HDFC Mid Cap Fund vs SBI Midcap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
22.29%
3Y Return
15.45%
Mujhe lagta hai ki aap dono fund ek hi category mein hain, Mid Cap. Lekin kya hoga agar main aapko ye jaanko ki kise fund se aapka paisa behtar laga sakta hai? Dekho, aaj main aapko Fund A aur Fund B ki comparison karne ja raha hoon, aur aapko pata lagayega ki kisi fund ka laga sakta hai aapke liye behtar.
| Parameter | AHDFC Mid Cap Fund - Direct Plan - Growth | BSBI Midcap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | SBI Mutual Fund |
| Category | Mid Cap | Mid Cap |
| NAV (₹) | 220.36 | 264.93 |
| AUM (₹ Cr) | 9.47 Lac Cr | 2.32 Lac Cr |
| Expense Ratio (%) | 0.73% | 1.62% |
| Riskometer | Very High | Very High |
| Volatility | 17.17 | 14.71 |
| Sharpe Ratio | 0.92 | 0.61 |
| 1 Year Return (%) | 5.95% | 1.71% |
| 3 Year Return (%) | 22.29% | 15.45% |
| 5 Year Return (%) | 20.24% | 16.58% |
| Since Launch (%) | 17.1% | 18.28% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 5 July 2007 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Chirag Setalvad; Dhruv Muchhal (13.4 years yrs) | Bhavin Vithlani; Pradeep Kesavan (2.5 years yrs) |
| Benchmark | Nifty Midcap 150 TRI | Nifty Midcap 150 TRI |
| Top 3 Holdings | Max Financial Services Ltd. (4.37%), AU Small Finance Bank Ltd. (4.24%), The Federal Bank Ltd. (3.87%) | Bharat Heavy Electricals Ltd. (3.79%), Torrent Power Ltd. (3.73%), Adani Energy Solutions Ltd. (3.49%) |
| Asset Allocation | Equity: 93.46% | Equity: 93.08% | T-Bills: 1.19% | Futures: 0.29% |
| Portfolio Turnover | 13% | 33% |
🤖 AI Verdict – Which is Better?
Humare paas dono fund ki 3Y return hai, jo 22.29% aur 15.45% hai. Isme Fund A ka 3Y return bhi adhik hai, lekin expense ratio bhi adhik hai, 0.73% versus 1.62%. Lekin riskometer bhi dono fund mein very high hai. Niche hum aapko batayenge ki kise fund ki 5Y return adhik hai, aur kise fund ka expense ratio kam hai.
Sach ye hai, Fund A ka 5Y return 20.24% hai, jo Fund B ka 16.58% se adhik hai. Iske alawa, Fund A ka expense ratio 0.73% hai, jo Fund B ka 1.62% se kam hai. Lekin riskometer bhi dono fund mein very high hai. To humara verdict hai ki Fund A better fund hai.
Why consider HDFC Mid Cap Fund?
- Expense ratio: 0.73%
- 3Y return: 22.29%
- AUM: 9.47 Lac Cr
- Sharpe Ratio: 0.92
Why consider SBI Midcap Fund?
- Expense ratio: 1.62%
- 3Y return: 15.45%
- AUM: 2.32 Lac Cr
- Sharpe Ratio: 0.61
📈 SIP Suitability
Ek monthly SIP ke liye, hum chahte hai ki kise fund ka consistency aur return stability adhik hai. Fund A ka 1Y return 5.95% hai, jo Fund B ka 1.71% se adhik hai. Iske alawa, Fund A ka volatility 17.17 hai, jo Fund B ka 14.71 se adhik hai. Lekin Fund A ka Sharpe ratio 0.92 hai, jo Fund B ka 0.61 se adhik hai. To humka lagta hai ki Fund A ka SIP suitability adhik hai.
⚠️ Risk & Cost Analysis
Ab hum chahte hai ki kise fund ka riskometer aur volatility adhik hai. Fund A ka riskometer very high hai, lekin volatility 17.17 hai, jo Fund B ka 14.71 se adhik hai. Iske alawa, Fund A ka Sharpe ratio 0.92 hai, jo Fund B ka 0.61 se adhik hai. Lekin Fund A ka expense ratio 0.73% hai, jo Fund B ka 1.62% se kam hai. To humka lagta hai ki Fund A ka risk-adjusted return adhik hai.
📊 Portfolio Diversification
Ab hum chahte hai ki kise fund ka asset allocation aur top holdings concentration adhik hai. Fund A ka asset allocation 93.46% hai, jo Fund B ka 93.08% se adhik hai. Iske alawa, Fund A ka top 3 holdings mein Max Financial Services Ltd. 4.37%, AU Small Finance Bank Ltd. 4.24%, aur The Federal Bank Ltd. 3.87% hai. Fund B ka top 3 holdings mein Bharat Heavy Electricals Ltd. 3.79%, Torrent Power Ltd. 3.73%, aur Adani Energy Solutions Ltd. 3.49% hai. To humka lagta hai ki Fund A ka portfolio diversification adhik hai.
SIP Calculator – Compare Growth Potential
HDFC Mid Cap Fund
₹2221540.12
@22.3% annual return (3Y)
SBI Midcap Fund
₹1432566.71
@15.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, Fund A ka 5Y return 20.24% hai, jo Fund B ka 16.58% se adhik hai. Isliye, Fund A long run mein better returns deta hai.
Q2: Is the higher risk fund worth it?
Haan, Fund A ka Sharpe ratio 0.92 hai, jo Fund B ka 0.61 se adhik hai. Isliye, Fund A ka higher risk adhik value deta hai.
Q3: Which fund is more cost-effective?
Sach ye hai, Fund A ka expense ratio 0.73% hai, jo Fund B ka 1.62% se kam hai. Isliye, Fund A cost-effectiveness se adhik hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price