HDFC Mid Cap Fund vs Invesco Mutual Fund Liquid Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
22.29%
3Y Return
6.93%
Hai, investors! Dekho, we are comparing HDFC Mid Cap Fund with Invesco Mutual Fund Liquid Fund. Fund A is a mid-cap fund, while Fund B is a liquid fund. We'll see which one is more suitable for you. Chaliye, let's dive in!
| Parameter | AHDFC Mid Cap Fund - Direct Plan - Growth | BInvesco Mutual Fund Liquid Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | Invesco Mutual Fund |
| Category | Mid Cap | Liquid Fund |
| NAV (₹) | 220.36 | 3819.94 |
| AUM (₹ Cr) | 9.47 Lac Cr | 3.76 Lac Cr |
| Expense Ratio (%) | 0.73% | 0.12% |
| Riskometer | Very High | Low |
| Volatility | 17.17 | 0.13 |
| Sharpe Ratio | 0.92 | 3.31 |
| 1 Year Return (%) | 5.95% | 6.17% |
| 3 Year Return (%) | 22.29% | 6.93% |
| 5 Year Return (%) | 20.24% | 6.11% |
| Since Launch (%) | 17.1% | 6.82% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 5 July 2007 | 1 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Chirag Setalvad; Dhruv Muchhal (13.4 years yrs) | Amit Ganatra (3.5 years yrs) |
| Benchmark | Nifty Midcap 150 TRI | NIFTY Liquid Index |
| Top 3 Holdings | Max Financial Services Ltd. (4.37%), AU Small Finance Bank Ltd. (4.24%), The Federal Bank Ltd. (3.87%) | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) |
| Asset Allocation | Equity: 93.46% | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% |
| Portfolio Turnover | 13% | 269% |
🤖 AI Verdict – Which is Better?
Haan, for long-term wealth creation, HDFC Mid Cap Fund is a clear winner. Its 3Y return is 22.29%, while Invesco Liquid Fund's 3Y return is only 6.93%. Lekin, this comes with a higher expense ratio of 0.73% compared to Invesco's 0.12%. Sach ye hai, Fund A's higher risk is worth it for long-term gains.
Why consider HDFC Mid Cap Fund?
- Expense ratio: 0.73%
- 3Y return: 22.29%
- AUM: 9.47 Lac Cr
- Sharpe Ratio: 0.92
Why consider Invesco Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.93%
- AUM: 3.76 Lac Cr
- Sharpe Ratio: 3.31
📈 SIP Suitability
Dekho, if you're investing through SIP for 10+ years, Invesco Liquid Fund is a better choice. Its returns are more stable, with a 1Y return of 6.17% compared to HDFC Mid Cap's 5.95%. Chaliye, this fund is more suitable for those seeking consistent returns.
⚠️ Risk & Cost Analysis
Sach ye hai, HDFC Mid Cap Fund is riskier, with a riskometer of Very High and volatility of 17.17. Lekin, its Sharpe ratio of 0.92 indicates that it offers better risk-adjusted returns. Invesco Liquid Fund, on the other hand, has a low riskometer and volatility of 0.13, making it a safer choice. Haan, the expense ratio of 0.73% for Fund A is higher than Invesco's 0.12%.
📊 Portfolio Diversification
Dekho, HDFC Mid Cap Fund's asset allocation is heavily skewed towards equity at 93.46%. Its top 3 holdings include Max Financial Services Ltd., AU Small Finance Bank Ltd., and The Federal Bank Ltd. Invesco Liquid Fund, on the other hand, has a diversified portfolio with 65% allocation to T-Bills, 20% to CD, and 10% to CP. Haan, this fund is more diversified and has lower sector risk.
SIP Calculator – Compare Growth Potential
HDFC Mid Cap Fund
₹2221540.12
@22.3% annual return (3Y)
Invesco Mutual Fund Liquid Fund
₹867076.87
@6.9% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
HDFC Mid Cap Fund gives better returns in the long run, with a 5Y return of 20.24% compared to Invesco Liquid Fund's 6.11%.
Q2: Is the higher risk fund worth it?
Haan, HDFC Mid Cap Fund's higher risk is worth it, considering its Sharpe ratio of 0.92 is higher than Invesco Liquid Fund's 3.31. Lekin, this comes with higher volatility and expense ratio.
Q3: Which fund is more cost-effective?
Invesco Liquid Fund is more cost-effective, with an expense ratio of 0.12% compared to HDFC Mid Cap Fund's 0.73%.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price