HDFC Mid Cap Fund vs UTI Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
22.29%
3Y Return
14.7%
Aap humare paas do fund hain: HDFC Mid Cap Fund aur UTI Mutual Fund Large Cap Fund. Ye sab fund humein dekhne ke liye hain ki ye do fund kaise compare hote hain. Aaj hum iske baare mein janne ja rahen hain.
| Parameter | AHDFC Mid Cap Fund - Direct Plan - Growth | BUTI Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | UTI Mutual Fund |
| Category | Mid Cap | Large Cap |
| NAV (₹) | 220.36 | 497.22 |
| AUM (₹ Cr) | 9.47 Lac Cr | 2.00 Lac Cr |
| Expense Ratio (%) | 0.73% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 17.17 | 11.79 |
| Sharpe Ratio | 0.92 | 0.7 |
| 1 Year Return (%) | 5.95% | -4.02% |
| 3 Year Return (%) | 22.29% | 14.7% |
| 5 Year Return (%) | 20.24% | 12.03% |
| Since Launch (%) | 17.1% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 5 July 2007 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Chirag Setalvad; Dhruv Muchhal (13.4 years yrs) | V. Srivatsa (3.5 years yrs) |
| Benchmark | Nifty Midcap 150 TRI | Nifty 50 |
| Top 3 Holdings | Max Financial Services Ltd. (4.37%), AU Small Finance Bank Ltd. (4.24%), The Federal Bank Ltd. (3.87%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 93.46% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 13% | 21% |
🤖 AI Verdict – Which is Better?
Haan, ismein koi shak hai ki long-term wealth creation ke liye HDFC Mid Cap Fund better hai. Iska 3Y return 22.29% hai, expense ratio 0.73% hai, aur riskometer bhi very high hai. Yeh sab fund ke performance ko dekhta hai. Lekin, aapko apne investment ke risk aur return ke hisaab se fund chunna hoga.
Why consider HDFC Mid Cap Fund?
- Expense ratio: 0.73%
- 3Y return: 22.29%
- AUM: 9.47 Lac Cr
- Sharpe Ratio: 0.92
Why consider UTI Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.00 Lac Cr
- Sharpe Ratio: 0.7
📈 SIP Suitability
SIP ke liye, HDFC Mid Cap Fund better hai. Iska 5Y return 20.24% hai, aur expense ratio 0.73% hai. Yeh fund ke liye consistency aur return stability bahut acchi hai. Isliye, aapko HDFC Mid Cap Fund ke liye SIP lagana chahiye.
⚠️ Risk & Cost Analysis
Riskometer aur volatility ke hisaab se, HDFC Mid Cap Fund higher risk fund hai. Volatility 17.17 hai, aur riskometer bhi very high hai. Lekin, sharpe ratio 0.92 hai, jo fund ke risk-adjusted return ko show karta hai. UTI Mutual Fund Large Cap Fund ka expense ratio 0.52% hai, jo HDFC Mid Cap Fund se kam hai.
📊 Portfolio Diversification
HDFC Mid Cap Fund ka asset allocation equity mein 93.46% hai, aur top 3 holdings mein Max Financial Services Ltd., AU Small Finance Bank Ltd., aur The Federal Bank Ltd. shamil hain. UTI Mutual Fund Large Cap Fund ka asset allocation equity mein 96% hai, aur top 3 holdings mein HDFC Bank Ltd., ICICI Bank Ltd., aur Reliance Industries Ltd. shamil hain. Yeh dono fund mein sector risk hai, lekin HDFC Mid Cap Fund mein asset allocation thoda kam hai.
SIP Calculator – Compare Growth Potential
HDFC Mid Cap Fund
₹2221540.12
@22.3% annual return (3Y)
UTI Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai ki HDFC Mid Cap Fund ka 5Y return 20.24% hai, aur 3Y return 22.29% hai. Isliye, yeh fund long run mein better returns deta hai.
Q2: Is the higher risk fund worth it?
Haaan, HDFC Mid Cap Fund ka higher risk fund hai, lekin sharpe ratio 0.92 hai, jo fund ke risk-adjusted return ko show karta hai. Isliye, aapko HDFC Mid Cap Fund ka risk thoda sa jyada ho sakta hai, lekin return bhi jyada ho sakta hai.
Q3: Which fund is more cost-effective?
UTI Mutual Fund Large Cap Fund ka expense ratio 0.52% hai, jo HDFC Mid Cap Fund se kam hai. Isliye, yeh fund cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price