HDFC Mid Cap Fund vs LIC Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
22.29%
3Y Return
14.7%
Chaliye dekho, aaj hum do mid cap aur large cap funds ke beech ki comparison karne ja rahe hain. Fund A, HDFC Mid Cap Fund Direct Plan Growth hai, aur Fund B, LIC Mutual Fund Large Cap Fund Direct Plan Growth hai. Ye dono funds ek-doosre se alag categories mein hain. Fund A mid cap category mein hai, jabki Fund B large cap category mein hai. Ye pata chala hai kya aap is article mein seekhenge?
| Parameter | AHDFC Mid Cap Fund - Direct Plan - Growth | BLIC Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | LIC Mutual Fund |
| Category | Mid Cap | Large Cap |
| NAV (₹) | 220.36 | 497.22 |
| AUM (₹ Cr) | 9.47 Lac Cr | 2.22 Lac Cr |
| Expense Ratio (%) | 0.73% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 17.17 | 11.93 |
| Sharpe Ratio | 0.92 | 0.69 |
| 1 Year Return (%) | 5.95% | -4.02% |
| 3 Year Return (%) | 22.29% | 14.7% |
| 5 Year Return (%) | 20.24% | 12.03% |
| Since Launch (%) | 17.1% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 5 July 2007 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Chirag Setalvad; Dhruv Muchhal (13.4 years yrs) | Yogesh Patil (3.5 years yrs) |
| Benchmark | Nifty Midcap 150 TRI | Nifty 50 |
| Top 3 Holdings | Max Financial Services Ltd. (4.37%), AU Small Finance Bank Ltd. (4.24%), The Federal Bank Ltd. (3.87%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 93.46% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 13% | 22% |
🤖 AI Verdict – Which is Better?
Ab hum iske baad dekhte hain ki Fund A ya Fund B long term ke liye better hai. Haan, Fund A ka 3Y return 22.29% hai, jabki Fund B ka 3Y return 14.7% hai. Expense ratio ke like bhi Fund A 0.73% hai, jabki Fund B 0.52% hai. Riskometer ke liye bhi Fund A High hai, jabki Fund B High hai. Dekho, Fund A long term ke liye better hai.
Why consider HDFC Mid Cap Fund?
- Expense ratio: 0.73%
- 3Y return: 22.29%
- AUM: 9.47 Lac Cr
- Sharpe Ratio: 0.92
Why consider LIC Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.22 Lac Cr
- Sharpe Ratio: 0.69
📈 SIP Suitability
SIP ke liye Fund B better hai. Iska 3Y return stability hai aur Fund A ke liye thi. Fund B ka Sharpe ratio 0.69 hai, jo Fund A ke 0.92 ke kam hai. Chaliye, SIP ke liye Fund B better hai.
⚠️ Risk & Cost Analysis
Haan, Fund B ke liye Riskometer High hai, lekin volatility Fund A ke 17.17 se kam hai, jo 11.93 hai. Sharpe ratio ke liye bhi Fund A better hai, jo 0.92 hai, jabki Fund B ke 0.69 hai. Expense ratio ke liye bhi Fund B better hai, 0.52% hai, jabki Fund A 0.73% hai. Dekho, Fund A better risk-adjusted returns deta hai.
📊 Portfolio Diversification
Fund B ka asset allocation Equity 96% hai, jabki Fund A ka Equity 93.46% hai. Fund B top holdings mein HDFC Bank Ltd. 8.5% hai, ICICI Bank Ltd. 7.8% hai, Reliance Industries Ltd. 6.9% hai. Fund A top holdings mein Max Financial Services Ltd. 4.37% hai, AU Small Finance Bank Ltd. 4.24% hai, The Federal Bank Ltd. 3.87% hai. Dekho, Fund B asset allocation ke liye better hai.
SIP Calculator – Compare Growth Potential
HDFC Mid Cap Fund
₹2221540.12
@22.3% annual return (3Y)
LIC Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, Fund A 5Y return 20.24% hai, jabki Fund B 12.03% hai. Isliye Fund A long run ke liye better hai.
Q2: Is the higher risk fund worth it?
Haan, Fund A ka volatility 17.17 hai, jabki Fund B ka 11.93 hai. Sharpe ratio ke liye bhi Fund A better hai, jo 0.92 hai, jabki Fund B ke 0.69 hai. Isliye Fund A risk-adjusted returns deta hai.
Q3: Which fund is more cost-effective?
Sach ye hai, Fund B expense ratio 0.52% hai, jabki Fund A 0.73% hai. Isliye Fund B cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price