HDFC Mid Cap Fund vs Navi Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
22.29%
3Y Return
14.7%
Aapne Fund A aur Fund B ke beech alagata hai. Fund A aapke mid cap investment ke liye hai, jabki Fund B aapke large cap investment ke liye hai. Is article mein hum Fund A aur Fund B ke 3Y return, expense ratio, aur risk ke beech ka tarkhik abhishekha karenge. Aapko yeh jaanna hoga ki Fund A ya Fund B aapke long-term wealth creation ke liye bhaari hai.
| Parameter | AHDFC Mid Cap Fund - Direct Plan - Growth | BNavi Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | Navi Mutual Fund |
| Category | Mid Cap | Large Cap |
| NAV (₹) | 220.36 | 497.22 |
| AUM (₹ Cr) | 9.47 Lac Cr | 2.51 Lac Cr |
| Expense Ratio (%) | 0.73% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 17.17 | 12.72 |
| Sharpe Ratio | 0.92 | 0.64 |
| 1 Year Return (%) | 5.95% | -4.02% |
| 3 Year Return (%) | 22.29% | 14.7% |
| 5 Year Return (%) | 20.24% | 12.03% |
| Since Launch (%) | 17.1% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 5 July 2007 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Chirag Setalvad; Dhruv Muchhal (13.4 years yrs) | Sonam Udasi; Amey Sathe (9.2 years yrs) |
| Benchmark | Nifty Midcap 150 TRI | Nifty 50 |
| Top 3 Holdings | Max Financial Services Ltd. (4.37%), AU Small Finance Bank Ltd. (4.24%), The Federal Bank Ltd. (3.87%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 93.46% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 13% | 30% |
🤖 AI Verdict – Which is Better?
Haan, humne Fund A aur Fund B ke 3Y return, expense ratio, aur risk ke beech ka tarkhik abhishekha kiya hai. 3Y return ke hisab se Fund A 22.29% return deti hai, jabki Fund B 14.7% return deti hai. Expense ratio ke hisab se bhi Fund A 0.73% expense ratio ke saath aata hai, jabki Fund B 0.52% expense ratio ke saath aata hai. Riskometer ke hisab se bhi Fund A Very High riskometer ke saath aata hai, jabki Fund B bhi Very High riskometer ke saath aata hai. Lekin, Fund A ki 5Y return 20.24% hai, jabki Fund B ki 5Y return 12.03% hai. Isliye, hum Fund A ko long-term wealth creation ke liye bhaari hain.
Why consider HDFC Mid Cap Fund?
- Expense ratio: 0.73%
- 3Y return: 22.29%
- AUM: 9.47 Lac Cr
- Sharpe Ratio: 0.92
Why consider Navi Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.51 Lac Cr
- Sharpe Ratio: 0.64
📈 SIP Suitability
Chaliye, hum Fund A aur Fund B ke SIP suitability ke baare mein baat karenge. Fund A ki 3Y return 22.29% hai, jabki Fund B ki 3Y return 14.7% hai. Fund A ki expense ratio 0.73% hai, jabki Fund B ki expense ratio 0.52% hai. Fund A ka riskometer Very High hai, jabki Fund B ka riskometer bhi Very High hai. Isliye, Fund A ki consistency aur return stability ke liye Fund B bhi aapke liye accha hai.
⚠️ Risk & Cost Analysis
Riskometer aur volatility ke hisab se Fund A Very High riskometer ke saath aata hai, jabki Fund B bhi Very High riskometer ke saath aata hai. Fund A ki volatility 17.17 hai, jabki Fund B ki volatility 12.72 hai. Sharpe ratio ke hisab se bhi Fund A 0.92 Sharpe ratio ke saath aata hai, jabki Fund B 0.64 Sharpe ratio ke saath aata hai. Expense ratio ke hisab se bhi Fund A 0.73% expense ratio ke saath aata hai, jabki Fund B 0.52% expense ratio ke saath aata hai. Isliye, Fund A ki risk-adjusted returns Fund B se acchi hai.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration ke hisab se Fund A aur Fund B ka portfolio diversification kaise hai, yeh dekhiye. Fund A ka asset allocation 93.46% equity hai, jabki Fund B ka asset allocation 96.00% equity hai. Fund A ka top 3 holdings Max Financial Services Ltd., AU Small Finance Bank Ltd., aur The Federal Bank Ltd. hai, jabki Fund B ka top 3 holdings HDFC Bank Ltd., ICICI Bank Ltd., aur Reliance Industries Ltd. hai. Fund A ka asset allocation Fund B se kam diversified hai, lekin Fund B ka top holdings concentration Fund A se zyada hai. Isliye, Fund A ka portfolio more diversified hai.
SIP Calculator – Compare Growth Potential
HDFC Mid Cap Fund
₹2221540.12
@22.3% annual return (3Y)
Navi Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund A ki 5Y return 20.24% hai, jabki Fund B ki 5Y return 12.03% hai. Isliye, Fund A long-term wealth creation ke liye bhaari hai.
Q2: Is the higher risk fund worth it?
Fund A ka riskometer Very High hai, jabki Fund B ka riskometer bhi Very High hai. Lekin, Fund A ki risk-adjusted returns Fund B se acchi hai. Isliye, Fund A ki higher risk worth hai.
Q3: Which fund is more cost-effective?
Fund B ki expense ratio 0.52% hai, jabki Fund A ki expense ratio 0.73% hai. Isliye, Fund B cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price