ICICI Prudential Balanced Advantage Fund vs Angel One Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
12.2%
3Y Return
14.7%
Dekho, yeh donon funds Hybrid aur Large Cap categories mein hain. Yeh jankari ke liye aap donon mein investment karna chahte hain. Sabse pehle, Fund A ka ICICI Prudential Balanced Advantage Fund Direct Plan Growth hai aur Fund B ka Angel One Mutual Fund Large Cap Fund Direct Plan Growth hai.
| Parameter | AICICI Prudential Balanced Advantage Fund - Direct Plan - Growth | BAngel One Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | ICICI Prudential | Angel One Mutual Fund |
| Category | Hybrid | Large Cap |
| NAV (₹) | 84.60 | 497.22 |
| AUM (₹ Cr) | 7.06 Lac Cr | 2.58 Lac Cr |
| Expense Ratio (%) | 1% | 0.52% |
| Riskometer | Moderately High | Very High |
| Volatility | 9.34 | 11.57 |
| Sharpe Ratio | 0.61 | 0.71 |
| 1 Year Return (%) | 4.35% | -4.02% |
| 3 Year Return (%) | 12.2% | 14.7% |
| 5 Year Return (%) | 11.25% | 12.03% |
| Since Launch (%) | 12.54% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Akhil Kakkar; Ihab Dalwai; Manish Banthia; Rajat Chandak; Sharmila D'Silva; Sri Sharma (13.4 years yrs) | Sonam Udasi; Amey Sathe (9.2 years yrs) |
| Benchmark | Nifty 50 Hybrid Composite Debt 65:35 Index | Nifty 50 |
| Top 3 Holdings | TVS Motor Company Ltd. (5.25%), ICICI Bank Ltd. (3.97%), HDFC Bank Ltd. (3.65%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 68.12% | CD: 4.05% | REITs: 3.85% | SDL: 3.68% | GOI Sec: 3.07% | Debenture: 2.37% | T-Bills: 2.0% | NCD: 1.59% | Sec. Debt: 0.91% | Debt: 0.49% | InvITs: 0.32% | CP: 0.28% | ZCB: 0.23% | GOI FRB: 0.1% | Pref. Shares: 0.1% | ID: -0.59% | Futures: -3.84% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 451% | 19% |
🤖 AI Verdict – Which is Better?
Haan, yeh fund donon mein se Fund A ICICI Prudential Balanced Advantage Fund Direct Plan Growth acha hai. Yeh 3Y return 12.2% hai, jisaki expense ratio 1% hai. Dono funds mein se risk se lekar milakar ye fund behtar hai.
Why consider ICICI Prudential Balanced Advantage Fund?
- Expense ratio: 1%
- 3Y return: 12.2%
- AUM: 7.06 Lac Cr
- Sharpe Ratio: 0.61
Why consider Angel One Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.58 Lac Cr
- Sharpe Ratio: 0.71
📈 SIP Suitability
Chaliye, SIP suitability ke liye yeh dekhiye. Fund A ko 3Y return aur expense ratio ke hisab se SIP ke liye acha fund mana ja sakta hai. Yeh fund aapko 10+ saal ke liye stable returns de sakta hai.
⚠️ Risk & Cost Analysis
Lekin risk aur cost ke hisab se, Fund B Angel One Mutual Fund Large Cap Fund Direct Plan Growth behtar hai. Yeh fund ki volatility 11.57 hai aur Sharpe ratio 0.71 hai, jo Fund A se bada hai. Expense ratio bhi kam hai, 0.52%.
📊 Portfolio Diversification
Portfolio diversification ke liye, Fund A ka asset allocation Equity 68.12% hai, CD 4.05%, REITs 3.85% aur SDL 3.68%. Fund B mein asset allocation Equity 96% hai aur T-Bills 4%. Fund A ka asset allocation adhik diversified hai.
SIP Calculator – Compare Growth Potential
ICICI Prudential Balanced Advantage Fund
₹1175628.80
@12.2% annual return (3Y)
Angel One Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, Fund A ka 5Y return 11.25% hai, jo Fund B se bada hai. Yeh fund long run mein better returns de sakta hai.
Q2: Is the higher risk fund worth it?
Lekin Fund B ki higher risk fund worth nahi hai. Yeh fund ki volatility 11.57 hai, jisaki Sharpe ratio 0.71 hai. Fund A ki volatility 9.34 hai aur Sharpe ratio 0.61 hai, jisaki risk-adjusted returns behtar hai.
Q3: Which fund is more cost-effective?
Expense ratio ke hisab se, Fund B Angel One Mutual Fund Large Cap Fund Direct Plan Growth cost-effective hai. Yeh fund ki expense ratio 0.52% hai, jisaki Fund A se kam hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price