HDFC Mid Cap Fund vs SBI Focused Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
22.29%
3Y Return
18.13%
Acchi duniya ke investors ko, dekho humein do fund ke beech me kaee cheeze compare karni hain. Fund A HDFC Mid Cap Fund hai aur Fund B SBI Focused Fund. Aaj humein yeh janna hoga ki kis fund ki aapko invest karna chahiye. Hamari jaankari ke sath, aapko yeh pata chalega ki kis fund ki aapko invest karna chahiye.
| Parameter | AHDFC Mid Cap Fund - Direct Plan - Growth | BSBI Focused Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | SBI Mutual Fund |
| Category | Mid Cap | Multi Cap |
| NAV (₹) | 220.36 | 432.21 |
| AUM (₹ Cr) | 9.47 Lac Cr | 4.60 Lac Cr |
| Expense Ratio (%) | 0.73% | 1.47% |
| Riskometer | Very High | Very High |
| Volatility | 17.17 | 13.25 |
| Sharpe Ratio | 0.92 | 0.88 |
| 1 Year Return (%) | 5.95% | 12.11% |
| 3 Year Return (%) | 22.29% | 18.13% |
| 5 Year Return (%) | 20.24% | 15.02% |
| Since Launch (%) | 17.1% | 15.63% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 5 July 2007 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Chirag Setalvad; Dhruv Muchhal (13.4 years yrs) | Pradeep Kesavan; Rama Iyer Srinivasan (17.0 years yrs) |
| Benchmark | Nifty Midcap 150 TRI | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | Max Financial Services Ltd. (4.37%), AU Small Finance Bank Ltd. (4.24%), The Federal Bank Ltd. (3.87%) | Alphabet Inc Class A (11.14%), State Bank of India (6.96%), ICICI Bank Ltd. (6.59%) |
| Asset Allocation | Equity: 93.46% | Equity: 76.29% | Forgn. Eq: 14.88% | Debenture: 0.74% | T-Bills: 0.16% |
| Portfolio Turnover | 13% | 45% |
🤖 AI Verdict – Which is Better?
Sach ye hai, Fund B SBI Focused Fund aapke liye bhi achha vikalp ho sakta hai. Yeh fund 3 saal ke return mein 18.13% ka return diya hai, jo ki Fund A ki 22.29% se kam hai lekin expense ratio bhi kam hai. Iske alawa, yeh fund aapke liye bhi adhik risk-free hai. To, aapko is fund mein invest karna chahiye.
Why consider HDFC Mid Cap Fund?
- Expense ratio: 0.73%
- 3Y return: 22.29%
- AUM: 9.47 Lac Cr
- Sharpe Ratio: 0.92
Why consider SBI Focused Fund?
- Expense ratio: 1.47%
- 3Y return: 18.13%
- AUM: 4.60 Lac Cr
- Sharpe Ratio: 0.88
📈 SIP Suitability
Haan, SIP suitability ke liye Fund B SBI Focused Fund aapke liye bhi achha vikalp hai. Yeh fund 10+ saal ke liye aapke liye adhik stable return diya hai, lekin Fund A ki expense ratio bhi kam hai. Isliye, aapko Fund B mein invest karna chahiye.
⚠️ Risk & Cost Analysis
Chaliye, riskometer, volatility, Sharpe ratio, expense ratio ke madhyam se hum Fund A aur Fund B ke beech me compare karenge. Fund A ki riskometer Very High hai, lekin Fund B ki riskometer bhi Very High hai. Lekin, Fund B ki volatility 13.25 hai, jo ki Fund A ki 17.17 se kam hai. Iske alawa, Fund B ki Sharpe ratio 0.88 hai, jo ki Fund A ki 0.92 se kam hai. Isliye, Fund B aapke liye bhi adhik risk-free hai. Aapko Fund B mein invest karna chahiye.
📊 Portfolio Diversification
Portfolio diversification ke liye Fund A aur Fund B ke beech me compare karenge. Fund A ki asset allocation mein 93.46% equity hai, lekin Fund B ki asset allocation mein 76.29% equity hai. Iske alawa, Fund A ki top 3 holdings mein Max Financial Services Ltd. (4.37%), AU Small Finance Bank Ltd. (4.24%), The Federal Bank Ltd. (3.87%) hai, lekin Fund B ki top 3 holdings mein Alphabet Inc Class A (11.14%), State Bank of India (6.96%), ICICI Bank Ltd. (6.59%) hai. Isliye, Fund B aapke liye bhi adhik diversified hai.
SIP Calculator – Compare Growth Potential
HDFC Mid Cap Fund
₹2221540.12
@22.3% annual return (3Y)
SBI Focused Fund
₹1695258.29
@18.1% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, Fund B SBI Focused Fund 5 saal ke return mein 15.02% ka return diya hai, jo ki Fund A ki 20.24% se kam hai.
Q2: Is the higher risk fund worth it?
Haan, Fund A ki volatility 17.17 hai, jo ki Fund B ki 13.25 se kam hai. Isliye, Fund A aapke liye adhik risk-free hai.
Q3: Which fund is more cost-effective?
Sach ye hai, Fund B ki expense ratio 1.47% hai, jo ki Fund A ki 0.73% se kam hai. Isliye, Fund B aapke liye adhik cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price