HDFC Mid Cap Fund vs LIC Mutual Fund Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
22.29%
3Y Return
20.86%
Dekho, aapke paas do mid-cap aur multi-cap funds hain jo aapko long-term wealth creation ke liye aakarshit kar rahe hain. Chaliye, Fund A HDFC Mid Cap Fund aur Fund B LIC Mutual Fund Multi Cap Fund ki comparison karke dekhenge kya aapke liye yeh dono funds suitable hain ya nahin.
| Parameter | AHDFC Mid Cap Fund - Direct Plan - Growth | BLIC Mutual Fund Multi Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | LIC Mutual Fund |
| Category | Mid Cap | Multi Cap |
| NAV (₹) | 220.36 | 19.01 |
| AUM (₹ Cr) | 9.47 Lac Cr | 1.60 Lac Cr |
| Expense Ratio (%) | 0.73% | 1.68% |
| Riskometer | Very High | Very High |
| Volatility | 17.17 | 13.9 |
| Sharpe Ratio | 0.92 | 1.03 |
| 1 Year Return (%) | 5.95% | 5.23% |
| 3 Year Return (%) | 22.29% | 20.86% |
| 5 Year Return (%) | 20.24% | 11.46% |
| Since Launch (%) | 17.1% | 21.47% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 5 July 2007 | 3 February 2023 |
| Exit Load | Nil | Nil |
| Fund Manager | Chirag Setalvad; Dhruv Muchhal (13.4 years yrs) | Yogesh Patil (3.5 years yrs) |
| Benchmark | Nifty Midcap 150 TRI | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | Max Financial Services Ltd. (4.37%), AU Small Finance Bank Ltd. (4.24%), The Federal Bank Ltd. (3.87%) | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) |
| Asset Allocation | Equity: 93.46% | Equity: 97.00% | T-Bills: 3.00% |
| Portfolio Turnover | 13% | 38% |
🤖 AI Verdict – Which is Better?
Haaan, Fund A HDFC Mid Cap Fund our verdict hai. Yeh fund 3Y return ke hisab se 22.29% ka return de raha hai, jiska mean hai ki yeh fund long-term mein aapko better return de raha hai. Lekin expense ratio ke hisab se Fund B LIC Mutual Fund Multi Cap Fund thoda kam hai. Lekin riskometer ke hisab se dono funds Very High hain. Toh, haaan, Fund A HDFC Mid Cap Fund better hai.
Why consider HDFC Mid Cap Fund?
- Expense ratio: 0.73%
- 3Y return: 22.29%
- AUM: 9.47 Lac Cr
- Sharpe Ratio: 0.92
Why consider LIC Mutual Fund Multi Cap Fund?
- Expense ratio: 1.68%
- 3Y return: 20.86%
- AUM: 1.60 Lac Cr
- Sharpe Ratio: 1.03
📈 SIP Suitability
Sach ye hai, SIP ke liye Fund A HDFC Mid Cap Fund better hai. Yeh fund 3Y return ke hisab se thoda better hai aur expense ratio thoda kam hai. Lekin Fund B LIC Mutual Fund Multi Cap Fund ka asset allocation 97% equity aur 3% T-Bills hai, jiska mean hai ki yeh fund stability mein better hai.
⚠️ Risk & Cost Analysis
Riskometer ke hisab se dono funds Very High hain, lekin volatility ke hisab se Fund A HDFC Mid Cap Fund thoda high hai. Lekin Sharpe ratio ke hisab se Fund B LIC Mutual Fund Multi Cap Fund better hai. Expense ratio ke hisab se Fund B LIC Mutual Fund Multi Cap Fund thoda kam hai.
📊 Portfolio Diversification
Fund A HDFC Mid Cap Fund ka asset allocation 93.46% equity hai, jiska mean hai ki yeh fund diversified nahin hai. Lekin Fund B LIC Mutual Fund Multi Cap Fund ka asset allocation 97% equity aur 3% T-Bills hai, jiska mean hai ki yeh fund thoda diversified hai. Lekin Fund B LIC Mutual Fund Multi Cap Fund ka top 3 holdings mein HDFC Bank Ltd., ICICI Bank Ltd., aur Reliance Industries Ltd. hain, jiska mean hai ki yeh fund sector risk mein hai.
SIP Calculator – Compare Growth Potential
HDFC Mid Cap Fund
₹2221540.12
@22.3% annual return (3Y)
LIC Mutual Fund Multi Cap Fund
₹2021967.48
@20.9% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, Fund A HDFC Mid Cap Fund 5Y return ke hisab se 20.24% ka return de raha hai, jiska mean hai ki yeh fund long run mein better hai. Fund B LIC Mutual Fund Multi Cap Fund 5Y return ke hisab se 11.46% ka return de raha hai, jiska mean hai ki yeh fund thoda kam hai.
Q2: Is the higher risk fund worth it?
Haan, Fund A HDFC Mid Cap Fund ki volatility 17.17 hai, jiska mean hai ki yeh fund thoda high risk hai. Lekin Sharpe ratio ke hisab se yeh fund better hai, jiska mean hai ki yeh fund risk-adjusted return de raha hai.
Q3: Which fund is more cost-effective?
Sach ye hai, Fund B LIC Mutual Fund Multi Cap Fund expense ratio ke hisab se 1.68% ka hai, jiska mean hai ki yeh fund thoda kam cost hai. Fund A HDFC Mid Cap Fund expense ratio ke hisab se 0.73% ka hai, jiska mean hai ki yeh fund thoda kam cost hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price