HDFC Mid Cap Fund vs Mirae Asset ELSS Tax Saver Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
22.29%
3Y Return
14.73%
Aap logon ne Fund A aur Fund B ka comparison karne ke liye yahaan aaye hain. Fund A, HDFC Mid Cap Fund, Mid Cap category mein hai, jabki Fund B, Mirae Asset ELSS Tax Saver Fund, ELSS category mein hai. Aaj humein yeh jaanna hoga ki kis fund mein nivesh karne se aapko zyada vittiya labh mil sakta hai, aur kis fund mein aapka paisa sahi tarah se surakshit hai.
| Parameter | AHDFC Mid Cap Fund - Direct Plan - Growth | BMirae Asset ELSS Tax Saver Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | Mirae Asset |
| Category | Mid Cap | ELSS |
| NAV (₹) | 220.36 | 48.73 |
| AUM (₹ Cr) | 9.47 Lac Cr | 2.53 Lac Cr |
| Expense Ratio (%) | 0.73% | 1.62% |
| Riskometer | Very High | Very High |
| Volatility | 17.17 | 13.85 |
| Sharpe Ratio | 0.92 | 0.59 |
| 1 Year Return (%) | 5.95% | 2.19% |
| 3 Year Return (%) | 22.29% | 14.73% |
| 5 Year Return (%) | 20.24% | 12.52% |
| Since Launch (%) | 17.1% | 16.42% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 5 July 2007 | 29 December 2015 |
| Exit Load | Nil | Nil |
| Fund Manager | Chirag Setalvad; Dhruv Muchhal (13.4 years yrs) | Neelesh Surana (10.5 years yrs) |
| Benchmark | Nifty Midcap 150 TRI | Nifty 500 TRI |
| Top 3 Holdings | Max Financial Services Ltd. (4.37%), AU Small Finance Bank Ltd. (4.24%), The Federal Bank Ltd. (3.87%) | HDFC Bank Ltd. (9.53%), ICICI Bank Ltd. (4.84%), Reliance Industries Ltd. (4.19%) |
| Asset Allocation | Equity: 93.46% | Equity: 99.11% | Mutual Fund: 0.0% |
| Portfolio Turnover | 13% | 69% |
🤖 AI Verdict – Which is Better?
Chaliye, humein pahle 3 saal ka return dekhte hain. Fund A ka 3 saal ka return 22.29% hai, jabki Fund B ka 14.73% hai. Isse hum samajh sakte hain ki fund A zyada vittiya labh karta hai. Lekin, humein expense ratio bhi dekhna hoga. Fund A ka expense ratio 0.73% hai, jabki Fund B ka 1.62% hai. Isse hum samajh sakte hain ki fund A kam expense wala hai. Aur, humein riskometer bhi dekhna hoga. Dono fund ka riskometer very high hai, lekin fund A ka Sharpe ratio 0.92 hai, jabki fund B ka 0.59 hai. Isse hum samajh sakte hain ki fund A zyada risk-adjusted returns deta hai. Toh, humein lagta hai ki Fund A aapke liye zyada achha hai.
Why consider HDFC Mid Cap Fund?
- Expense ratio: 0.73%
- 3Y return: 22.29%
- AUM: 9.47 Lac Cr
- Sharpe Ratio: 0.92
Why consider Mirae Asset ELSS Tax Saver Fund?
- Expense ratio: 1.62%
- 3Y return: 14.73%
- AUM: 2.53 Lac Cr
- Sharpe Ratio: 0.59
📈 SIP Suitability
SIP suitability ke liye humein 10 saal ke liye monthly SIP ki jarurat hai. Fund A ka 3 saal ka return 22.29% hai, jabki Fund B ka 14.73% hai. Isse hum samajh sakte hain ki fund A zyada consistent return deta hai. Aur, fund A ka volatility 17.17 hai, jabki fund B ka 13.85 hai. Isse hum samajh sakte hain ki fund A zyada stability deta hai. Toh, humein lagta hai ki Fund A aapke liye zyada achha hai.
⚠️ Risk & Cost Analysis
Riskometer ke hisab se dono fund ka risk very high hai, lekin fund A ka Sharpe ratio 0.92 hai, jabki fund B ka 0.59 hai. Isse hum samajh sakte hain ki fund A zyada risk-adjusted returns deta hai. Aur, fund A ka expense ratio 0.73% hai, jabki fund B ka 1.62% hai. Isse hum samajh sakte hain ki fund A kam expense wala hai. Toh, humein lagta hai ki Fund A aapke liye zyada achha hai.
📊 Portfolio Diversification
Fund A ka asset allocation 93.46% equity hai, jabki fund B ka 99.11% equity hai. Isse hum samajh sakte hain ki fund A zyada diversified portfolio deta hai. Aur, fund A ka top 3 holdings mein Max Financial Services Ltd. (4.37%), AU Small Finance Bank Ltd. (4.24%), The Federal Bank Ltd. (3.87%) hai, jabki fund B ka top 3 holdings mein HDFC Bank Ltd. (9.53%), ICICI Bank Ltd. (4.84%), Reliance Industries Ltd. (4.19%) hai. Isse hum samajh sakte hain ki fund A zyada sector risk free hai.
SIP Calculator – Compare Growth Potential
HDFC Mid Cap Fund
₹2221540.12
@22.3% annual return (3Y)
Mirae Asset ELSS Tax Saver Fund
₹1370327.40
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund A ka 5 saal ka return 20.24% hai, jabki fund B ka 12.52% hai. Isse hum samajh sakte hain ki fund A zyada vittiya labh karta hai.
Q2: Is the higher risk fund worth it?
Haan, fund A ka Sharpe ratio 0.92 hai, jabki fund B ka 0.59 hai. Isse hum samajh sakte hain ki fund A zyada risk-adjusted returns deta hai.
Q3: Which fund is more cost-effective?
Fund A ka expense ratio 0.73% hai, jabki fund B ka 1.62% hai. Isse hum samajh sakte hain ki fund A kam expense wala hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price