ICICI Prudential Balanced Advantage Fund vs Angel One Mutual Fund Balanced Advantage Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
12.2%
3Y Return
12.3%
Chaliye dekho, aaj humein do mutual funds ke beech ka comparison karna hai - ICICI Prudential Balanced Advantage Fund aur Angel One Mutual Fund Balanced Advantage Fund. Ye donon funds Hybrid aur Balanced Hybrid category mein aate hain. Is article mein, hum aapko fund ki category, 1Y aur 5Y returns, riskometer, volatility, expense ratio, aur asset allocation ke baare mein batayenge.
| Parameter | AICICI Prudential Balanced Advantage Fund - Direct Plan - Growth | BAngel One Mutual Fund Balanced Advantage Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | ICICI Prudential | Angel One Mutual Fund |
| Category | Hybrid | Balanced Hybrid |
| NAV (₹) | 84.60 | 16.39 |
| AUM (₹ Cr) | 7.06 Lac Cr | 1.56 Lac Cr |
| Expense Ratio (%) | 1% | 0.78% |
| Riskometer | Moderately High | Moderately High |
| Volatility | 9.34 | 8.79 |
| Sharpe Ratio | 0.61 | 0.66 |
| 1 Year Return (%) | 4.35% | 3.08% |
| 3 Year Return (%) | 12.2% | 12.3% |
| 5 Year Return (%) | 11.25% | 7.51% |
| Since Launch (%) | 12.54% | 10.94% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 7 September 2021 |
| Exit Load | Nil | Nil |
| Fund Manager | Akhil Kakkar; Ihab Dalwai; Manish Banthia; Rajat Chandak; Sharmila D'Silva; Sri Sharma (13.4 years yrs) | Gopal Agrawal; Srinivasan Ramamurthy (5.1 years yrs) |
| Benchmark | Nifty 50 Hybrid Composite Debt 65:35 Index | Nifty 50 Hybrid Composite Debt 65:35 Index |
| Top 3 Holdings | TVS Motor Company Ltd. (5.25%), ICICI Bank Ltd. (3.97%), HDFC Bank Ltd. (3.65%) | HDFC Bank Ltd. (6.8%), ICICI Bank Ltd. (5.5%), Reliance Industries Ltd. (4.5%) |
| Asset Allocation | Equity: 68.12% | CD: 4.05% | REITs: 3.85% | SDL: 3.68% | GOI Sec: 3.07% | Debenture: 2.37% | T-Bills: 2.0% | NCD: 1.59% | Sec. Debt: 0.91% | Debt: 0.49% | InvITs: 0.32% | CP: 0.28% | ZCB: 0.23% | GOI FRB: 0.1% | Pref. Shares: 0.1% | ID: -0.59% | Futures: -3.84% | Equity: 65.00% | Debt: 30.00% | T-Bills: 5.00% |
| Portfolio Turnover | 451% | 127% |
🤖 AI Verdict – Which is Better?
Sach ye hai, jo fund 3Y return aur expense ratio ke mukabale mein achha hua, woh fund aapke liye better hai. Dekhna hai ki Fund A ki 3Y return 12.2% hai, jiska expense ratio 1% hai. Fund B ki 3Y return bhi 12.3% hai, lekin expense ratio 0.78% hai. Isliye, Fund B aapke liye better hai.
Why consider ICICI Prudential Balanced Advantage Fund?
- Expense ratio: 1%
- 3Y return: 12.2%
- AUM: 7.06 Lac Cr
- Sharpe Ratio: 0.61
Why consider Angel One Mutual Fund Balanced Advantage Fund?
- Expense ratio: 0.78%
- 3Y return: 12.3%
- AUM: 1.56 Lac Cr
- Sharpe Ratio: 0.66
📈 SIP Suitability
Ek monthly SIP ke liye, yeh fund kya suitability rakhte hain? Dekhna hai ki Fund A ki 3Y return stable hai, lekin Fund B ki 5Y return thodi kam hai. Haan, Fund B ki expense ratio kam hai, jisse aapko paise bachenge. Isliye, Fund B aapke liye better hai SIP ke liye.
⚠️ Risk & Cost Analysis
Chaliye dekho, riskometer, volatility, Sharpe ratio, aur expense ratio ke mukabale mein in donon funds ko compare karte hain. Fund A ki riskometer Moderately High hai, lekin volatility 9.34 hai. Fund B ki riskometer bhi Moderately High hai, lekin volatility 8.79 hai. Sharpe ratio mein bhi Fund B 0.66 hai, jiska expense ratio 0.78% hai. Isliye, Fund B aapke liye better risk-adjusted returns offer karta hai.
📊 Portfolio Diversification
Chaliye dekho, asset allocation aur top holdings concentration ke mukabale mein in donon funds ko compare karte hain. Fund A ki asset allocation mein Equity 68.12% hai, lekin Debt 4.05% hai. Fund B ki asset allocation mein Equity 65.00% hai, lekin Debt 30.00% hai. Top holdings mein bhi Fund A ki TVS Motor Company Ltd. 5.25% hai, lekin Fund B ki HDFC Bank Ltd. 6.8% hai. Isliye, Fund B aapke liye better portfolio diversification offer karta hai.
SIP Calculator – Compare Growth Potential
ICICI Prudential Balanced Advantage Fund
₹1175628.80
@12.2% annual return (3Y)
Angel One Mutual Fund Balanced Advantage Fund
₹1182670.66
@12.3% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund B ki 5Y return 7.51% hai, jiska 3Y return 12.3% hai. Isliye, Fund B aapke liye better fund hai long run ke liye.
Q2: Is the higher risk fund worth it?
Haan, Fund B ki volatility 8.79 hai, lekin Sharpe ratio 0.66 hai. Isliye, Fund B aapke liye better risk-adjusted returns offer karta hai.
Q3: Which fund is more cost-effective?
Fund B ki expense ratio 0.78% hai, jiska expense ratio Fund A se kam hai. Isliye, Fund B aapke liye better cost-effective fund hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price