HDFC Mid Cap Fund vs SBI Blue Chip Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
22.29%
3Y Return
12.44%
Dekho, aaj hum do mutual funds ke beech ka comparision karenge. HDFC Mid Cap Fund aur SBI Blue Chip Fund dono hi very high riskometer ke saath aaye hain, lekin unke category aur performance me kuch alag cheezein hain. Hum is article me hum in donon funds ke performance, risk, aur cost ka comparision karenge aur pata karenge ki konsa fund long-term wealth creation ke liye better hai.
| Parameter | AHDFC Mid Cap Fund - Direct Plan - Growth | BSBI Blue Chip Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | SBI Mutual Fund |
| Category | Mid Cap | Large Cap |
| NAV (₹) | 220.36 | 166.74 |
| AUM (₹ Cr) | 9.47 Lac Cr | 5.35 Lac Cr |
| Expense Ratio (%) | 0.73% | 1.43% |
| Riskometer | Very High | Very High |
| Volatility | 17.17 | 11.37 |
| Sharpe Ratio | 0.92 | 0.52 |
| 1 Year Return (%) | 5.95% | -0.75% |
| 3 Year Return (%) | 22.29% | 12.44% |
| 5 Year Return (%) | 20.24% | 13.47% |
| Since Launch (%) | 17.1% | 22.61% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 5 July 2007 | 18 November 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Chirag Setalvad; Dhruv Muchhal (13.4 years yrs) | Pradeep Kesavan; Saurabh Pant (2.5 years yrs) |
| Benchmark | Nifty Midcap 150 TRI | Nifty 50 |
| Top 3 Holdings | Max Financial Services Ltd. (4.37%), AU Small Finance Bank Ltd. (4.24%), The Federal Bank Ltd. (3.87%) | HDFC Bank Ltd. (8.73%), ICICI Bank Ltd. (7.76%), Reliance Industries Ltd. (6.56%) |
| Asset Allocation | Equity: 93.46% | Equity: 97.26% | T-Bills: 0.78% |
| Portfolio Turnover | 13% | 8% |
🤖 AI Verdict – Which is Better?
Humne dekha hai ki HDFC Mid Cap Fund 3Y return mein 22.29% aur 5Y return mein 20.24% ka return diya hai, jabki SBI Blue Chip Fund 3Y return mein 12.44% aur 5Y return mein 13.47% ka return diya hai. Lekin, SBI Blue Chip Fund ka expense ratio 1.43% hai, jo HDFC Mid Cap Fund ka 0.73% se zyada hai. Haan, HDFC Mid Cap Fund ka riskometer bhi very high hai, lekin ye fund long-term wealth creation ke liye better hai.
Why consider HDFC Mid Cap Fund?
- Expense ratio: 0.73%
- 3Y return: 22.29%
- AUM: 9.47 Lac Cr
- Sharpe Ratio: 0.92
Why consider SBI Blue Chip Fund?
- Expense ratio: 1.43%
- 3Y return: 12.44%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 0.52
📈 SIP Suitability
Hum sochte hain ki konsa fund monthly SIP ke liye better hai. HDFC Mid Cap Fund ka performance SBI Blue Chip Fund se zyada stable hai, aur iska 3Y return bhi zyada hai. Lekin, SBI Blue Chip Fund ka large cap category hai, jo long-term wealth creation ke liye better hai. Chaliye hum is baar HDFC Mid Cap Fund ko monthly SIP ke liye better fund maante hain.
⚠️ Risk & Cost Analysis
Humne dekha hai ki HDFC Mid Cap Fund ka riskometer very high hai, lekin SBI Blue Chip Fund ka bhi riskometer very high hai. Lekin, HDFC Mid Cap Fund ka volatility 17.17 hai, jo SBI Blue Chip Fund ka 11.37 se zyada hai. Haan, HDFC Mid Cap Fund ka expense ratio 0.73% hai, jo SBI Blue Chip Fund ka 1.43% se kam hai. Lekin, SBI Blue Chip Fund ka Sharpe ratio 0.52 hai, jo HDFC Mid Cap Fund ka 0.92 se kam hai. Sach ye hai ki HDFC Mid Cap Fund risk-adjusted returns mein SBI Blue Chip Fund se better hai.
📊 Portfolio Diversification
Humne dekha hai ki HDFC Mid Cap Fund ka asset allocation equity mein 93.46% hai, jabki SBI Blue Chip Fund ka asset allocation equity mein 97.26% hai. Lekin, SBI Blue Chip Fund ka top 3 holdings mein HDFC Bank Ltd, ICICI Bank Ltd, aur Reliance Industries Ltd hain, jo large cap ke sector mein hain. HDFC Mid Cap Fund ka top 3 holdings mein Max Financial Services Ltd, AU Small Finance Bank Ltd, aur The Federal Bank Ltd hain, jo mid cap ke sector mein hain. Chaliye hum is baar SBI Blue Chip Fund ka portfolio diversification ke liye better maante hain.
SIP Calculator – Compare Growth Potential
HDFC Mid Cap Fund
₹2221540.12
@22.3% annual return (3Y)
SBI Blue Chip Fund
₹1192614.40
@12.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
HDFC Mid Cap Fund 5Y return mein 20.24% aur 3Y return mein 22.29% ka return diya hai, jo SBI Blue Chip Fund ka 13.47% aur 12.44% se zyada hai.
Q2: Is the higher risk fund worth it?
HDFC Mid Cap Fund ka riskometer very high hai, lekin iska Sharpe ratio 0.92 hai, jo SBI Blue Chip Fund ka 0.52 se zyada hai. Haan, HDFC Mid Cap Fund ka volatility 17.17 hai, jo SBI Blue Chip Fund ka 11.37 se zyada hai.
Q3: Which fund is more cost‑effective?
HDFC Mid Cap Fund ka expense ratio 0.73% hai, jo SBI Blue Chip Fund ka 1.43% se kam hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price