HDFC Mid Cap Fund vs JM Financial Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
22.29%
3Y Return
20.86%
Aapke paas do mid-cap aur multi-cap funds hain, HDFC Mid Cap Fund aur JM Financial Multi Cap Fund. Yeh dono funds apne category ke top performers hain. Is article mein hum fund B ki tulna karenge HDFC Mid Cap Fund se aur dekhenge ki kis fund mein investment karne ki zaroorat hai. Dekho, fund B ka aamunayen se kya hai aur kya naheen.
| Parameter | AHDFC Mid Cap Fund - Direct Plan - Growth | BJM Financial Multi Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | JM Financial |
| Category | Mid Cap | Multi Cap |
| NAV (₹) | 220.36 | 19.01 |
| AUM (₹ Cr) | 9.47 Lac Cr | 1.63 Lac Cr |
| Expense Ratio (%) | 0.73% | 1.68% |
| Riskometer | Very High | Very High |
| Volatility | 17.17 | 14.35 |
| Sharpe Ratio | 0.92 | 1 |
| 1 Year Return (%) | 5.95% | 5.23% |
| 3 Year Return (%) | 22.29% | 20.86% |
| 5 Year Return (%) | 20.24% | 0% |
| Since Launch (%) | 17.1% | 21.47% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 5 July 2007 | 3 February 2023 |
| Exit Load | Nil | Nil |
| Fund Manager | Chirag Setalvad; Dhruv Muchhal (13.4 years yrs) | Asit Bhandarkar (3.5 years yrs) |
| Benchmark | Nifty Midcap 150 TRI | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | Max Financial Services Ltd. (4.37%), AU Small Finance Bank Ltd. (4.24%), The Federal Bank Ltd. (3.87%) | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) |
| Asset Allocation | Equity: 93.46% | Equity: 97.00% | T-Bills: 3.00% |
| Portfolio Turnover | 13% | 44% |
🤖 AI Verdict – Which is Better?
Humne fund B ka 3Y return dekha, jo ki 20.86% hai. Fund A ka 3Y return 22.29% hai. Lekin, fund A ka expense ratio kam hai, 0.73% vs fund B ka 1.68%. Riskometer bhi fund A ka kam hai. Haan, fund A ka 5Y return kam hai. Lekin, long-term wealth creation ke liye fund A zyada suitable hai.
Why consider HDFC Mid Cap Fund?
- Expense ratio: 0.73%
- 3Y return: 22.29%
- AUM: 9.47 Lac Cr
- Sharpe Ratio: 0.92
Why consider JM Financial Multi Cap Fund?
- Expense ratio: 1.68%
- 3Y return: 20.86%
- AUM: 1.63 Lac Cr
- Sharpe Ratio: 1
📈 SIP Suitability
Ek monthly SIP ke liye fund B zyada suitable hai. Fund B ka 1Y return 5.23% hai, jo fund A ka 5.95% se kaam hai. Lekin, fund B ka 3Y return fund A se zyada hai. SIP ke liye fund B ka consistency aur return stability aam lagta hai.
⚠️ Risk & Cost Analysis
Fund B ka riskometer aur volatility fund A se kam hai. Lekin, fund A ka Sharpe ratio fund B se kam hai. Expense ratio bhi fund A ka kam hai. Lekin, fund A ka 5Y return kam hai. Haan, fund B ka 5Y return zero hai. Lekin, risk-adjusted returns ke liye fund A zyada suitable hai.
📊 Portfolio Diversification
Fund A ka asset allocation equity mein 93.46% hai, jabki fund B ka equity mein 97.00% hai. Top holdings mein fund B ka sector risk hai, jabki fund A ka sector risk kam hai. Lekin, fund A ka asset allocation fund B se kam hai. Haan, fund B ka asset allocation kam hai.
SIP Calculator – Compare Growth Potential
HDFC Mid Cap Fund
₹2221540.12
@22.3% annual return (3Y)
JM Financial Multi Cap Fund
₹2021967.48
@20.9% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund A ka 5Y return 20.24% hai, jo fund B ka 0% se zyada hai. Lekin, fund A ka 3Y return fund B se kam hai. Haan, long-term wealth creation ke liye fund A zyada suitable hai.
Q2: Is the higher risk fund worth it?
Fund B ka volatility fund A se kam hai. Lekin, fund A ka Sharpe ratio fund B se kam hai. Haan, fund B ka riskometer aur expense ratio fund A se kam hai. Lekin, fund A ka 5Y return kam hai.
Q3: Which fund is more cost-effective?
Fund A ka expense ratio fund B se kam hai, 0.73% vs 1.68%. Haan, fund A ka AUM fund B se zyada hai, 94744.72 Cr vs 16286.4 Cr.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price