HDFC Mid Cap Fund vs Nippon India Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
22.29%
3Y Return
19.38%
Dekho, aaj hum do mid cap aur multi cap funds, HDFC Mid Cap Fund aur Nippon India Multi Cap Fund, ke beech ka comparison kar rahe hain. Ye funds ke kya hain, unke categories, aur aapko kya seekhne ko milega, iske baare mein aaj hum jaanenge.
| Parameter | AHDFC Mid Cap Fund - Direct Plan - Growth | BNippon India Multi Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | Nippon India |
| Category | Mid Cap | Multi Cap |
| NAV (₹) | 220.36 | 327.56 |
| AUM (₹ Cr) | 9.47 Lac Cr | 5.26 Lac Cr |
| Expense Ratio (%) | 0.73% | 0.84% |
| Riskometer | Very High | Very High |
| Volatility | 17.17 | 14.38 |
| Sharpe Ratio | 0.92 | 0.9 |
| 1 Year Return (%) | 5.95% | 1.81% |
| 3 Year Return (%) | 22.29% | 19.38% |
| 5 Year Return (%) | 20.24% | 20.94% |
| Since Launch (%) | 17.1% | 15.99% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 5 July 2007 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Chirag Setalvad; Dhruv Muchhal (13.4 years yrs) | Amber Singhania; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) |
| Benchmark | Nifty Midcap 150 TRI | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | Max Financial Services Ltd. (4.37%), AU Small Finance Bank Ltd. (4.24%), The Federal Bank Ltd. (3.87%) | HDFC Bank Ltd. (6.16%), ICICI Bank Ltd. (4.1%), Axis Bank Ltd. (3.41%) |
| Asset Allocation | Equity: 93.46% | Equity: 99.5% |
| Portfolio Turnover | 13% | 89% |
🤖 AI Verdict – Which is Better?
Chaliye, ab hum is baare mein sochenge ki ki fund aapke liye better hoga. 3Y return, expense ratio, aur risk ke baad, hamara verdict hai ki HDFC Mid Cap Fund aapke liye better hoga, lekin isme har baat nahi hai. Aapko apne vishesh hisaab ke anusaar fund chunna hoga.
Why consider HDFC Mid Cap Fund?
- Expense ratio: 0.73%
- 3Y return: 22.29%
- AUM: 9.47 Lac Cr
- Sharpe Ratio: 0.92
Why consider Nippon India Multi Cap Fund?
- Expense ratio: 0.84%
- 3Y return: 19.38%
- AUM: 5.26 Lac Cr
- Sharpe Ratio: 0.9
📈 SIP Suitability
Haan, SIP suitabilit ke baare mein sochta hoon, to dekhiye, HDFC Mid Cap Fund ka 3Y return 22.29% hai, aur Nippon India Multi Cap Fund ka 19.38% hai. Isse lagta hai ki HDFC Mid Cap Fund SIP ke liye better hai, lekin expense ratio aur volatility ka bhi dhyan dena hoga.
⚠️ Risk & Cost Analysis
Lekin, riskometer, volatility, aur Sharpe ratio ke baad, humein lagta hai ki Nippon India Multi Cap Fund ki kuch mehnat ke liye bhi aapke liye better hai. Expense ratio ka bhi dhyan dena hoga, jisme HDFC Mid Cap Fund ki expense ratio 0.73% hai, aur Nippon India Multi Cap Fund ki expense ratio 0.84% hai.
📊 Portfolio Diversification
Portfolio diversification ke baare mein sochta hoon, to dekhiye, HDFC Mid Cap Fund ka asset allocation 93.46% equity hai, aur Nippon India Multi Cap Fund ka asset allocation 99.5% equity hai. Isse lagta hai ki Nippon India Multi Cap Fund ka asset allocation thoda kam diversified hai, lekin sector risk ke baad, humein lagta hai ki HDFC Mid Cap Fund ka asset allocation better hai.
SIP Calculator – Compare Growth Potential
HDFC Mid Cap Fund
₹2221540.12
@22.3% annual return (3Y)
Nippon India Multi Cap Fund
₹1836667.31
@19.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai ki HDFC Mid Cap Fund ka 5Y return 20.24% hai, aur Nippon India Multi Cap Fund ka 5Y return 20.94% hai. Isse lagta hai ki Nippon India Multi Cap Fund long run mein better returns de raha hai.
Q2: Is the higher risk fund worth it?
Volatility aur Sharpe ratio ke baad, humein lagta hai ki HDFC Mid Cap Fund ka higher risk value hai, lekin aapke liye yeh fund worth hai ya nahi, iske liye aapko apne vishesh hisaab ke anusaar fund chunna hoga.
Q3: Which fund is more cost-effective?
Expense ratio ke baad, humein lagta hai ki HDFC Mid Cap Fund cost-effective hai, lekin aapko apne vishesh hisaab ke anusaar fund chunna hoga.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price