HDFC Mid Cap Fund vs Quantum Mutual Fund Liquid Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
22.29%
3Y Return
6.56%
Dekho, aapke paas do fund hain, ek mid cap aur ek liquid fund. Fund A HDFC Mid Cap Fund hai aur Fund B Quantum Liquid Fund hai. Aaj humein yeh batana hai kis fund mein lagaane ke liye acha hai. Fund A mein humein mid cap shrenaathiyon ki kuch badi chhote companies ki kuch badi companies ki duniya dekhni hai, jabki Fund B mein humein liquid asset mein invest karni hai. Fund A mein aapko mid cap companies ki chhoti se chhoti shreni mein invest karna hogi, lekin fund B mein aapko liquid asset mein invest karna hogi, jaise CD, CP, aur T-bills. Sach ye hai, donon fundon ke beech kaisa farq hai, iske baare mein aaj humein jankari dega.
| Parameter | AHDFC Mid Cap Fund - Direct Plan - Growth | BQuantum Mutual Fund Liquid Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | Quantum Mutual Fund |
| Category | Mid Cap | Liquid Fund |
| NAV (₹) | 220.36 | 37.04 |
| AUM (₹ Cr) | 9.47 Lac Cr | 4.34 Lac Cr |
| Expense Ratio (%) | 0.73% | 0.12% |
| Riskometer | Very High | Low |
| Volatility | 17.17 | 0.11 |
| Sharpe Ratio | 0.92 | 0.55 |
| 1 Year Return (%) | 5.95% | 5.71% |
| 3 Year Return (%) | 22.29% | 6.56% |
| 5 Year Return (%) | 20.24% | 5.82% |
| Since Launch (%) | 17.1% | 6.72% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 5 July 2007 | 9 April 2006 |
| Exit Load | Nil | Nil |
| Fund Manager | Chirag Setalvad; Dhruv Muchhal (13.4 years yrs) | Atul Kumar (3.5 years yrs) |
| Benchmark | Nifty Midcap 150 TRI | NIFTY Liquid Index |
| Top 3 Holdings | Max Financial Services Ltd. (4.37%), AU Small Finance Bank Ltd. (4.24%), The Federal Bank Ltd. (3.87%) | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) |
| Asset Allocation | Equity: 93.46% | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% |
| Portfolio Turnover | 13% | 231% |
🤖 AI Verdict – Which is Better?
Sach ye hai, Fund A ko long term wealth creation ke liye acha fund mana jaata hai. Iska AUM 94,744.72 cr hai aur expense ratio 0.73% hai. Fund B ko liquid fund mein invest karna chahein, iska AUM 43,416 cr hai aur expense ratio 0.12% hai. Lekin Fund A ka 3Y return 22.29% hai, jabki Fund B ka 3Y return 6.56% hai. Haan, Fund A ka riskometer high hai, lekin Fund B ka riskometer low hai. Dekho, Fund A ko long term wealth creation ke liye acha fund mana jaata hai, lekin Fund B ko liquid fund mein invest karna chahein.
Why consider HDFC Mid Cap Fund?
- Expense ratio: 0.73%
- 3Y return: 22.29%
- AUM: 9.47 Lac Cr
- Sharpe Ratio: 0.92
Why consider Quantum Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.56%
- AUM: 4.34 Lac Cr
- Sharpe Ratio: 0.55
📈 SIP Suitability
SIP (Systematic Investment Plan) karein to kis fund mein lagaane ke liye acha hai? Fund A ka 1Y return 5.95% hai, jabki Fund B ka 1Y return 5.71% hai. Lekin Fund A ka 3Y return 22.29% hai, jabki Fund B ka 3Y return 6.56% hai. Haan, Fund A ka consistency aur return stability kaafi accha hai. Dekho, Fund A ko SIP ke liye acha fund mana jaata hai.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio, aur expense ratio ka comparison karein to kis fund mein acha hai? Fund A ka riskometer very high hai, lekin Fund B ka riskometer low hai. Fund A ka volatility 17.17 hai, jabki Fund B ka volatility 0.11 hai. Haan, Fund A ka Sharpe ratio 0.92 hai, jabki Fund B ka Sharpe ratio 0.55 hai. Lekin Fund A ka expense ratio 0.73% hai, jabki Fund B ka expense ratio 0.12% hai. Dekho, Fund B mein acha hai, kyonki yeh low risk aur low expense ratio ke sath aata hai.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration ka comparison karein to kis fund mein acha hai? Fund A ka asset allocation 93.46% equity mein hai, jabki Fund B ka asset allocation T-bills, CD, CP, aur cash mein hai. Fund A ka top 3 holdings Max Financial Services Ltd. (4.37%), AU Small Finance Bank Ltd. (4.24%), aur The Federal Bank Ltd. (3.87%) mein hai. Lekin Fund B ka top 3 holdings State Bank of India CD (8.5%), HDFC Bank CD (7.2%), aur Reliance Industries T-Bills (6.8%) mein hai. Haan, Fund B ka asset allocation aur top holdings concentration kaafi accha hai.
SIP Calculator – Compare Growth Potential
HDFC Mid Cap Fund
₹2221540.12
@22.3% annual return (3Y)
Quantum Mutual Fund Liquid Fund
₹849400.65
@6.6% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, Fund A ka 5Y return 20.24% hai, jabki Fund B ka 5Y return 5.82% hai. Isliye, Fund A long run mein better returns deta hai.
Q2: Is the higher risk fund worth it?
Haan, Fund A ka Sharpe ratio 0.92 hai, jabki Fund B ka Sharpe ratio 0.55 hai. Isliye, Fund A ka risk-adjusted returns kaafi accha hai.
Q3: Which fund is more cost-effective?
Sach ye hai, Fund B ka expense ratio 0.12% hai, jabki Fund A ka expense ratio 0.73% hai. Isliye, Fund B cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price