HDFC Mid Cap Fund vs Nippon India Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
22.29%
3Y Return
15.4%
Aapke paas do aamchun mid-cap aur large-cap funds hain, jo aapke nivesh ke liye mahatvapurn hai. Fund A HDFC Mid Cap Fund aur Fund B Nippon India Large Cap Fund hain. Ye donon funds apne riske ke hisaab se alag-alag hai, lekin kya ek se doosre se bhi behtar hai? Aaj hum aapko iske beech ka comparison karne wale hain.
| Parameter | AHDFC Mid Cap Fund - Direct Plan - Growth | BNippon India Large Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | Nippon India |
| Category | Mid Cap | Large Cap |
| NAV (₹) | 220.36 | 42.22 |
| AUM (₹ Cr) | 9.47 Lac Cr | 5.17 Lac Cr |
| Expense Ratio (%) | 0.73% | 1.56% |
| Riskometer | Very High | Very High |
| Volatility | 17.17 | 12.27 |
| Sharpe Ratio | 0.92 | 0.73 |
| 1 Year Return (%) | 5.95% | -0.91% |
| 3 Year Return (%) | 22.29% | 15.4% |
| 5 Year Return (%) | 20.24% | 3.31% |
| Since Launch (%) | 17.1% | 12.7% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 5 July 2007 | 29 November 2012 |
| Exit Load | Nil | Nil |
| Fund Manager | Chirag Setalvad; Dhruv Muchhal (13.4 years yrs) | Amber Singhania; Bhavik Dave; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) |
| Benchmark | Nifty Midcap 150 TRI | Nifty 50 |
| Top 3 Holdings | Max Financial Services Ltd. (4.37%), AU Small Finance Bank Ltd. (4.24%), The Federal Bank Ltd. (3.87%) | HDFC Bank Ltd. (9.24%), ICICI Bank Ltd. (7.99%), Reliance Industries Ltd. (4.3%) |
| Asset Allocation | Equity: 93.46% | Equity: 96.43% |
| Portfolio Turnover | 13% | 70% |
🤖 AI Verdict – Which is Better?
Long-term wealth creation ke liye humko Fund A se Fund B ka vote karna hai. 3Y return ke hisaab se Fund A 22.29% ka return deta hai, jabki Fund B 15.4% ka return deta hai. Expense ratio ke hisaab se Fund A 0.73% ka expense ratio deta hai, jabki Fund B 1.56% ka expense ratio deta hai. Riskometer ke hisaab se donon hi Very High hai, lekin Fund A ki volatility 17.17 hai, jabki Fund B ki volatility 12.27 hai.
Why consider HDFC Mid Cap Fund?
- Expense ratio: 0.73%
- 3Y return: 22.29%
- AUM: 9.47 Lac Cr
- Sharpe Ratio: 0.92
Why consider Nippon India Large Cap Fund?
- Expense ratio: 1.56%
- 3Y return: 15.4%
- AUM: 5.17 Lac Cr
- Sharpe Ratio: 0.73
📈 SIP Suitability
Ek monthly SIP ke liye Fund B ka use karna sahi hai. Fund B ka consistency aur return stability Fund A se bahut accha hai. Fund B ka 1Y return -0.91% hai, jabki Fund A ka 1Y return 5.95% hai, lekin Fund B ka 3Y return 15.4% hai, jabki Fund A ka 3Y return 22.29% hai.
⚠️ Risk & Cost Analysis
Donon funds ke expense ratio ko dekhte hue, Fund A 0.73% ka expense ratio deta hai, jabki Fund B 1.56% ka expense ratio deta hai. Riskometer ke hisaab se donon hi Very High hai, lekin Fund A ki volatility 17.17 hai, jabki Fund B ki volatility 12.27 hai. Sharpe ratio ke hisaab se Fund A ka Sharpe ratio 0.92 hai, jabki Fund B ka Sharpe ratio 0.73 hai.
📊 Portfolio Diversification
Asset allocation ke hisaab se Fund A ka equity 93.46% hai, jabki Fund B ka equity 96.43% hai. Top holdings concentration ke hisaab se Fund A ka top 3 holdings Max Financial Services Ltd., AU Small Finance Bank Ltd., aur The Federal Bank Ltd. hai, jabki Fund B ka top 3 holdings HDFC Bank Ltd., ICICI Bank Ltd., aur Reliance Industries Ltd. hai.
SIP Calculator – Compare Growth Potential
HDFC Mid Cap Fund
₹2221540.12
@22.3% annual return (3Y)
Nippon India Large Cap Fund
₹1428138.45
@15.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund A 5Y return 20.24% hai, jabki Fund B 5Y return 3.31% hai. Isliye Fund A long-term return ke hisaab se better hai.
Q2: Is the higher risk fund worth it?
Fund A ki volatility 17.17 hai, jabki Fund B ki volatility 12.27 hai. Sharpe ratio ke hisaab se Fund A ka Sharpe ratio 0.92 hai, jabki Fund B ka Sharpe ratio 0.73 hai. Isliye Fund A ki higher risk worth hai.
Q3: Which fund is more cost-effective?
Fund A ka expense ratio 0.73% hai, jabki Fund B ka expense ratio 1.56% hai. Isliye Fund A cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price