07% | Debenture: 2.37% | T-Bills: 2.0% | NCD: 1.59% | Sec. Debt: 0.91% | Debt: 0.49% | InvITs: 0.32% | CP: 0.28% | ZCB: 0.23% | GOI FRB: 0.1% | Pref. Shares: 0.1% | ID: -0.59% | Futures: -3.84% | Equity: 94.00% | T-Bills: 6.00% |
| Portfolio Turnover | 451% | 25% |
🤖 AI Verdict – Which is Better?
Haan, Fund A lekin, yeh mere khane mein nahin hai. Fund B ka 3Y return 12.96% hai, jo Fund A ke 3Y return 12.2% se zyada hai. Lekin, expense ratio 1.75% hai, jo Fund A ke 1% se jyada hai. Aur, Fund B ka riskometer Very High hai, jo Fund A ke Moderately High se zyada hai. So, Fund A better hai for long-term wealth creation.
Why consider ICICI Prudential Balanced Advantage Fund?
- Expense ratio: 1%
- 3Y return: 12.2%
- AUM: 7.06 Lac Cr
- Sharpe Ratio: 0.61
Why consider Angel One Mutual Fund Mid Cap Fund?
- Expense ratio: 1.75%
- 3Y return: 12.96%
- AUM: 1.55 Lac Cr
- Sharpe Ratio: 0.44
📈 SIP Suitability
Chaliye, aapko monthly SIP ke liye karna hai. Fund A ka 3Y return stable hai, aur expense ratio low hai. Fund B ka return consistency low hai, lekin riskometer Very High hai. To, Fund A better hai for SIP.
⚠️ Risk & Cost Analysis
Sach ye hai, Fund A ka riskometer Moderately High hai, aur volatility 9.34 hai. Fund B ka riskometer Very High hai, aur volatility 14.85 hai. Lekin, Fund A ka expense ratio low hai, aur Sharpe ratio 0.61 hai. To, Fund A better hai for risk-adjusted returns.
📊 Portfolio Diversification
Dekho, Fund A ka asset allocation Equity 68.12% hai, aur Debt 31.88% hai. Fund B ka asset allocation Equity 94% hai, aur Debt 6% hai. Fund A ka top holdings concentration TVS Motor Company Ltd. 5.25% hai, aur ICICI Bank Ltd. 3.97% hai. Fund B ka top holdings concentration Voltas Ltd. 3.8% hai, aur Mphasis Ltd. 3.5% hai. To, Fund A ka portfolio diversification better hai.
SIP Calculator – Compare Growth Potential
ICICI Prudential Balanced Advantage Fund
₹1175628.80
@12.2% annual return (3Y)
Angel One Mutual Fund Mid Cap Fund
₹1230435.05
@13.0% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund A ka 5Y return 11.25% hai, aur 3Y return 12.2% hai, jo Fund B ka 12.96% se kam hai. Lekin, Fund A ka expense ratio low hai, aur riskometer Moderately High hai. To, Fund A better hai for long-run returns.
Q2: Is the higher risk fund worth it?
Fund B ka riskometer Very High hai, aur volatility 14.85 hai, jo Fund A ka 9.34 se zyada hai. Lekin, Fund B ka Sharpe ratio 0.44 hai, jo Fund A ka 0.61 se kam hai. To, Fund B nahin hai worth risk.
Q3: Which fund is more cost-effective?
Fund A ka expense ratio 1% hai, jo Fund B ka 1.75% se kam hai. To, Fund A more cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price