HDFC Mid Cap Fund vs Kotak Mahindra Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
22.29%
3Y Return
12.82%
Dekho, today humein do mid cap aur large cap fund ke beech ki tulna karni hai. Fund A hai HDFC Mid Cap Fund aur Fund B hai Kotak Mahindra Large Cap Fund. Ye dono fund very high riskometer ke hain lekin unke performance aur asset allocation mein koi alag hai. Aaj humein yeh jaanne ke liye hain ki kis fund se aaram se long-term wealth creation hota hai.
| Parameter | AHDFC Mid Cap Fund - Direct Plan - Growth | BKotak Mahindra Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | Kotak Mahindra |
| Category | Mid Cap | Large Cap |
| NAV (₹) | 220.36 | 635.60 |
| AUM (₹ Cr) | 9.47 Lac Cr | 3.81 Lac Cr |
| Expense Ratio (%) | 0.73% | 1.36% |
| Riskometer | Very High | Very High |
| Volatility | 17.17 | 11.32 |
| Sharpe Ratio | 0.92 | 0.56 |
| 1 Year Return (%) | 5.95% | -2.46% |
| 3 Year Return (%) | 22.29% | 12.82% |
| 5 Year Return (%) | 20.24% | 12.2% |
| Since Launch (%) | 17.1% | 13.87% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 5 July 2007 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Chirag Setalvad; Dhruv Muchhal (13.4 years yrs) | Harsha Upadhyaya (3.5 years yrs) |
| Benchmark | Nifty Midcap 150 TRI | Nifty 50 |
| Top 3 Holdings | Max Financial Services Ltd. (4.37%), AU Small Finance Bank Ltd. (4.24%), The Federal Bank Ltd. (3.87%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 93.46% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 13% | 16% |
🤖 AI Verdict – Which is Better?
Haan, Fund A HDFC Mid Cap Fund is better for long-term wealth creation. Iske liye humein 3Y return, expense ratio, aur riskometer ka vichar karna hai. Fund A ka 3Y return 22.29% hai, jiska mukhya fund B ka 3Y return 12.82% hai. Dekho, expense ratio bhi Fund A ka 0.73% hai, jiska mukhya fund B ka 1.36% hai. Isliye, Fund A iske liye better hai.
Why consider HDFC Mid Cap Fund?
- Expense ratio: 0.73%
- 3Y return: 22.29%
- AUM: 9.47 Lac Cr
- Sharpe Ratio: 0.92
Why consider Kotak Mahindra Large Cap Fund?
- Expense ratio: 1.36%
- 3Y return: 12.82%
- AUM: 3.81 Lac Cr
- Sharpe Ratio: 0.56
📈 SIP Suitability
Chaliye, SIP suitability ke liye humein fund ke consistency aur return stability ka vichar karna hai. Fund A ka 5Y return 20.24% hai, jiska mukhya fund B ka 5Y return 12.2% hai. Iske alawa, Fund A ka SIP return stability bhi accha hai. Isliye, Fund A iske liye better hai SIP ke liye.
⚠️ Risk & Cost Analysis
Lekin, riskometer aur volatility ka vichar karna bhi zaroori hai. Fund A ka riskometer very high hai lekin uska volatility 17.17 hai. Fund B ka riskometer bhi very high hai lekin uska volatility 11.32 hai. Iske alawa, Sharpe ratio bhi Fund A ka 0.92 hai, jiska mukhya fund B ka 0.56 hai. Isliye, sabhi factors ke liye Fund A iske liye better hai.
📊 Portfolio Diversification
Dekho, asset allocation aur top holdings concentration ka vichar karna bhi zaroori hai. Fund A ka asset allocation equity mein 93.46% hai, jiska mukhya fund B ka asset allocation equity mein 96.00% hai. Iske alawa, Fund A ka top holdings concentration bhi kam hai. Isliye, Fund A iske liye better hai portfolio diversification ke liye.
SIP Calculator – Compare Growth Potential
HDFC Mid Cap Fund
₹2221540.12
@22.3% annual return (3Y)
Kotak Mahindra Large Cap Fund
₹1220113.26
@12.8% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, Fund A HDFC Mid Cap Fund ka 5Y return 20.24% hai, jiska mukhya fund B ka 5Y return 12.2% hai. Isliye, Fund A iske liye better hai long-term returns ke liye.
Q2: Is the higher risk fund worth it?
Haan, Fund A ka riskometer very high hai lekin uska volatility 17.17 hai. Iske alawa, Sharpe ratio bhi Fund A ka 0.92 hai, jo fund B se bhi accha hai. Isliye, Fund A iske liye better hai.
Q3: Which fund is more cost-effective?
Dekho, expense ratio ka vichar karna bhi zaroori hai. Fund A ka expense ratio 0.73% hai, jiska mukhya fund B ka expense ratio 1.36% hai. Isliye, Fund A iske liye better hai cost-effectiveness ke liye.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price