HDFC Mid Cap Fund vs Mirae Asset Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
22.29%
3Y Return
11.03%
Aaj hum do mutual funds ke beech mein compare kar rahe hain: HDFC Mid Cap Fund aur Mirae Asset Large Cap Fund. Ye donon fund mid cap aur large cap category mein aate hain. Aapko pata chal jayega ki in donon fund ke beech mein kya faayda hai aur kya khaag. Dekho, kya aapko fund ki koi vishishtat hai jo iski performance ko badhata hai.
| Parameter | AHDFC Mid Cap Fund - Direct Plan - Growth | BMirae Asset Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | Mirae Asset |
| Category | Mid Cap | Large Cap |
| NAV (₹) | 220.36 | 122.90 |
| AUM (₹ Cr) | 9.47 Lac Cr | 3.82 Lac Cr |
| Expense Ratio (%) | 0.73% | 0.57% |
| Riskometer | Very High | Very High |
| Volatility | 17.17 | 11.64 |
| Sharpe Ratio | 0.92 | 0.39 |
| 1 Year Return (%) | 5.95% | -2% |
| 3 Year Return (%) | 22.29% | 11.03% |
| 5 Year Return (%) | 20.24% | 10.78% |
| Since Launch (%) | 17.1% | 14.98% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 5 July 2007 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Chirag Setalvad; Dhruv Muchhal (13.4 years yrs) | Gaurav Misra (7.3 years yrs) |
| Benchmark | Nifty Midcap 150 TRI | NIFTY 100 Total Return Index |
| Top 3 Holdings | Max Financial Services Ltd. (4.37%), AU Small Finance Bank Ltd. (4.24%), The Federal Bank Ltd. (3.87%) | HDFC Bank Ltd. (9.15%), ICICI Bank Ltd. (8.12%), Reliance Industries Ltd. (5.76%) |
| Asset Allocation | Equity: 93.46% | Equity: 99.63% | Mutual Fund: 0.17% |
| Portfolio Turnover | 13% | 20% |
🤖 AI Verdict – Which is Better?
Humare anusar, HDFC Mid Cap Fund aapke liye bhi better hai. Iska 3Y return 22.29% hai, jo Mirae Asset Large Cap Fund ki 11.03% se bada hai. Lekin yeh bhi dekho ki expense ratio 0.73% hai, jo Mirae Asset Large Cap Fund ki 0.57% se zyada hai. Haan, iske alawa, HDFC Mid Cap Fund ka riskometer bhi very high hai, lekin Sharpe ratio 0.92 hai, jo Mirae Asset Large Cap Fund ki 0.39 se bada hai. Sach ye hai, HDFC Mid Cap Fund aapke liye aage badhne ke liye adhik suitable hai.
Why consider HDFC Mid Cap Fund?
- Expense ratio: 0.73%
- 3Y return: 22.29%
- AUM: 9.47 Lac Cr
- Sharpe Ratio: 0.92
Why consider Mirae Asset Large Cap Fund?
- Expense ratio: 0.57%
- 3Y return: 11.03%
- AUM: 3.82 Lac Cr
- Sharpe Ratio: 0.39
📈 SIP Suitability
Ab hum jaante hain ki kis fund SIP ke liye accha hai. HDFC Mid Cap Fund ka 3Y return 22.29% hai, jo Mirae Asset Large Cap Fund ki 11.03% se bada hai. Iska matlab hai ki HDFC Mid Cap Fund ka consistency aur return stability adhik hai. Chaliye, hum jaante hain ki kis fund aapke liye aage badhne ke liye suitable hai.
⚠️ Risk & Cost Analysis
Ab hum dekhte hain ki kis fund mein riskometer aur volatility kam hai. Mirae Asset Large Cap Fund ka riskometer very high hai, lekin sharpe ratio kam hai. Iske alawa, expense ratio bhi zyada hai. Haan, HDFC Mid Cap Fund ka riskometer bhi very high hai, lekin sharpe ratio 0.92 hai, jo Mirae Asset Large Cap Fund ki 0.39 se bada hai. Lekin volatility 17.17 hai, jo Mirae Asset Large Cap Fund ki 11.64 se zyada hai. Sach ye hai, HDFC Mid Cap Fund mein risk-adjusted returns better hai.
📊 Portfolio Diversification
Ab hum jaante hain ki kis fund mein asset allocation aur top holdings ke concentration mein kya difference hai. HDFC Mid Cap Fund mein equity 93.46% hai, jo Mirae Asset Large Cap Fund ki 99.63% se kam hai. Iska matlab hai ki HDFC Mid Cap Fund mein portfolio diversification adhik hai. Chaliye, hum jaante hain ki kis fund mein sector risk hai. HDFC Mid Cap Fund mein top 3 holdings mein Max Financial Services Ltd., AU Small Finance Bank Ltd., aur The Federal Bank Ltd. hai. Isse hum jaante hain ki fund mein sector risk hai.
Q1: Which fund gives better returns in the long run?
HDFC Mid Cap Fund ka 5Y return 20.24% hai, jo Mirae Asset Large Cap Fund ki 10.78% se bada hai. Isliye, HDFC Mid Cap Fund aapke liye aage badhne ke liye adhik suitable hai.
Q2: Is the higher risk fund worth it?
HDFC Mid Cap Fund ka riskometer very high hai, lekin sharpe ratio 0.92 hai, jo Mirae Asset Large Cap Fund ki 0.39 se bada hai. Isliye, HDFC Mid Cap Fund mein risk-adjusted returns better hai.
Q3: Which fund is more cost-effective?
Mirae Asset Large Cap Fund ka expense ratio 0.57% hai, jo HDFC Mid Cap Fund ki 0.73% se kam hai. Isliye, Mirae Asset Large Cap Fund aapke liye aage badhne ke liye adhik cost-effective hai.
SIP Calculator – Compare Growth Potential
HDFC Mid Cap Fund
₹2221540.12
@22.3% annual return (3Y)
Mirae Asset Large Cap Fund
₹1096870.77
@11.0% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price