HDFC Mid Cap Fund vs Old Bridge Mutual Fund Liquid Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
22.29%
3Y Return
6.93%
Dekho, aapko Fund A aur Fund B ke beech me alag-alag category aur characteristics milengi. Chaliye, hum aaj Fund A aur Fund B ke beech ka comparison karte hain. Aapko ye jaankari milne wali hai ki Fund A aur Fund B dono mein kya aisa hai jo aapko invester ke roop me aise fund choosne ke liye aavashyak hai.
| Parameter | AHDFC Mid Cap Fund - Direct Plan - Growth | BOld Bridge Mutual Fund Liquid Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | Old Bridge Mutual Fund |
| Category | Mid Cap | Liquid Fund |
| NAV (₹) | 220.36 | 5622.79 |
| AUM (₹ Cr) | 9.47 Lac Cr | 4.73 Lac Cr |
| Expense Ratio (%) | 0.73% | 0.12% |
| Riskometer | Very High | Low |
| Volatility | 17.17 | 0.12 |
| Sharpe Ratio | 0.92 | 3.58 |
| 1 Year Return (%) | 5.95% | 6.17% |
| 3 Year Return (%) | 22.29% | 6.93% |
| 5 Year Return (%) | 20.24% | 6.11% |
| Since Launch (%) | 17.1% | 50.63% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 5 July 2007 | 1 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Chirag Setalvad; Dhruv Muchhal (13.4 years yrs) | N/A |
| Benchmark | Nifty Midcap 150 TRI | NIFTY Liquid Index |
| Top 3 Holdings | Max Financial Services Ltd. (4.37%), AU Small Finance Bank Ltd. (4.24%), The Federal Bank Ltd. (3.87%) | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) |
| Asset Allocation | Equity: 93.46% | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% |
| Portfolio Turnover | 13% | 239% |
🤖 AI Verdict – Which is Better?
Haan, hum aaj Fund A aur Fund B ke beech ke behtar fund ke baare me baat karte hain. Fund A ki 3Y return 22.29% hai, jiska mukhya yaha hai ki yeh fund long-term wealth creation ke liye achha hai. Lekin expense ratio 0.73% hai, jo Fund B ke expense ratio 0.12% se adhik hai. Fund B ka riskometer Low hai, jiska mukhya yaha hai ki yeh fund kam khatra hai. To, hum Fund B ko long-term wealth creation ke liye behtar fund ke roop me dekh rahe hain.
Why consider HDFC Mid Cap Fund?
- Expense ratio: 0.73%
- 3Y return: 22.29%
- AUM: 9.47 Lac Cr
- Sharpe Ratio: 0.92
Why consider Old Bridge Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.93%
- AUM: 4.73 Lac Cr
- Sharpe Ratio: 3.58
📈 SIP Suitability
Chaliye, hum aaj Fund A aur Fund B ke beech SIP Suitability ke baare me baat karte hain. Fund A ki consistency aur return stability kam hai, lekin Fund B ki consistency aur return stability adhik hai. Isliye, hum Fund B ko SIP ke liye behtar fund ke roop me dekh rahe hain.
⚠️ Risk & Cost Analysis
Haan, hum aaj Fund A aur Fund B ke beech riskometer, volatility, Sharpe ratio aur expense ratio ke baare me baat karte hain. Fund A ka riskometer Very High hai, jiska mukhya yaha hai ki yeh fund khatara hai. Fund A ki volatility 17.17 hai, jiska mukhya yaha hai ki yeh fund khatra ka pradarshan karta hai. Fund B ka riskometer Low hai, jiska mukhya yaha hai ki yeh fund kam khatra hai. Fund B ki volatility 0.12 hai, jiska mukhya yaha hai ki yeh fund adhik surakshit hai. Isliye, hum Fund B ko behtar fund ke roop me dekh rahe hain.
📊 Portfolio Diversification
Chaliye, hum aaj Fund A aur Fund B ke beech asset allocation aur top holdings concentration ke baare me baat karte hain. Fund A ka asset allocation Equity 93.46% hai, jiska mukhya yaha hai ki yeh fund adhik khatra hai. Fund B ka asset allocation T-Bills 65.00%, CD 20.00%, CP 10.00%, aur Cash 5.00% hai, jiska mukhya yaha hai ki yeh fund adhik surakshit hai. Isliye, hum Fund B ko behtar fund ke roop me dekh rahe hain.
SIP Calculator – Compare Growth Potential
HDFC Mid Cap Fund
₹2221540.12
@22.3% annual return (3Y)
Old Bridge Mutual Fund Liquid Fund
₹867076.87
@6.9% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Haan, Fund B ki 5Y return 6.11% hai, jo Fund A ki 5Y return 20.24% se kam hai. Lekin Fund B ka riskometer Low hai, jiska mukhya yaha hai ki yeh fund kam khatra hai. Isliye, hum Fund B ko long-term wealth creation ke liye behtar fund ke roop me dekh rahe hain.
Q2: Is the higher risk fund worth it?
Haan, Fund A ka riskometer Very High hai, jiska mukhya yaha hai ki yeh fund khatara hai. Fund A ki volatility 17.17 hai, jiska mukhya yaha hai ki yeh fund khatra ka pradarshan karta hai. Isliye, hum Fund A ko kam khatra fund ke roop me dekh rahe hain.
Q3: Which fund is more cost-effective?
Haan, Fund B ka expense ratio 0.12% hai, jo Fund A ki expense ratio 0.73% se kam hai. Isliye, hum Fund B ko kam kost fund ke roop me dekh rahe hain.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price