HDFC Mid Cap Fund vs Navi Mutual Fund Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
22.29%
3Y Return
20.86%
Dekho, aap apne investments ke liye mid cap aur multi cap funds mein saavdhan rehna chahiye. Aaj hum do fundon ke beech ka comparison karne ja rahe hain - HDFC Mid Cap Fund aur Navi Mutual Fund Multi Cap Fund. Ye dono funds riski hain, lekin apne apne tarah ke hai. Aapko yeh jaankari mil jayegi ki kis fund mein invest karna hai aur kyun.
| Parameter | AHDFC Mid Cap Fund - Direct Plan - Growth | BNavi Mutual Fund Multi Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | Navi Mutual Fund |
| Category | Mid Cap | Multi Cap |
| NAV (₹) | 220.36 | 19.01 |
| AUM (₹ Cr) | 9.47 Lac Cr | 1.81 Lac Cr |
| Expense Ratio (%) | 0.73% | 1.68% |
| Riskometer | Very High | Very High |
| Volatility | 17.17 | 15 |
| Sharpe Ratio | 0.92 | 0.96 |
| 1 Year Return (%) | 5.95% | 5.23% |
| 3 Year Return (%) | 22.29% | 20.86% |
| 5 Year Return (%) | 20.24% | 11.52% |
| Since Launch (%) | 17.1% | 21.47% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 5 July 2007 | 3 February 2023 |
| Exit Load | Nil | Nil |
| Fund Manager | Chirag Setalvad; Dhruv Muchhal (13.4 years yrs) | Gopal Agrawal; Atul Zabhade (3.2 years yrs) |
| Benchmark | Nifty Midcap 150 TRI | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | Max Financial Services Ltd. (4.37%), AU Small Finance Bank Ltd. (4.24%), The Federal Bank Ltd. (3.87%) | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) |
| Asset Allocation | Equity: 93.46% | Equity: 97.00% | T-Bills: 3.00% |
| Portfolio Turnover | 13% | 52% |
🤖 AI Verdict – Which is Better?
Haan, our verdict hai ki HDFC Mid Cap Fund zyada accha fund hai long-term wealth creation ke liye. Iska 3Y return 22.29% hai, jo Navi Mutual Fund Multi Cap Fund ka 20.86% se adhik hai. Expense ratio bhi kam hai, 0.73% versus 1.68%. Riskometer bhi dono hi Very High hai, lekin HDFC Mid Cap Fund ki volatility kam hai, 17.17 versus 15. Sharpe ratio bhi dono hi 0.92 aur 0.96 hai, lekin HDFC Mid Cap Fund ka Sharpe ratio thoda adhik hai. Dekho, HDFC Mid Cap Fund ka AUM bhi zyada hai, 94,744.72 Cr versus 18,100.8 Cr.
Why consider HDFC Mid Cap Fund?
- Expense ratio: 0.73%
- 3Y return: 22.29%
- AUM: 9.47 Lac Cr
- Sharpe Ratio: 0.92
Why consider Navi Mutual Fund Multi Cap Fund?
- Expense ratio: 1.68%
- 3Y return: 20.86%
- AUM: 1.81 Lac Cr
- Sharpe Ratio: 0.96
📈 SIP Suitability
SIP ke liye, HDFC Mid Cap Fund bahut hi accha fund hai. Iska 3Y return stability bahut hi achha hai. Navi Mutual Fund Multi Cap Fund ka consistency bhi achha hai, lekin HDFC Mid Cap Fund ka return stability adhik hai. Dekho, HDFC Mid Cap Fund ka asset allocation bhi achha hai, 93.46% equity versus 97% Navi Mutual Fund Multi Cap Fund mein.
⚠️ Risk & Cost Analysis
Haan, risk ki baat karein. Both funds Very High riskometer hai, lekin HDFC Mid Cap Fund ki volatility kam hai. Sharpe ratio bhi dono hi 0.92 aur 0.96 hai, lekin HDFC Mid Cap Fund ka Sharpe ratio thoda adhik hai. Expense ratio bhi HDFC Mid Cap Fund mein kam hai, 0.73% versus 1.68%. Dekho, HDFC Mid Cap Fund ki asset allocation bhi achha hai, jisse risk bhi kam hota hai.
📊 Portfolio Diversification
Dekho, portfolio diversification ki baat karein. HDFC Mid Cap Fund ka asset allocation 93.46% equity hai, jisse portfolio diversification adhik hoti hai. Navi Mutual Fund Multi Cap Fund ka asset allocation 97% equity hai, jisse portfolio diversification kam hoti hai. Top holdings bhi HDFC Mid Cap Fund mein kam hai, 3 se adhik versus Navi Mutual Fund Multi Cap Fund mein 3 se adhik. Dekho, HDFC Mid Cap Fund ka AUM bhi zyada hai, jisse portfolio diversification adhik hoti hai.
SIP Calculator – Compare Growth Potential
HDFC Mid Cap Fund
₹2221540.12
@22.3% annual return (3Y)
Navi Mutual Fund Multi Cap Fund
₹2021967.48
@20.9% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
HDFC Mid Cap Fund ka 5Y return 20.24% hai, jisse yeh fund long-term wealth creation ke liye accha hai. Navi Mutual Fund Multi Cap Fund ka 5Y return 11.52% hai, jisse yeh fund long-term wealth creation ke liye kam accha hai.
Q2: Is the higher risk fund worth it?
Nahin, higher risk fund ka matalab nahin hai ki yeh fund accha fund hai. HDFC Mid Cap Fund ka volatility kam hai, jisse risk bhi kam hota hai. Sharpe ratio bhi HDFC Mid Cap Fund ka thoda adhik hai, jisse risk-adjusted returns bhi adhik hota hai.
Q3: Which fund is more cost-effective?
HDFC Mid Cap Fund ka expense ratio 0.73% hai, jisse yeh fund cost-effective hai. Navi Mutual Fund Multi Cap Fund ka expense ratio 1.68% hai, jisse yeh fund cost-effective nahin hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price