HDFC Mid Cap Fund vs Tata Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
22.29%
3Y Return
14.7%
Ab hum aapko do funds ke beech ki comparison karne ja rahen hain - HDFC Mid Cap Fund aur Tata Mutual Fund Large Cap Fund. Ye dono funds different categories mein hain - Mid Cap aur Large Cap. Is article mein hum aapko yeh jaankari degen ki fund A kya hai, fund B kya hai aur humein invest karna chahiye ya nahi.
| Parameter | AHDFC Mid Cap Fund - Direct Plan - Growth | BTata Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | Tata Mutual Fund |
| Category | Mid Cap | Large Cap |
| NAV (₹) | 220.36 | 497.22 |
| AUM (₹ Cr) | 9.47 Lac Cr | 1.93 Lac Cr |
| Expense Ratio (%) | 0.73% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 17.17 | 12.94 |
| Sharpe Ratio | 0.92 | 0.63 |
| 1 Year Return (%) | 5.95% | -4.02% |
| 3 Year Return (%) | 22.29% | 14.7% |
| 5 Year Return (%) | 20.24% | 12.03% |
| Since Launch (%) | 17.1% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 5 July 2007 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Chirag Setalvad; Dhruv Muchhal (13.4 years yrs) | Sonam Udasi (3.5 years yrs) |
| Benchmark | Nifty Midcap 150 TRI | Nifty 50 |
| Top 3 Holdings | Max Financial Services Ltd. (4.37%), AU Small Finance Bank Ltd. (4.24%), The Federal Bank Ltd. (3.87%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 93.46% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 13% | 32% |
🤖 AI Verdict – Which is Better?
Haan, hamara verdict hai ki Fund A HDFC Mid Cap Fund better hai long-term investment ke liye. Ye fund 3Y mein 22.29% ki return de raha hai, jabki fund B Tata Mutual Fund Large Cap Fund 3Y mein 14.7% ki return de raha hai. Lekin, fund B ka expense ratio fund A se 21% kam hai. Lekin, riskometer aur volatility ke mukabale, fund A thoda bada risk hai. Sach ye hai, long-term investment ke liye, fund A thoda bhi better hai.
Why consider HDFC Mid Cap Fund?
- Expense ratio: 0.73%
- 3Y return: 22.29%
- AUM: 9.47 Lac Cr
- Sharpe Ratio: 0.92
Why consider Tata Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 1.93 Lac Cr
- Sharpe Ratio: 0.63
📈 SIP Suitability
SIP (Systematic Investment Plan) ke liye, Fund A HDFC Mid Cap Fund better hai. Ye fund 5Y mein consistent return de raha hai aur risk bhi kam hai. Fund B ka 1Y return thoda kam hai aur risk bhi jyada hai. Lekin, fund B ka expense ratio fund A se kam hai. Chaliye, SIP ke liye fund A hi better hai.
⚠️ Risk & Cost Analysis
Riskometer aur volatility ke mukabale, fund A HDFC Mid Cap Fund thoda bada risk hai. Lekin, Sharpe ratio ke mukabale, fund A thoda bada risk-adjusted return de raha hai. Fund B ka expense ratio fund A se kam hai, lekin riskometer aur volatility ke mukabale, fund A thoda bada risk hai. Sach ye hai, risk-adjusted return ke liye fund A better hai.
📊 Portfolio Diversification
Asset allocation ke mukabale, fund A HDFC Mid Cap Fund 93.46% equity mein invest karta hai, jabki fund B Tata Mutual Fund Large Cap Fund 96% equity mein invest karta hai. Fund A ka asset allocation thoda bada diversification hai. Top holdings concentration ke mukabale, fund A ka top 3 holdings 12.46% mein hai, jabki fund B ka top 3 holdings 22.98% mein hai. Sach ye hai, fund A ka asset allocation thoda bada diversification hai.
SIP Calculator – Compare Growth Potential
HDFC Mid Cap Fund
₹2221540.12
@22.3% annual return (3Y)
Tata Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund A HDFC Mid Cap Fund 5Y mein 20.24% ki return de raha hai, jabki fund B Tata Mutual Fund Large Cap Fund 5Y mein 12.03% ki return de raha hai. Lekin, 3Y return ke mukabale, fund B 14.7% ki return de raha hai. Sach ye hai, fund A long run mein better hai.
Q2: Is the higher risk fund worth it?
Haan, fund A HDFC Mid Cap Fund ka riskometer very high hai, lekin Sharpe ratio ke mukabale, fund A thoda bada risk-adjusted return de raha hai. Fund B ka riskometer bhi very high hai, lekin volatility ke mukabale, fund A thoda bada risk hai. Sach ye hai, fund A ka risk-adjusted return thoda bada hai.
Q3: Which fund is more cost-effective?
Haan, fund B Tata Mutual Fund Large Cap Fund ka expense ratio fund A se kam hai - 0.52% versus 0.73%. Lekin, riskometer aur volatility ke mukabale, fund A thoda bada risk hai. Sach ye hai, fund B expense ratio ke liye better hai, lekin risk ke liye fund A better hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price