HDFC Mid Cap Fund vs SBI Small Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
22.29%
3Y Return
13.45%
Dekho, aapke paas do mid-cap aur small-cap funds hain. Ye don't hain kam se kam apne investors ke liye, lekin aapko pata hona chahiye ki kis fund mein apna paisa lagana chahiye. Is article mein, hum aapko Fund A: HDFC Mid Cap Fund aur Fund B: SBI Small Cap Fund ke beech me comparison karenge.
| Parameter | AHDFC Mid Cap Fund - Direct Plan - Growth | BSBI Small Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | SBI Mutual Fund |
| Category | Mid Cap | Small Cap |
| NAV (₹) | 220.36 | 192.12 |
| AUM (₹ Cr) | 9.47 Lac Cr | 2.46 Lac Cr |
| Expense Ratio (%) | 0.73% | 0.82% |
| Riskometer | Very High | Very High |
| Volatility | 17.17 | 17.83 |
| Sharpe Ratio | 0.92 | 0.39 |
| 1 Year Return (%) | 5.95% | 0.06% |
| 3 Year Return (%) | 22.29% | 13.45% |
| 5 Year Return (%) | 20.24% | 14.57% |
| Since Launch (%) | 17.1% | 23.96% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 5 July 2007 | 18 November 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Chirag Setalvad; Dhruv Muchhal (13.4 years yrs) | R. Srinivasan (10.2 years yrs) |
| Benchmark | Nifty Midcap 150 TRI | Nifty Smallcap 250 TRI |
| Top 3 Holdings | Max Financial Services Ltd. (4.37%), AU Small Finance Bank Ltd. (4.24%), The Federal Bank Ltd. (3.87%) | Aarti Drugs Ltd. (3.2%), Hatsun Agro Product Ltd. (2.9%), National Aluminium Company Ltd. (2.7%) |
| Asset Allocation | Equity: 93.46% | Equity: 91.00% | Cash & Equivalents: 9.00% |
| Portfolio Turnover | 13% | 23% |
🤖 AI Verdict – Which is Better?
Haan, fund A ko long-term wealth creation ke liye better fund mana jaa sakta hai. Yeh 5Y return 20.24% hai, jabki fund B ka 5Y return 14.57% hai. Expense ratio bhi fund A mein kam hai - 0.73% vs 0.82%. Riskometer bhi dono funds me very high hai, lekin fund A ka Sharpe ratio 0.92 hai, fund B ka 0.39. Chaliye, fund A ko long-term wealth creation ke liye better fund mana jaa sakta hai.
Why consider HDFC Mid Cap Fund?
- Expense ratio: 0.73%
- 3Y return: 22.29%
- AUM: 9.47 Lac Cr
- Sharpe Ratio: 0.92
Why consider SBI Small Cap Fund?
- Expense ratio: 0.82%
- 3Y return: 13.45%
- AUM: 2.46 Lac Cr
- Sharpe Ratio: 0.39
📈 SIP Suitability
SIP mein investment karte samay, dono funds ki consistency aur return stability ke bare me dekhein. Fund A ka 1Y return 5.95% hai, jabki fund B ka 1Y return 0.06% hai. Ye show karta hai ki fund A ka return fund B ke compare mai thoda jyada stable hai. Chaliye, fund A SIP ke liye better fund hai.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio aur expense ratio ke bare me dekhte hain. Fund A ka riskometer very high hai, lekin volatility 17.17 hai, jabki fund B ka volatility 17.83 hai. Sharpe ratio bhi fund A mai 0.92 hai, fund B mai 0.39 hai. Expense ratio bhi fund A mai kam hai - 0.73% vs 0.82%. Sach ye hai, fund A risk-adjusted returns ke liye better fund hai.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration ke bare me dekhte hain. Fund A ka asset allocation equity mein 93.46% hai, jabki fund B ka 91.00% hai. Top holdings concentration bhi fund A mai kam hai - 4.37% vs 3.2%. Chaliye, fund A portfolio diversification ke liye better fund hai.
SIP Calculator – Compare Growth Potential
HDFC Mid Cap Fund
₹2221540.12
@22.3% annual return (3Y)
SBI Small Cap Fund
₹1267390.94
@13.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, fund A ka 5Y return 20.24% hai, jabki fund B ka 14.57% hai. Fund A long-term wealth creation ke liye better fund hai.
Q2: Is the higher risk fund worth it?
Nahin, fund B ka higher volatility aur lower Sharpe ratio hai. Fund A risk-adjusted returns ke liye better fund hai.
Q3: Which fund is more cost-effective?
Sach ye hai, fund A ka expense ratio 0.73% hai, jabki fund B ka 0.82% hai. Fund A cost-effective fund hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price