HDFC Mid Cap Fund vs Sundaram Mutual Fund Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
22.29%
3Y Return
22.93%
Haan, today humein do hissa fundon ki tulna karni hai - HDFC Mid Cap Fund aur Sundaram Mutual Fund Multi Cap Fund. Dekho, yeh donon fund mid-cap aur multi-cap category mein aate hain. Is likhne ke liye, humein fund ki 1Y, 3Y aur 5Y return ki tulna karni hogi, sath hi expense ratio aur riskometer ki bhi tulna karni hogi.
| Parameter | AHDFC Mid Cap Fund - Direct Plan - Growth | BSundaram Mutual Fund Multi Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | Sundaram Mutual Fund |
| Category | Mid Cap | Multi Cap |
| NAV (₹) | 220.36 | 1431.56 |
| AUM (₹ Cr) | 9.47 Lac Cr | 1.65 Lac Cr |
| Expense Ratio (%) | 0.73% | 1.68% |
| Riskometer | Very High | Very High |
| Volatility | 17.17 | 14.8 |
| Sharpe Ratio | 0.92 | 1.11 |
| 1 Year Return (%) | 5.95% | 6.91% |
| 3 Year Return (%) | 22.29% | 22.93% |
| 5 Year Return (%) | 20.24% | 19.07% |
| Since Launch (%) | 17.1% | 15.59% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 5 July 2007 | 3 April 2006 |
| Exit Load | Nil | Nil |
| Fund Manager | Chirag Setalvad; Dhruv Muchhal (13.4 years yrs) | S. Krishnakumar (3.5 years yrs) |
| Benchmark | Nifty Midcap 150 TRI | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | Max Financial Services Ltd. (4.37%), AU Small Finance Bank Ltd. (4.24%), The Federal Bank Ltd. (3.87%) | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) |
| Asset Allocation | Equity: 93.46% | Equity: 97.00% | T-Bills: 3.00% |
| Portfolio Turnover | 13% | 50% |
🤖 AI Verdict – Which is Better?
Chaliye, hum fund B ki taraf dekhenge. Yeh fund 3Y return mein HDFC Mid Cap Fund se behtar hai, lekin expense ratio bhi jyada hai. Haan, riskometer bhi ek hi hai, lekin volatility HDFC Mid Cap Fund mein 17.17 hai, jabki Fund B mein 14.8 hai. Isliye, hume lagta hai ki HDFC Mid Cap Fund long-term mein behtar hai.
Why consider HDFC Mid Cap Fund?
- Expense ratio: 0.73%
- 3Y return: 22.29%
- AUM: 9.47 Lac Cr
- Sharpe Ratio: 0.92
Why consider Sundaram Mutual Fund Multi Cap Fund?
- Expense ratio: 1.68%
- 3Y return: 22.93%
- AUM: 1.65 Lac Cr
- Sharpe Ratio: 1.11
📈 SIP Suitability
Sach ye hai, SIP ke liye Fund B achha hai. Yeh fund 3Y aur 5Y mein HDFC Mid Cap Fund se behtar return dete hain, lekin expense ratio thoda jyada hai. Isliye, Fund B mein SIP karna achha hai, lekin yeh bhi dhyan rakhein ki expense ratio bhi jyada hai.
⚠️ Risk & Cost Analysis
Haan, riskometer aur volatility ki tulna karke dekhiye. Fund B ki volatility HDFC Mid Cap Fund se kam hai, lekin Sharpe ratio bhi fund B mein jyada hai. Isliye, fund B ki expense ratio kam hone ke baavjood, yeh fund behtar risk-adjusted returns dete hai.
📊 Portfolio Diversification
Dekho, asset allocation ki tulna karte hain. HDFC Mid Cap Fund mein equity 93.46% hai, jabki Fund B mein 97.00% hai. Fund B mein T-Bills 3.00% hai, lekin Fund A mein N/A hai. Isliye, Fund B mein asset allocation thoda aur diversified hai.
SIP Calculator – Compare Growth Potential
HDFC Mid Cap Fund
₹2221540.12
@22.3% annual return (3Y)
Sundaram Mutual Fund Multi Cap Fund
₹2318032.57
@22.9% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, HDFC Mid Cap Fund 5Y mein Fund B se behtar return dete hai, lekin 3Y mein Fund B se kam. Isliye, long-term mein Fund B behtar hai.
Q2: Is the higher risk fund worth it?
Haan, Fund B ki volatility HDFC Mid Cap Fund se kam hai, lekin Sharpe ratio bhi fund B mein jyada hai. Isliye, fund B ki expense ratio kam hone ke baavjood, yeh fund behtar risk-adjusted returns dete hai.
Q3: Which fund is more cost-effective?
Haan, expense ratio ki tulna karke dekhiye. HDFC Mid Cap Fund ke expense ratio 0.73% hai, jabki Fund B ke expense ratio 1.68% hai. Isliye, HDFC Mid Cap Fund cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price