HDFC Mid Cap Fund vs SBI Blue Chip Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
22.29%
3Y Return
31.25%
Agar aap apne investments mein mid cap aur large cap fund dono ko consider karte hain, toh ye article aapko sahi fund chunne mein madad karega. Dekho, Fund A HDFC Mid Cap Fund hai, jo mid cap category mein aata hai, jabki Fund B SBI Blue Chip Fund large cap category mein aata hai. Ye article aapko Fund A aur Fund B dono ke features aur characteristics ke baare mein batayega.
| Parameter | AHDFC Mid Cap Fund - Direct Plan - Growth | BSBI Blue Chip Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | SBI Mutual Fund |
| Category | Mid Cap | Large Cap |
| NAV (₹) | 220.36 | 101.68 |
| AUM (₹ Cr) | 9.47 Lac Cr | 5.35 Lac Cr |
| Expense Ratio (%) | 0.73% | 0.79% |
| Riskometer | Very High | Very High |
| Volatility | 17.17 | 11.35 |
| Sharpe Ratio | 0.92 | 2.18 |
| 1 Year Return (%) | 5.95% | 9.84% |
| 3 Year Return (%) | 22.29% | 31.25% |
| 5 Year Return (%) | 20.24% | 25.25% |
| Since Launch (%) | 17.1% | 12.02% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 5 July 2007 | 3 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Chirag Setalvad; Dhruv Muchhal (13.4 years yrs) | Pradeep Kesavan; Saurabh Pant (2.5 years yrs) |
| Benchmark | Nifty Midcap 150 TRI | BSE 100 Total Return Index |
| Top 3 Holdings | Max Financial Services Ltd. (4.37%), AU Small Finance Bank Ltd. (4.24%), The Federal Bank Ltd. (3.87%) | HDFC Bank Ltd. (8.73%), ICICI Bank Ltd. (7.76%), Reliance Industries Ltd. (6.56%) |
| Asset Allocation | Equity: 93.46% | Equity: 97.26% | T-Bills: 0.78% |
| Portfolio Turnover | 13% | 8% |
🤖 AI Verdict – Which is Better?
Sach ye hai, Fund B SBI Blue Chip Fund long-term wealth creation ke liye bahut achha option hai. Iska 3Y return 31.25% hai, jabki Fund A ka 3Y return 22.29% hai. Expense ratio bhi Fund B ka kam hai, 0.79% hai, jabki Fund A ka 0.73% hai. Riskometer Very High hai, lekin Fund B ka Sharpe ratio 2.18 hai, jo Fund A ka Sharpe ratio 0.92 se adhik hai. Toh, Fund B SBI Blue Chip Fund isme se bada fund hai.
Why consider HDFC Mid Cap Fund?
- Expense ratio: 0.73%
- 3Y return: 22.29%
- AUM: 9.47 Lac Cr
- Sharpe Ratio: 0.92
Why consider SBI Blue Chip Fund?
- Expense ratio: 0.79%
- 3Y return: 31.25%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 2.18
📈 SIP Suitability
Agar aap ek monthly SIP ke liye 10+ saal se investment karna chahte hain, toh Fund A HDFC Mid Cap Fund aapke liye better option hai. Iska 1Y return 5.95% hai, jabki Fund B ka 1Y return 9.84% hai, lekin iska volatility 11.35 hai, jo Fund A ka volatility 17.17 se kam hai. Toh, Fund A ka consistency aur return stability Fund B se adhik hai.
⚠️ Risk & Cost Analysis
Riskometer aur volatility dono mein Fund A HDFC Mid Cap Fund Fund B SBI Blue Chip Fund se zyada hai. Lekin, Sharpe ratio mein Fund B ka 2.18 hai, jo Fund A ka Sharpe ratio 0.92 se adhik hai. Expense ratio bhi Fund B ka kam hai, 0.79% hai, jabki Fund A ka 0.73% hai. Toh, Fund B SBI Blue Chip Fund risk-adjusted returns ke liye better option hai.
📊 Portfolio Diversification
Asset allocation mein Fund B SBI Blue Chip Fund Fund A HDFC Mid Cap Fund se adhik diversified hai. Fund B ka equity 97.26% hai, jabki Fund A ka equity 93.46% hai. Top holdings concentration bhi Fund B ka kam hai, HDFC Bank Ltd. 8.73% hai, jabki Max Financial Services Ltd. Fund A mein 4.37% hai. Toh, Fund B SBI Blue Chip Fund portfolio diversification ke liye better option hai.
SIP Calculator – Compare Growth Potential
HDFC Mid Cap Fund
₹2221540.12
@22.3% annual return (3Y)
SBI Blue Chip Fund
₹4110903.05
@31.3% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund B SBI Blue Chip Fund 5Y aur 3Y return mein Fund A HDFC Mid Cap Fund se adhik hai. Fund B ka 5Y return 25.25% hai, jabki Fund A ka 5Y return 20.24% hai. Toh, Fund B SBI Blue Chip Fund long run mein better returns deta hai.
Q2: Is the higher risk fund worth it?
Fund A HDFC Mid Cap Fund ka volatility Fund B SBI Blue Chip Fund se zyada hai, 17.17 hai, jabki Fund B ka volatility 11.35 hai. Lekin, Fund B ka Sharpe ratio 2.18 hai, jo Fund A ka Sharpe ratio 0.92 se adhik hai. Toh, Fund B SBI Blue Chip Fund risk-adjusted returns ke liye better option hai.
Q3: Which fund is more cost-effective?
Fund B SBI Blue Chip Fund expense ratio Fund A HDFC Mid Cap Fund se kam hai, 0.79% hai, jabki Fund A ka expense ratio 0.73% hai. Toh, Fund B SBI Blue Chip Fund cost-effective option hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price