HDFC Mid Cap Fund vs Tata Mutual Fund Liquid Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
22.29%
3Y Return
6.93%
Aapke paas do funds hain, ek mid cap aur ek liquid fund. Hum aapko bataayenge ki ismein sahi fund kaun hai aur kya hai jismein aap apna paise nivaar sakte hain. Dekho, hum Fund A: HDFC Mid Cap Fund aur Fund B: Tata Mutual Fund Liquid Fund ka aankde jamaa rahenge aur aapko bataayenge ki ismein kya baat hai.
| Parameter | AHDFC Mid Cap Fund - Direct Plan - Growth | BTata Mutual Fund Liquid Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | Tata Mutual Fund |
| Category | Mid Cap | Liquid Fund |
| NAV (₹) | 220.36 | 5622.79 |
| AUM (₹ Cr) | 9.47 Lac Cr | 3.50 Lac Cr |
| Expense Ratio (%) | 0.73% | 0.12% |
| Riskometer | Very High | Low |
| Volatility | 17.17 | 0.13 |
| Sharpe Ratio | 0.92 | 3.31 |
| 1 Year Return (%) | 5.95% | 6.17% |
| 3 Year Return (%) | 22.29% | 6.93% |
| 5 Year Return (%) | 20.24% | 6.11% |
| Since Launch (%) | 17.1% | 50.63% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 5 July 2007 | 1 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Chirag Setalvad; Dhruv Muchhal (13.4 years yrs) | Sonam Udasi (3.5 years yrs) |
| Benchmark | Nifty Midcap 150 TRI | NIFTY Liquid Index |
| Top 3 Holdings | Max Financial Services Ltd. (4.37%), AU Small Finance Bank Ltd. (4.24%), The Federal Bank Ltd. (3.87%) | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) |
| Asset Allocation | Equity: 93.46% | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% |
| Portfolio Turnover | 13% | 297% |
🤖 AI Verdict – Which is Better?
Long-term wealth creation ke liye, hum samjhaate hain ki Fund A ka 3Y return 22.29% hai, jabki Fund B ka 3Y return 6.93% hai. Haan, lekin Fund A ka expense ratio 0.73% hai, jo Fund B ke 0.12% se adhik hai. Lekin, Fund A ka riskometer Very High hai, jabki Fund B ka Low hai. Sach ye hai, Fund A long-term investment ke liye achha hai, lekin Fund B ke liye aapko bahut der wait karni hogi.
Why consider HDFC Mid Cap Fund?
- Expense ratio: 0.73%
- 3Y return: 22.29%
- AUM: 9.47 Lac Cr
- Sharpe Ratio: 0.92
Why consider Tata Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.93%
- AUM: 3.50 Lac Cr
- Sharpe Ratio: 3.31
📈 SIP Suitability
SIP ke liye, hum samjhaate hain ki Fund A ka 1Y return 5.95% hai, jabki Fund B ka 6.17% hai. Haan, lekin Fund A ka expense ratio Fund B se adhik hai. Lekin, Fund A ka riskometer Fund B ke riskometer se adhik hai. Chaliye, hum Fund A ke 3Y return aur Fund B ke 1Y return ka comparison karenge. Fund A ka 3Y return Fund B ka 1Y return se adhik hai, lekin Fund B ka expense ratio Fund A ke expense ratio se kam hai. Sach ye hai, Fund A ke liye long-term investment achha hai, lekin Fund B ke liye monthly SIP achha hai.
⚠️ Risk & Cost Analysis
Riskometer aur volatility ke liye, Fund A ka riskometer Very High hai, jabki Fund B ka Low hai. Haan, lekin Fund A ka volatility Fund B ke volatility se adhik hai. Lekin, Fund A ka Sharpe ratio Fund B ka Sharpe ratio se adhik hai. Chaliye, hum Fund A ke riskometer, volatility, Sharpe ratio, aur expense ratio ka comparison karenge. Fund A ka expense ratio Fund B ke expense ratio se adhik hai, lekin Fund B ka Sharpe ratio Fund A ke Sharpe ratio se adhik hai. Sach ye hai, Fund B mehnga nahi hai, lekin risk se bachta hai.
📊 Portfolio Diversification
Asset allocation ke liye, Fund A ka Equity 93.46% hai, jabki Fund B ka asset allocation T-Bills, CD, CP, aur Cash mein hai. Haan, lekin Fund A ka top 3 holdings Max Financial Services Ltd., AU Small Finance Bank Ltd., aur The Federal Bank Ltd. hai, jabki Fund B ka top 3 holdings State Bank of India CD, HDFC Bank CD, aur Reliance Industries T-Bills hai. Chaliye, hum Fund A ke asset allocation aur Fund B ke asset allocation ka comparison karenge. Fund A ka asset allocation Fund B ke asset allocation se alag hai. Sach ye hai, Fund A ka asset allocation adhik diversified hai, lekin Fund B ka asset allocation adhik stable hai.
SIP Calculator – Compare Growth Potential
HDFC Mid Cap Fund
₹2221540.12
@22.3% annual return (3Y)
Tata Mutual Fund Liquid Fund
₹867076.87
@6.9% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund A ka 5Y return 20.24% hai, jabki Fund B ka 5Y return 6.11% hai. To, Fund A long-term investment ke liye achha hai.
Q2: Is the higher risk fund worth it?
Fund A ka riskometer Very High hai, jabki Fund B ka Low hai. Lekin, Fund A ka Sharpe ratio Fund B ka Sharpe ratio se adhik hai. To, Fund A ke liye risk se bachna achha hai.
Q3: Which fund is more cost-effective?
Fund B ka expense ratio 0.12% hai, jabki Fund A ka expense ratio 0.73% hai. To, Fund B cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price