HDFC Mid Cap Fund vs JM Financial Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
22.29%
3Y Return
14.7%
Ab ye dono funds Mid Cap aur Large Cap Category mein hain. Fund A HDFC Mid Cap Fund hai aur Fund B JM Financial Large Cap Fund hai. Is article mein hum dono funds ki tarah se compare karenge aur dekhein ki kis fund ki long term mein wealth creation ke liye better hai.
| Parameter | AHDFC Mid Cap Fund - Direct Plan - Growth | BJM Financial Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | JM Financial |
| Category | Mid Cap | Large Cap |
| NAV (₹) | 220.36 | 497.22 |
| AUM (₹ Cr) | 9.47 Lac Cr | 2.26 Lac Cr |
| Expense Ratio (%) | 0.73% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 17.17 | 12.25 |
| Sharpe Ratio | 0.92 | 0.67 |
| 1 Year Return (%) | 5.95% | -4.02% |
| 3 Year Return (%) | 22.29% | 14.7% |
| 5 Year Return (%) | 20.24% | 12.03% |
| Since Launch (%) | 17.1% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 5 July 2007 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Chirag Setalvad; Dhruv Muchhal (13.4 years yrs) | Asit Bhandarkar (3.5 years yrs) |
| Benchmark | Nifty Midcap 150 TRI | Nifty 50 |
| Top 3 Holdings | Max Financial Services Ltd. (4.37%), AU Small Finance Bank Ltd. (4.24%), The Federal Bank Ltd. (3.87%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 93.46% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 13% | 26% |
🤖 AI Verdict – Which is Better?
Humare paas 3Y return, expense ratio, aur risk ke adhar par Fund A ki comparison fund B se bahut achhi dikh rahi hai. Fund A ka 3Y return 22.29% hai, jo fund B ke 14.7% se zyada hai. Expense ratio mein bhi Fund A 0.73% hai, jo fund B ke 0.52% se jyada hai. Aur riskometer bhi dono fund Very High hai, lekin Fund A ka volatility 17.17 hai, jo fund B ke 12.25 se jyada hai. In sabse dekhte huye, hum Fund A ko long term wealth creation ke liye better fund maante hain.
Why consider HDFC Mid Cap Fund?
- Expense ratio: 0.73%
- 3Y return: 22.29%
- AUM: 9.47 Lac Cr
- Sharpe Ratio: 0.92
Why consider JM Financial Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.26 Lac Cr
- Sharpe Ratio: 0.67
📈 SIP Suitability
Monthly SIP ke liye Fund B zyada suitable hai kyunki iska consistency aur return stability Fund A ke compare mein bahut achha hai. Fund B ka 1Y return -4.02% hai, jo Fund A ke 5.95% se kam hai, lekin Fund B ka 3Y return 14.7% hai, jo Fund A ke 22.29% se kam hai. Isliye, monthly SIP ke liye Fund B ko try karna achha hoga.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio, aur expense ratio ka analysis karte huye, hum dekh sakte hain ki Fund B zyada risk-adjusted returns offer karta hai. Fund B ka Sharpe ratio 0.67 hai, jo Fund A ke 0.92 se kam hai. Aur expense ratio mein bhi Fund B 0.52% hai, jo Fund A ke 0.73% se kam hai. Isliye, Fund B risk-adjusted returns ke liye better hai.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration ka comparison karte huye, hum dekh sakte hain ki Fund B zyada diversified hai. Fund B ka asset allocation Mein Equity 96% aur T-Bills 4% hai, jo Fund A ke 93.46% Equity aur 6.54% Non-Equity se zyada hai. Aur top holdings concentration mein bhi Fund B ka concentration 23.18% hai, jo Fund A ke 12.48% se jyada hai. Isliye, Fund B portfolio diversification ke liye better hai.
SIP Calculator – Compare Growth Potential
HDFC Mid Cap Fund
₹2221540.12
@22.3% annual return (3Y)
JM Financial Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Ans: Fund A ka 5Y return 20.24% hai, jo Fund B ke 12.03% se zyada hai. Isliye, Fund A long run mein better returns dene ka potential rakhta hai.
Q2: Is the higher risk fund worth it?
Ans: Fund A ka volatility 17.17 hai, jo Fund B ke 12.25 se jyada hai. Lekin Fund A ka Sharpe ratio 0.92 hai, jo Fund B ke 0.67 se jyada hai. Isliye, risk ke liye Fund A ki Sharpe ratio Fund B ke compare mein achhi hai.
Q3: Which fund is more cost-effective?
Ans: Fund B ka expense ratio 0.52% hai, jo Fund A ke 0.73% se kam hai. Isliye, cost-effectiveness ke liye Fund B better hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price