HDFC Mid Cap Fund vs ICICI Prudential Small Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
22.29%
3Y Return
15.42%
Chaliye, aaj hum do mid/cap aur small cap funds ke beech ki comparison karne wale hain. Fund A HDFC Mid Cap Fund hai, jabki Fund B ICICI Prudential Small Cap Fund hai. Is article mein, hum Fund A aur Fund B ke 1Y, 3Y aur 5Y returns, expense ratio aur riskometer ke beech comparison karenge. Dekho, kis fund ne long-term mein better returns diya hai.
| Parameter | AHDFC Mid Cap Fund - Direct Plan - Growth | BICICI Prudential Small Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | ICICI Prudential |
| Category | Mid Cap | Small Cap |
| NAV (₹) | 220.36 | 96.92 |
| AUM (₹ Cr) | 9.47 Lac Cr | 2.27 Lac Cr |
| Expense Ratio (%) | 0.73% | 0.82% |
| Riskometer | Very High | Very High |
| Volatility | 17.17 | 17.48 |
| Sharpe Ratio | 0.92 | 0.51 |
| 1 Year Return (%) | 5.95% | 1.68% |
| 3 Year Return (%) | 22.29% | 15.42% |
| 5 Year Return (%) | 20.24% | 17.22% |
| Since Launch (%) | 17.1% | 16.62% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 5 July 2007 | 3 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Chirag Setalvad; Dhruv Muchhal (13.4 years yrs) | Harsh Upadhyaya; Sharmila D'Silva (4.2 years yrs) |
| Benchmark | Nifty Midcap 150 TRI | Nifty Smallcap 250 TRI |
| Top 3 Holdings | Max Financial Services Ltd. (4.37%), AU Small Finance Bank Ltd. (4.24%), The Federal Bank Ltd. (3.87%) | Aarti Drugs Ltd. (3.2%), Hatsun Agro Product Ltd. (2.9%), National Aluminium Company Ltd. (2.7%) |
| Asset Allocation | Equity: 93.46% | Equity: 91.00% | Cash & Equivalents: 9.00% |
| Portfolio Turnover | 13% | 21% |
🤖 AI Verdict – Which is Better?
Haan, lekin sabse zaroori hai ki hum long-term wealth creation ke liye kis fund ko better manaate hain. Fund A ka 3Y return 22.29% hai, jabki Fund B ka 15.42% hai. Lekin, expense ratio ke hisab se bhi dekhein. Fund A ka expense ratio 0.73% hai, jabki Fund B ka 0.82% hai. Chaliye, riskometer ko bhi dekhein. Dono funds ka riskometer Very High hai, lekin Fund A ka Sharpe ratio 0.92 hai, jabki Fund B ka 0.51 hai. Dekho, kis fund ne better risk-adjusted returns diya hai.
Why consider HDFC Mid Cap Fund?
- Expense ratio: 0.73%
- 3Y return: 22.29%
- AUM: 9.47 Lac Cr
- Sharpe Ratio: 0.92
Why consider ICICI Prudential Small Cap Fund?
- Expense ratio: 0.82%
- 3Y return: 15.42%
- AUM: 2.27 Lac Cr
- Sharpe Ratio: 0.51
📈 SIP Suitability
SIP ke liye, Fund A aur Fund B dono consistent returns dete hain. Lekin, Fund A ka 3Y return 22.29% hai, jabki Fund B ka 15.42% hai. Chaliye, monthly SIP ke liye Fund A hi better manaata hai, kyunki yeh dono fundon ke beech consistency aur return stability ke hisab se.
⚠️ Risk & Cost Analysis
Riskometer, volatility aur Sharpe ratio ke hisab se bhi Fund A aur Fund B ki comparison karni zaroori hai. Fund A ka riskometer Very High hai, jabki Fund B ka bhi Very High hai. Lekin, Fund A ka volatility 17.17 hai, jabki Fund B ka 17.48 hai. Chaliye, Sharpe ratio ko dekhein. Fund A ka Sharpe ratio 0.92 hai, jabki Fund B ka 0.51 hai. Dekho, kis fund ne better risk-adjusted returns diya hai.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration ke hisab se bhi Fund A aur Fund B ki comparison karni zaroori hai. Fund A ka asset allocation equity mein 93.46% hai, jabki Fund B ka 91.00% hai. Chaliye, top holdings concentration ko dekhein. Fund A ka top holdings Max Financial Services Ltd., AU Small Finance Bank Ltd. aur The Federal Bank Ltd. hai, jabki Fund B ka top holdings Aarti Drugs Ltd., Hatsun Agro Product Ltd. aur National Aluminium Company Ltd. hai. Dekho, kis fund ka portfolio adhik diversified hai.
SIP Calculator – Compare Growth Potential
HDFC Mid Cap Fund
₹2221540.12
@22.3% annual return (3Y)
ICICI Prudential Small Cap Fund
₹1429907.82
@15.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, Fund A ka 5Y return 20.24% hai, jabki Fund B ka 17.22% hai. Isliye, long-term mein Fund A better returns deti hai.
Q2: Is the higher risk fund worth it?
Haan, lekin Fund B ka Sharpe ratio 0.51 hai, jabki Fund A ka 0.92 hai. Isliye, Fund A ka risk-adjusted returns adhik hai.
Q3: Which fund is more cost‑effective?
Fund A ka expense ratio 0.73% hai, jabki Fund B ka 0.82% hai. Isliye, Fund A adhik cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price