HDFC Mid Cap Fund vs Motilal Oswal Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
22.29%
3Y Return
12.12%
Ab hum aapko do mid-cap aur large-cap funds ke beech mein comparison karne aye hain. Fund A HDFC Mid Cap Fund Direct Plan Growth hai, jabki Fund B Motilal Oswal Large Cap Fund Direct Plan Growth hai. Dekho aapko yeh jaanne ke liye kya hai jo aapko yeh fund chunne mein madad karegi.
| Parameter | AHDFC Mid Cap Fund - Direct Plan - Growth | BMotilal Oswal Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | Motilal Oswal |
| Category | Mid Cap | Large Cap |
| NAV (₹) | 220.36 | 13.56 |
| AUM (₹ Cr) | 9.47 Lac Cr | 5.35 Lac Cr |
| Expense Ratio (%) | 0.73% | 0.82% |
| Riskometer | Very High | Very High |
| Volatility | 17.17 | 12.29 |
| Sharpe Ratio | 0.92 | 0.46 |
| 1 Year Return (%) | 5.95% | -1.96% |
| 3 Year Return (%) | 22.29% | 12.12% |
| 5 Year Return (%) | 20.24% | 12.11% |
| Since Launch (%) | 17.1% | 14.83% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 5 July 2007 | 12 February 2024 |
| Exit Load | Nil | Nil |
| Fund Manager | Chirag Setalvad; Dhruv Muchhal (13.4 years yrs) | Niket Shah (3.5 years yrs) |
| Benchmark | Nifty Midcap 150 TRI | Nifty 50 |
| Top 3 Holdings | Max Financial Services Ltd. (4.37%), AU Small Finance Bank Ltd. (4.24%), The Federal Bank Ltd. (3.87%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 93.46% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 13% | 26% |
🤖 AI Verdict – Which is Better?
Haan, yeh sawal sabke liye mahatvpurn hai. Fund A ka 3Y return 22.29% hai, jabki Fund B ka 3Y return 12.12% hai. Expense ratio ke liye bhi Fund A accha hai, jiska expense ratio 0.73% hai. Riskometer bhi dono funds ke liye very high hai, lekin Fund A ka volatility 17.17 hai, jo Fund B ka 12.29 se zyada hai. Kya isse Fund A aapke liye acha hai?
Why consider HDFC Mid Cap Fund?
- Expense ratio: 0.73%
- 3Y return: 22.29%
- AUM: 9.47 Lac Cr
- Sharpe Ratio: 0.92
Why consider Motilal Oswal Large Cap Fund?
- Expense ratio: 0.82%
- 3Y return: 12.12%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 0.46
📈 SIP Suitability
SIP ke liye Fund A accha hai. Yeh fund 10+ saal ke liye consistent return deta hai, jabki Fund B ka return stability thoda kam hai. Dekho Fund A ka 1Y return 5.95% hai, jabki Fund B ka 1Y return -1.96% hai. Yeh kuchh hai jo aapko Fund A ka chunna sochne mein madad karegi.
⚠️ Risk & Cost Analysis
Ab dekho riskometer aur volatility ke liye. Fund A ka riskometer very high hai, lekin volatility 17.17 hai. Fund B ka riskometer bhi very high hai, lekin volatility 12.29 hai. Sharpe ratio bhi dono funds ke liye kam hai, lekin Fund A ka Sharpe ratio 0.92 hai, jo Fund B ka 0.46 se zyada hai. Expense ratio ke liye bhi Fund A accha hai, jiska expense ratio 0.73% hai. Yeh kuchh hai jo aapko Fund A ka chunna sochne mein madad karegi.
📊 Portfolio Diversification
Ab dekho asset allocation aur top holdings ke liye. Fund A ka asset allocation equity mein 93.46% hai, jabki Fund B ka asset allocation equity mein 96.00% hai. Top holdings ke liye bhi Fund B ka concentration thoda adhik hai, jisme HDFC Bank Ltd. ka 8.5% hai. Yeh kuchh hai jo aapko Fund A ka chunna sochne mein madad karegi.
SIP Calculator – Compare Growth Potential
HDFC Mid Cap Fund
₹2221540.12
@22.3% annual return (3Y)
Motilal Oswal Large Cap Fund
₹1170031.49
@12.1% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Yeh sawal sabke liye mahatvpurn hai. Fund A ka 5Y return 20.24% hai, jabki Fund B ka 5Y return 12.11% hai. Yeh kuchh hai jo aapko Fund A ka chunna sochne mein madad karegi.
Q2: Is the higher risk fund worth it?
Haan, yeh sawal sabke liye mahatvpurn hai. Fund A ka volatility 17.17 hai, jo Fund B ka 12.29 se zyada hai. Lekin Fund A ka Sharpe ratio 0.92 hai, jo Fund B ka 0.46 se zyada hai. Yeh kuchh hai jo aapko Fund A ka chunna sochne mein madad karegi.
Q3: Which fund is more cost‑effective?
Yeh sawal sabke liye mahatvpurn hai. Fund A ka expense ratio 0.73% hai, jo Fund B ka 0.82% se kam hai. Yeh kuchh hai jo aapko Fund A ka chunna sochne mein madad karegi.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price