HDFC Mid Cap Fund vs PPFAS Mutual Fund Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
22.29%
3Y Return
20.86%
| Parameter | AHDFC Mid Cap Fund - Direct Plan - Growth | BPPFAS Mutual Fund Multi Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | PPFAS Mutual Fund |
| Category | Mid Cap | Multi Cap |
| NAV (₹) | 220.36 | 19.01 |
| AUM (₹ Cr) | 9.47 Lac Cr | 1.76 Lac Cr |
| Expense Ratio (%) | 0.73% | 1.68% |
| Riskometer | Very High | Very High |
| Volatility | 17.17 | 14.1 |
| Sharpe Ratio | 0.92 | 1.02 |
| 1 Year Return (%) | 5.95% | 5.23% |
| 3 Year Return (%) | 22.29% | 20.86% |
| 5 Year Return (%) | 20.24% | 14.84% |
| Since Launch (%) | 17.1% | 21.47% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 5 July 2007 | 3 February 2023 |
| Exit Load | Nil | Nil |
| Fund Manager | Chirag Setalvad; Dhruv Muchhal (13.4 years yrs) | Rajeev Thakkar (3.5 years yrs) |
| Benchmark | Nifty Midcap 150 TRI | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | Max Financial Services Ltd. (4.37%), AU Small Finance Bank Ltd. (4.24%), The Federal Bank Ltd. (3.87%) | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) |
| Asset Allocation | Equity: 93.46% | Equity: 97.00% | T-Bills: 3.00% |
| Portfolio Turnover | 13% | 41% |
Why consider HDFC Mid Cap Fund?
- Expense ratio: 0.73%
- 3Y return: 22.29%
- AUM: 9.47 Lac Cr
- Sharpe Ratio: 0.92
Why consider PPFAS Mutual Fund Multi Cap Fund?
- Expense ratio: 1.68%
- 3Y return: 20.86%
- AUM: 1.76 Lac Cr
- Sharpe Ratio: 1.02
📈 SIP Suitability
Monthly SIP ke liye 10+ saal ke liye Fund A ya Fund B kisne? Dekho, Fund A ka 1Y return 5.95% hai, jabki Fund B ka 5.23% hai. Lekin, Fund A ka 3Y return 22.29% hai, jabki Fund B ka 20.86% hai. Haan, Fund A ke 3Y return bada hai, lekin expense ratio mein Fund B behtar hai. To, SIP ke liye Fund B behtar hai.
[RISK_COST]⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio, aur expense ratio ke hisab se hum dekhte hain ki Fund A aur Fund B mein se kaun sahi hai. Fund A ki Riskometer Very High hai, jabki Fund B ki bhi Very High hai. Lekin, volatility ke hisab se Fund B kam risk hai. Sharpe ratio mein bhi Fund B behtar hai. Haan, expense ratio mein Fund A behtar hai. To, Fund B risk-adjusted returns mein behtar hai.
[PORTFOLIO_INSIGHT]📊 Portfolio Diversification
Asset allocation aur top holdings ki concentration ke hisab se hum dekhte hain ki Fund A aur Fund B mein se kaun sahi hai. Fund A ka asset allocation 93.46% equity aur 6.54% other assets mein hai. Fund B ka asset allocation 97.00% equity aur 3.00% T-Bills mein hai. Haan, Fund B ka asset allocation Fund A se adhik diversified hai. Top holdings mein bhi Fund B ka asset allocation Fund A se kam concentrated hai. To, Fund B portfolio diversification mein behtar hai.
[FAQ]❓ Aam Poochhe Jaane Wale Sawal
Q1: Long-term mein kaun sa fund behtar returns deti hai?
5Y aur 3Y returns ke hisab se Fund A behtar returns deti hai.
Q2: Kya adhik risk fund vishwasniya hai?
Volatility aur Sharpe ratio ke hisab se Fund B kam risk hai.
Q3: Kya fund kam cost mein hai?
Expense ratio ke hisab se Fund B kam cost mein hai.
SIP Calculator – Compare Growth Potential
HDFC Mid Cap Fund
₹2221540.12
@22.3% annual return (3Y)
PPFAS Mutual Fund Multi Cap Fund
₹2021967.48
@20.9% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price